{"id":2283,"date":"2014-03-15T09:00:08","date_gmt":"2014-03-15T09:00:08","guid":{"rendered":"https:\/\/www.anytrades.co.uk\/?p=2283"},"modified":"2014-03-15T09:00:08","modified_gmt":"2014-03-15T09:00:08","slug":"reduce-home-insurance","status":"publish","type":"post","link":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/","title":{"rendered":"How to reduce your home insurance"},"content":{"rendered":"<p>Every homeowner needs insurance for their property and it\u2019s all part and parcel of getting a mortgage. <\/p>\n<p>Why wouldn\u2019t you want home insurance anyway? <\/p>\n<p>It\u2019s there to ensure your home\u2019s protected from theft and damage, so if a problem does occur you\u2019re not left with a large repair bill. <\/p>\n<p>But the amount people spend on their monthly home insurance premiums differs from homeowner to homeowner. How expensive are yours? <\/p>\n<p>Let\u2019s have a look at some of the best ways to bring down these premiums, with tips to getting a cheaper provider as well as reducing your current deal.<br \/>\n<!--more--><\/p>\n<ul>\n<li><strong>Compare quotes<\/strong><\/li>\n<\/ul>\n<p>The Internet is available for everyone to make use of, so why not take advantage of it? There are plenty of websites you can visit which allow you to compare a number of home insurance providers. You can input your details and get the cheapest price available. <\/p>\n<ul>\n<li><strong>Pay a larger excess<\/strong><\/li>\n<\/ul>\n<p>The excess is the amount you\u2019ll have to pay before the insurer hands over money too. Typically it\u2019s there to prevent homeowners making dozens of small claims. [tweetable]By increasing your home insurance voluntary excess you\u2019ll lower monthly premiums[\/tweetable], although you\u2019ll have to pay out more in the event of a claim. <\/p>\n<ul>\n<li><strong>Be accurate<\/strong><\/li>\n<\/ul>\n<p>When you apply for home insurance you\u2019ll be asked to give a total value of the contents in your home. Don\u2019t guestimate and ensure to add up everything accurately. You won\u2019t want to be paying more for what you don\u2019t have. <\/p>\n<ul>\n<li><strong>Avoid your mortgage provider<\/strong><\/li>\n<\/ul>\n<p>Whoever you have your mortgage with will no doubt try to sell you their own buildings insurance. The chances are though; it\u2019ll be much more expensive than other providers on the market. As mentioned above, shop around and get the cheapest quote instead. <\/p>\n<ul>\n<li><strong>Pay a lump sum<\/strong><\/li>\n<\/ul>\n<p>If you can afford to, it makes sense to [tweetable]pay your annual home insurance in full, rather than on a monthly basis[\/tweetable]. It works out cheaper (and sometimes considerably), so consider a lump sum payment if possible. This is the same with car insurance if you need to insure a vehicle. <\/p>\n<ul>\n<li><strong>A smoke alarm<\/strong><\/li>\n<\/ul>\n<p>Installing a smoke alarm is highly suggested by the fire service because of the safety it\u2019ll bring to your home. And with one in place you could even lower your home insurance payments. <\/p>\n<ul>\n<li><strong>A burglar alarm<\/strong><\/li>\n<\/ul>\n<p>With a burglar alarm you\u2019ll be able to improve the security of your property, putting off any potential intruders. And by installing one you\u2019ll make the home insurance companies happy enough to lower your premiums. <\/p>\n<ul>\n<li><strong>Secure locks<\/strong><\/li>\n<\/ul>\n<p>How secure are the locks on your windows and doors? These are the two places an intruder will attempt to gain access to your home and modern multipoint locking systems are anti-pick, anti-snap and anti-screw. For your front door even consider a chain and spyhole for extra security.<\/p>\n<ul>\n<li><strong>Pipe insulatio<\/strong>n<\/li>\n<\/ul>\n<p>Over the colder months the chances of pipes freezing is very high. [tweetable]Thousands of homes experience burst and frozen pipes over winter so make sure you\u2019re not one of them[\/tweetable], by sufficiently insulating them. <\/p>\n<ul>\n<li><strong>Menial claims<\/strong><\/li>\n<\/ul>\n<p>How often are you claiming on your home insurance? Really you should only be making a claim when you are faced with a hefty bill because otherwise you\u2019ll just increase your home insurance premiums. Don\u2019t become a serial insurance claimant. <\/p>\n<p>&nbsp;<\/p>\n<p><strong>Facts &amp; Figures You&#8217;ll Love To Share <\/strong><\/p>\n<ul>\n<li>[tweetable alt=&#8221;&#8221;]Increase your home insurance voluntary excess to reduce monthly payments.[\/tweetable]<\/li>\n<li>[tweetable alt=&#8221;&#8221;]Pay your home insurance annual premium in full rather than as monthly payments to make a saving. [\/tweetable]<\/li>\n<li>[tweetable alt=&#8221;&#8221;]Install a burglar alarm and smoke alarm to keep down your home insurance costs.[\/tweetable]<\/li>\n<li>[tweetable alt=&#8221;&#8221;]Thousands of pipes freeze and burst over the winter months because of insufficient insulation.