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- What is\u00a0British\u00a0Gas\u00a0HomeCare?\u00a0<\/a>\n
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- Is insurance cover necessary?\u00a0<\/a><\/li>\n
- Alternative cover options\u00a0<\/a><\/li>\n<\/ul>\n<\/li>\n
- Other home emergency and boiler cover providers\u00a0<\/a><\/li>\n
- How much does\u00a0British\u00a0Gas\u00a0HomeCare\u00a0cost?\u00a0<\/a>\n
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- With \u00a360 excess <\/a><\/li>\n
- With no excess <\/a><\/li>\n
- Monthly vs annual payments <\/a><\/li>\n<\/ul>\n<\/li>\n
- What does\u00a0British\u00a0Gas\u00a0cover?\u00a0<\/a>\n
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- HomeCare One <\/a><\/li>\n
- Two <\/a><\/li>\n
- Three <\/a><\/li>\n
- Four <\/a><\/li>\n
- What\u2019s not covered?\u00a0<\/a><\/li>\n<\/ul>\n<\/li>\n
- Advantages\u00a0<\/a><\/li>\n
- Disadvantages\u00a0<\/a><\/li>\n
- Is\u00a0HomeCare\u00a0worth investing in?\u00a0<\/a><\/li>\n
- Our\u00a0HomeCare\u00a0pick\u00a0<\/a><\/li>\n<\/ul>\n\n\n\n
What is\u00a0British\u00a0Gas\u00a0HomeCare?<\/strong>\u00a0<\/h2>\n\n\n\n
This is the energy company\u2019s insurance cover<\/strong> for all the home services it\u00a0provides. Whether you\u2019re worried about the central heating,\u00a0drains\u00a0or\u00a0electrics,\u00a0British\u00a0Gas is ready and happy to save the day \u2013 for a price. Through a range of four packages \u2013 One, Two, Three and Four \u2013\u00a0HomeCare\u00a0covers almost everything you\u2019d need to keep you house in top working order, including maintenance and repairs.\u00a0\u00a0<\/p>\n\n\n\n
The extent of these services depends on the package you buy and whether you rent or own your property.\u00a0British\u00a0Gas basically serves as a safety net when something goes wrong with your home\u2019s appliances or even the building itself. The\u00a0HomeCare\u00a0insurance cover would suit landlords as much as tenants. So, think about what you need and explore what options are available.\u00a0<\/p>\n\n\n\n
Pay close attention to what British Gas HomeCare doesn\u2019t cover. These exceptions include not taking responsibility for pre-existing sludge or damage to the system. But they also won\u2019t handle replacing taps, radiators, water filters and other household parts. We\u2019ll go through the downsides of British\u00a0Gas\u00a0HomeCare in more detail. So, keep reading for a full understanding of what you\u2019d signing up for as a British Gas customer.\u00a0<\/p>\n\n\n\n
Is insurance cover necessary?<\/strong>\u00a0<\/h3>\n\n\n\n
\n![\"Home](\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\")
\nHome insurance cover – British Gas HomeCare<\/figcaption>\n<\/figure>\n<\/div>\n\n\n\n When the weather turns cold, you want to know that your boiler isn\u2019t going to suddenly break down. If it does, you\u2019d also feel safer having an expert on speed dial, someone who can immediately tell what the problem is and how to repair it. It\u2019s a matter of security and giving yourself peace of mind while struggling with a dozen other matters in your life.\u00a0<\/p>\n\n\n\n
British\u00a0Gas\u00a0HomeCare was created to address this very need. However, it\u2019s not the only insurance out there, which makes researching the topic that much more important. The state of your home and bank account depends on it. So, why even bother with this kind of cover? The answer is: convenience.\u00a0<\/p>\n\n\n\n
Maybe you\u2019re an engineer yourself. Maybe you know exactly how your home\u2019s systems work and, especially, how to install and maintain them. If that\u2019s not the case, having an expert a phone call away can be a lifesaver.\u00a0\u00a0<\/p>\n\n\n\n
Even though a manual is provided with new installations,\u00a0DIY is probably not the best way to deal with the problems of specialised equipment, like combi boilers. It may be cheaper than hiring a\u00a0professional, but\u00a0trying to troubleshoot something you don\u2019t fully understand can easily lead to greater damage \u2013 and expense.\u00a0\u00a0<\/p>\n\n\n\n
Another plus to consider is that a home insurance cover like\u00a0HomeCare\u00a0could turn out cheaper than individually paying for every breakdown that happens around the house. Why waste time searching for tradespeople and worrying about costs? All you could be doing is ringing up the people who\u00a0actually installed\u00a0the hardware and sit back as they take care of everything. For the right household, it\u2019s a smart and convenient service.\u00a0<\/p>\n\n\n\n
