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In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

In general, you won’t need planning permission to install soundproofing. If you are installing soundproofing against a shared wall, you will usually need to follow the rules and restrictions set out in the Party Wall Act. In listed buildings and conservation areas, there may be extra restrictions on soundproofing.

For 2 metre solid fences it’s recommended to use concrete posts to support each panel. For smaller 1 metre fences or for picket fences with gaps between each timber piece you can use timber posts. A fencing contractor will be able to advise you on the best materials from the length and requirements of a new fence.

How Much Plasterboard Do I Need?

Although many people especially contractors have a tough time estimating the number of drywall or plasterboard needed to complete a project, it’s a rather simple task if all factors are taken into consideration. If you’re able to follow the same procedures taken by professionals to count dry wall sheets, you’ll be in the right direction. Let’s have a look at the procedures to follow!

lTake Square Footage Measurement

• Measure the square footage of the area where the plasterboard will be fitted.

• Multiply the height by the width of each wall or ceiling area.

• Add all quantities to obtain a total square-foot amount.

lCalculate Drywall Sheets

• To calculate the number of drywall or plasterboard sheet is very simple once you’ve gotten the total square footage.

• To get started, simply divide the total square footage of area by 32 (that’s if you are using a 4 by 8 sheets) or you can also make use of 48 to make the division (only if you’re making use of the 4 by 12 sheets).

• The answer you get after the division will give you the full number of plasterboard sheets that’s required to complete the project.

We’d recommend you include an extra 10 to 15 percent of whatever you calculate to take care of the possible odd cuts and wastages. This implies that if your total area is 1600 square feet while incorporating 4 by 8 sheets, simply divide 1600 by 32 which equals 50 sheets, now take 10% of 50 which equals 5, then add back the 5 extra to the 50 sheets earlier calculated to get 55 sheets. If you wish to estimate the cost, simply multiply the number of sheets gotten by the price per sheet. Do not forget to include delivery charges and local taxes.

In some cases, it’s possible to convert a basement into an apartment. This can be a great way to incorporate an additional dwelling into your property and increase its value. However, converting a basement into an apartment can be quite expensive and time-consuming.

As with any type of dwelling, you’ll need to think about basic things like access, damp proofing, ventilation, insulation, heating, electrics, plumbing, lighting and décor. If you’re planning on extending your basement, then you’ll also need to ensure that your property is sufficiently supported.

It’s a good idea to consult a professional, like a basement conversion building specialist, to find out how feasible your project is before you go ahead with it.

How To Lay Loft Boards

Do you need more storage space in your home or property? If you live in a tiny space especially where extensions can’t be made sideways, why not look to the topmost area of your home and consider boarding out your loft to make it usable?

Boarding your loft can make for a fairly easy DIY project but like every other home improvement tasks, it requires some specific skill sets as well as knowledge for a successful construction. Therefore, we’d recommend you hire the services of a reliable professional in order to guarantee the best possible outcome, especially if you lack proper training or experience that’ll help you avoid some costly mistakes. Here, we’ll give you a good insight into the loft board laying procedures.

• Get The Right Tools & Equipment

The materials and supplies you’ll need to lay loft boards include loft boards, screws, tape measure and pencil, drill, hammer, saw, protective gear such as gloves and dust mask.

• Work Out The Area

Measure up the area you need the boards to cover. The standard loft features two different sizes (both are 18mm thick) which include 2400mm x 600mm and 1220mm x 320mm. You should ensure that the board you opt for fits through the loft hatch perfectly.

• Start Laying

Once you’re done working out the area, the next step is to put on your protective gear and start putting the boards in place. You should lay the boards in a staggered pattern so as to give a better strength. While doing this, watch out for any wire running through your loft so they don’t get trapped, you should also cut the boards for easy access to the light fittings’ top.

• Make It Permanent

Upon the successful placement of the boards in a way that offer a safe area to store things and stand on, you’ll have to screw them in place. Start by drilling 2 or 5 holes along the edge of individual boards in such a way that lines up with the centre of the joist below. Once done, then you can fix them in place with screws.

How Much Do Roof Rooms Cost?

The price of your roof room may vary depending on your location within the country. Other factors that can also play a key role in determining the price of a roof room includes the conversion’s type as well as the legal and technical issues it’s currently facing. Usually, the cost of roof rooms will range between £1,200 to £2,000 per square metre. The differences in the price per square metre is influenced by the size of the alterations to the roof, the type of roof room to be constructed, the access, location as well as the finishing type.

• DORMER LOFT CONVERSION.

Here, one of the slopes of a pitched roof is substituted for a box-shaped structure. The outcome is a flat roof space which enables the fitting of full sized windows as well as the incorporation of several appliances. This is quite expensive as it involves a total rebuilding of one roof pitch alongside the complete internal works that are associated. The average cost of a standard dormer loft project will range between £25,000 to £50,000.

• HIP TO GABLE LOFT CONVERSION

Here a vertical brick wall is used to substitute the roof’s slope at the ending part of the terrace on detached buildings. The average cost of this type of roof room will range between £32,000 to £60,000.

• ROOFLIGHT LOFT CONVERSION

This basically involves fitting rooflight windows in the roof. Other improvements include flooring, plasterboarding, strengthening of the existing floor, as well as installation of rooflights. The average cost of this type of roof room will range between £15,000 to £25,000.

• MANSARD LOFT EXTENSION

This roof room can create an extra storey on top of an existing building as it makes a space featuring two or four external walls that are a bit sloped. The average cost of this type of roof room will range between £40,000 to £70,000.

If you’re about to carry out a loft conversion project, you’d probably be wondering how long it’ll take to complete the task. Well, you’re not alone! This is one of the most common questions when it comes to loft conversion projects, however, providing a set timeframe for completion of such projects is impossible as all loft conversions vary. There are different factors that can determine the duration of your project. These factors include, the materials to be used, the type of the proposed loft conversion, the kind of staircase you’ll like to have installed, the number of windows included, the number of rooms to be added as well as a number of other influencing factors. As a result of these variables, the milestones and timings provided are only to be taken as guidelines. If you’d really like to have a set date, you can get in touch with a professional for help.

Generally, it’ll take up to 8 weeks to complete a loft conversion project.

✓ The first week activities will include putting up scaffolding, receiving the first materials for the build and creating an opening in the roof to gain access to the loft space.

✓ In the second week, the structure of the roof will be ammended and more support added.

✓ Third week, the floor joists will be fitted, building of the loft conversion will start, completion of the external roof works and commencement of plumbing and electric works.

✓ Fourth week, complete the building, construct the loft floor, fit the roof windows, insulation, ventilation and internal stud walls.

✓ Fifth week, apply plaster and plasterboard to the room walls, create a staircase opening and fit the new staircase.

✓ Sixth week, plaster the staircase area, complete plumbing and electrical works, hang the doors, fit skirting, handrails and bannisters and start decoration.

✓ Seventh week, complete the decoration and clean and wipe out all wastes.

✓ Eight week, complete all the remaining tasks.