[\/tweetable]<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Every homeowner needs insurance for their property and it\u2019s all part and parcel of getting a mortgage. Why wouldn\u2019t you want home insurance anyway? It\u2019s &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How to reduce your home insurance\" class=\"read-more button\" href=\"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/#more-2283\" aria-label=\"Read more about How to reduce your home insurance\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":1768,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[261,264,265],"tags":[263],"class_list":["post-2283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-security","category-locksmiths","category-urban-living-topics","tag-home-insurance-2","infinite-scroll-item","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to reduce your home insurance - Local Quotes Blog<\/title>\n<meta name=\"description\" content=\"Home insurance can be costly, but there are some excellent ways to lower your premiums. Find out some of the best tips to save money...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to reduce your home insurance - Local Quotes Blog\" \/>\n<meta property=\"og:description\" content=\"Home insurance can be costly, but there are some excellent ways to lower your premiums. Find out some of the best tips to save money...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Local Quotes Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/localquotesuk\" \/>\n<meta property=\"article:published_time\" content=\"2014-03-15T09:00:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"350\" \/>\n\t<meta property=\"og:image:height\" content=\"175\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Local Pro\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@local_quotes_uk\" \/>\n<meta name=\"twitter:site\" content=\"@local_quotes_uk\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Local Pro\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/\"},\"author\":{\"name\":\"Local Pro\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#\\\/schema\\\/person\\\/dc0be7bfdccf5d201b5b7fc9cfb02131\"},\"headline\":\"How to reduce your home insurance\",\"datePublished\":\"2014-03-15T09:00:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/\"},\"wordCount\":658,\"publisher\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/wp-content\\\/uploads\\\/2012\\\/01\\\/EDF-5.jpg\",\"keywords\":[\"home insurance\"],\"articleSection\":[\"Home Security\",\"Locksmiths\",\"Urban Living\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/\",\"url\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/\",\"name\":\"How to reduce your home insurance - Local Quotes Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/wp-content\\\/uploads\\\/2012\\\/01\\\/EDF-5.jpg\",\"datePublished\":\"2014-03-15T09:00:08+00:00\",\"description\":\"Home insurance can be costly, but there are some excellent ways to lower your premiums. Find out some of the best tips to save money...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/wp-content\\\/uploads\\\/2012\\\/01\\\/EDF-5.jpg\",\"contentUrl\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/wp-content\\\/uploads\\\/2012\\\/01\\\/EDF-5.jpg\",\"width\":350,\"height\":175},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/home-security\\\/reduce-home-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to reduce your home insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#website\",\"url\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/\",\"name\":\"Home Improvement Guides\",\"description\":\"Local Quotes &amp; Home Improvements\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#organization\"},\"alternateName\":\"Local Quotes\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#organization\",\"name\":\"Leads Do Work Ltd\",\"alternateName\":\"LeadsDoWork\",\"url\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/local-quotes.jpg\",\"contentUrl\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/local-quotes.jpg\",\"width\":381,\"height\":347,\"caption\":\"Leads Do Work Ltd\"},\"image\":{\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/localquotesuk\",\"https:\\\/\\\/x.com\\\/local_quotes_uk\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/#\\\/schema\\\/person\\\/dc0be7bfdccf5d201b5b7fc9cfb02131\",\"name\":\"Local Pro\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/95e9794806a15395c42cf68934d0b67efe3a398d865ed24ab8a023bc26b25640?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/95e9794806a15395c42cf68934d0b67efe3a398d865ed24ab8a023bc26b25640?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/95e9794806a15395c42cf68934d0b67efe3a398d865ed24ab8a023bc26b25640?s=96&d=mm&r=g\",\"caption\":\"Local Pro\"},\"sameAs\":[\"https:\\\/\\\/local-pros.co.uk\\\/\"],\"url\":\"https:\\\/\\\/www.local-quotes.co.uk\\\/guides\\\/author\\\/skewh5sh5ajd\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to reduce your home insurance - Local Quotes Blog","description":"Home insurance can be costly, but there are some excellent ways to lower your premiums. Find out some of the best tips to save money...