Alternative cover options<\/strong>\u00a0<\/h3>\n\n\n\n
It\u2019s wise to look at other avenues available to you when it comes to protecting your home and possessions from mishaps. Self-insurance is something you could do anyway to cover any problem that comes your way. Just gradually fill up a savings account and don\u2019t touch it until disaster strikes. The downside to this is that you\u2019re still paying for everything, just in a more organised way.\u00a0\u00a0<\/p>\n\n\n\n
If you\u2019d rather stick with proper home insurance, there are dozens of other providers beyond\u00a0British\u00a0Gas.\u00a0Saga offers<\/a>\u00a0buildings cover of up to \u00a31 million and contents cover of \u00a375,000 or \u00a3100,000. Check out other reliable companies like LV, Churchill and M&S for relevant security. You may find that their services and perks are far more worthwhile than\u00a0British\u00a0Gas.\u00a0\u00a0<\/p>\n\n\n\n
Home emergency cover is a lesser class of security that could be included in various home insurance policies anyway. While exploring all these options, it would be helpful if you wrote down exactly what each\u00a0entails, so you don\u2019t end up investing in cover you already have. Home emergency, for example, is for exactly that: a burst pipe, faulty boiler, damaged roof and so on.\u00a0\u00a0<\/p>\n\n\n\n
But then you can get a simple boiler cover, if that\u2019s your main concern. You can also find it combined with central heating services. These policies won\u2019t be able to pay for the maintenance of pipes or electrics, but at least one vital part of your home\u2019s system will be secured and at a much smaller cost.\u00a0\u00a0<\/p>\n\n\n\n
Other home emergency and boiler cover providers<\/strong>\u00a0<\/h2>\n\n\n\n
After\u00a0HomeCare, 24|7 Home Rescue<\/strong> is the next cheapest option. For an annual \u00a3149.64 \u2013 only available with a \u00a395 excess \u2013 you get similar cover for heating, plumbing and electric emergencies to\u00a0British\u00a0Gas. But reducing the excess increases the fee. No excess equals to \u00a3239.88 per year. Still cheaper than\u00a0HomeCare\u00a0One.\u00a0<\/p>\n\n\n\n
EDF Energy<\/strong> has the next cheapest option for \u00a314.76 per month and an excess of \u00a395, amounting to around \u00a3177.12 annually. This brand is especially popular for its deals. Currently, there\u2019s a 15% discount if you sign up before the 28th<\/sup>\u00a0of February. But, even if you miss it, many other perks will present themselves.\u00a0<\/p>\n\n\n\n
A final suggestion is\u00a0PlusHeat<\/strong>. Its services start with a basic plan costing around \u00a3178.80 per year. It covers boilers and their controls, central heating, plumbing, electrics and drainage. You can upgrade it with security for gas fires, white goods and cookers, which come at additional cost but greater convenience.\u00a0<\/p>\n\n\n\n
How much does\u00a0British\u00a0Gas Homecare\u00a0cost?<\/strong>\u00a0<\/h2>\n\n\n\n
\n\nBudgeting tips – British Gas HomeCare<\/figcaption>\n<\/figure>\n<\/div>\n\n\n\n You have four schemes of increasing value to choose from. Each comes with its own bunch of advantages that might just tick all the boxes you need from an insurance cover. It helps if you sit down and make a list of your concerns. Keep it close as you take a look at each of the British\u00a0Gas\u00a0HomeCare ranges.\u00a0\u00a0<\/p>\n\n\n\n
With<\/strong>\u00a0\u00a360 excess<\/strong>\u00a0<\/h3>\n\n\n\n
- Two <\/a><\/li>\n
- With no excess <\/a><\/li>\n
- Alternative cover options\u00a0<\/a><\/li>\n<\/ul>\n<\/li>\n
- Is insurance cover necessary?\u00a0<\/a><\/li>\n
![\"Home](\"https:\/\/www.anytrades.co.uk\/guides\/wp-content\/uploads\/2020\/02\/shutterstock_1571596219.jpg\")
\n![\"Budgeting](\"https:\/\/www.anytrades.co.uk\/guides\/wp-content\/uploads\/2020\/02\/shutterstock_223702981.jpg\")
\n![\"Electrics](\"https:\/\/www.anytrades.co.uk\/guides\/wp-content\/uploads\/2020\/02\/168721541.jpg\")
\n![\"Choosing](\"https:\/\/www.anytrades.co.uk\/guides\/wp-content\/uploads\/2020\/02\/shutterstock_241196569.jpg\")
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