{"id":1710,"date":"2017-10-05T11:00:31","date_gmt":"2017-10-05T10:00:31","guid":{"rendered":"https:\/\/www.anytrades.co.uk\/guides\/?p=1710"},"modified":"2017-10-05T11:00:31","modified_gmt":"2017-10-05T10:00:31","slug":"guide-public-liability-insurance","status":"publish","type":"post","link":"https:\/\/www.local-quotes.co.uk\/guides\/pros\/guide-public-liability-insurance\/","title":{"rendered":"Your Guide to Public Liability Insurance"},"content":{"rendered":"

Public liability insurance is essential if you want to ensure that you\u2019re covered if a customer, member of the public or third party injures themselves due to your business operations.<\/p>\n

We think it\u2019s so important that we won\u2019t allow anyone on our service without it.<\/p>\n

So how does public liability insurance work and what does it cover? This simple guide explains all.<\/p>\n

What does public liability insurance cover?<\/h2>\n

Public liability insurance covers you if a customer, member of the public or a third party is injured or suffers an illness because of your work. It\u2019ll also cover you if your work damages your customer\u2019s or someone else\u2019s property.<\/p>\n

If you make a claim and your insurers accept it, they will pay out for yours and the claimant\u2019s legal fees and any compensation due.<\/p>\n

Choose the amount of cover you need<\/h2>\n

You can decide how much cover you need for your public liability insurance. It probably depends on the type of business and the limit of protection your trades need.<\/p>\n

If you\u2019re not sure how much you need, contact a broker or insurer and ask for a guideline amount for your business.<\/p>\n

Common exclusions<\/h2>\n

Like any type of insurance, they will state reasonable exclusions. Some of the exclusions common for public liability insurance include:<\/p>\n