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/","og_locale":"en_GB","og_type":"article","og_title":"How to reduce your home insurance - Local Quotes Blog","og_description":"Home insurance can be costly, but there are some excellent ways to lower your premiums. Find out some of the best tips to save money...","og_url":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/","og_site_name":"Local Quotes Blog","article_publisher":"https:\/\/www.facebook.com\/localquotesuk","article_published_time":"2014-03-15T09:00:08+00:00","og_image":[{"width":350,"height":175,"url":"https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg","type":"image\/jpeg"}],"author":"Local Pro","twitter_card":"summary_large_image","twitter_creator":"@local_quotes_uk","twitter_site":"@local_quotes_uk","twitter_misc":{"Written by":"Local Pro","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/#article","isPartOf":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/"},"author":{"name":"Local Pro","@id":"https:\/\/www.local-quotes.co.uk\/guides\/#\/schema\/person\/dc0be7bfdccf5d201b5b7fc9cfb02131"},"headline":"How to reduce your home insurance","datePublished":"2014-03-15T09:00:08+00:00","mainEntityOfPage":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/"},"wordCount":658,"publisher":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/#organization"},"image":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg","keywords":["home insurance"],"articleSection":["Home Security","Locksmiths","Urban Living"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/","url":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/","name":"How to reduce your home insurance - Local Quotes Blog","isPartOf":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg","datePublished":"2014-03-15T09:00:08+00:00","description":"Home insurance can be costly, but there are some excellent ways to lower your premiums. Find out some of the best tips to save money...","breadcrumb":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/#primaryimage","url":"https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg","contentUrl":"https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg","width":350,"height":175},{"@type":"BreadcrumbList","@id":"https:\/\/www.local-quotes.co.uk\/guides\/home-security\/reduce-home-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.local-quotes.co.uk\/guides\/"},{"@type":"ListItem","position":2,"name":"How to reduce your home insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.local-quotes.co.uk\/guides\/#website","url":"https:\/\/www.local-quotes.co.uk\/guides\/","name":"Home Improvement Guides","description":"Local Quotes &amp; Home Improvements","publisher":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/#organization"},"alternateName":"Local Quotes","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.local-quotes.co.uk\/guides\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.local-quotes.co.uk\/guides\/#organization","name":"Leads Do Work Ltd","alternateName":"LeadsDoWork","url":"https:\/\/www.local-quotes.co.uk\/guides\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.local-quotes.co.uk\/guides\/#\/schema\/logo\/image\/","url":"https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2025\/03\/local-quotes.jpg","contentUrl":"https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2025\/03\/local-quotes.jpg","width":381,"height":347,"caption":"Leads Do Work Ltd"},"image":{"@id":"https:\/\/www.local-quotes.co.uk\/guides\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/localquotesuk","https:\/\/x.com\/local_quotes_uk"]},{"@type":"Person","@id":"https:\/\/www.local-quotes.co.uk\/guides\/#\/schema\/person\/dc0be7bfdccf5d201b5b7fc9cfb02131","name":"Local Pro","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/95e9794806a15395c42cf68934d0b67efe3a398d865ed24ab8a023bc26b25640?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/95e9794806a15395c42cf68934d0b67efe3a398d865ed24ab8a023bc26b25640?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/95e9794806a15395c42cf68934d0b67efe3a398d865ed24ab8a023bc26b25640?s=96&d=mm&r=g","caption":"Local Pro"},"sameAs":["https:\/\/local-pros.co.uk\/"],"url":"https:\/\/www.local-quotes.co.uk\/guides\/author\/skewh5sh5ajd\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg",350,175,false],"thumbnail":["https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5-150x150.jpg",150,150,true],"medium":["https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5-300x150.jpg",300,150,true],"medium_large":["https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg",350,175,false],"large":["https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg",350,175,false],"1536x1536":["https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg",350,175,false],"2048x2048":["https:\/\/www.local-quotes.co.uk\/guides\/wp-content\/uploads\/2012\/01\/EDF-5.jpg",350,175,false]},"uagb_author_info":{"display_name":"Local Pro","author_link":"https:\/\/www.local-quotes.co.uk\/guides\/author\/skewh5sh5ajd\/"},"uagb_comment_info":0,"uagb_excerpt":"Every homeowner needs insurance for their property and it\u2019s all part and parcel of getting a mortgage. Why wouldn\u2019t you want home insurance anyway? It\u2019s ... Read more","_links":{"self":[{"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/posts\/2283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/comments?post=2283"}],"version-history":[{"count":0,"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/posts\/2283\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/media\/1768"}],"wp:attachment":[{"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/media?parent=2283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/categories?post=2283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.local-quotes.co.uk\/guides\/wp-json\/wp\/v2\/tags?post=2283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}