Find a Builder you can trust in Mold.

It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

Render serves two basic functions. One is it’s protective qualities as render acts as waterproof for the wall which enables them breathe by allowing water vapour move from the inside to the outside of the structure while also working to prevent water or rain from finding its way inside the structure. While the second function is the decorative qualities as render is able to provide the structure with a fine finish and colour to make the building a lot more appealing and correcting faults in line and level in the masonry.

If you wish to apply render on your external wall, you’d probably be wondering just how thick the render should be to perfectly serve both of functions. In this article, we’re going to take a look at just that!

For a render thickness, the British Standard Wind Driven Rain Index has come up with 4 ratings which include Sheltered, Moderate, Severe as well as Very Severe. An area with Very Severe rating include South West England. This rating implies that the thickness of the render in this area should be increased to at least 20mm for a direct one coat render applications as well as 5 to 6 external wall insulation base coat applications. And if you happen to reside within one mile of the coast, it’s strongly recommended you incorporate an extra repellent protection like Paraguard AG from Parex.

In general, render that’s prepared on site with cement and sand should be have a minimum of 20mm to 25mm thickness. Although, it should be noted that the quality of the render is based on quality of the sand incorporated, the design mix as well as being largely dependent on how good the mixing technique from the applicator is. The most common reasons why traditional renders fails is due to both poor mixing ratios and low quality materials used.

When Does A Loft Become A Habitable Room?

When a loft is being converted to functional space, there are a multiple options it can offer. It’s not uncommon that at the conversion of this space, many household may not have a specific plan on how it’s going to be used. However, they know later on an actual need might arise, perhaps as you start working from home, developing other hobbies that requires an extra space or the family grows.

The loft can easily be converted into a game room, study room, playroom or even a household’s “breathing space etc. However, when the family grows and you wish to make use of the space on the top of your home as an extra bedroom, there are many factors to consider. The fact is, just because there’s enough space to fit a bed, doesn’t make it habitable. For a loft to become habitable, it must be built specifically for the purpose of being a sleeping area and must also comply with the relevant building regulations. It’s as a result of this, many property sale particulars include “potential third bedroom, subject to regulations statement written on it as well as the boarded and insulated loft space’s dimensions.

Loft conversions building regulations are set in such a way to ensure that adequate attention is given to both safety and structural elements to build a new space that’s fit for undetermined household use. These regulations are established minimum requirements to guarantee the following:

• The new floor and ceiling’s structural integrity.

• The existing roof and party wall modification’s structural stability.

• Safety during fire incidents plus an escape route.

• An appropriate stairway access.

• The proposed changes’ structural suitability to the external environment in association with the local area as well as any unique factors specific to the property.

The importance of underpinning a house cannot be overemphasized. Firstly, what is underpinning? Well, underpinning is simply the act of reinforcing, repairing, strengthening or improving the depth of an existing foundation by lowering the footing to ensure that it rests more on more reliable and supportive soil. Not only does this method help to strengthen your building and preserve its structural integrity, but it also does increase your property’s value and gives you peace of mind knowing your property is safe. If you’re thinking about underpinning your house, you have two options – do it yourself or call in a reputable structural engineer. The latter is more advisable as the method involves a lot of specialized knowledge, skills and tools to guarantee a successful outcome. In this post, we’re going to take you through the process involved in underpinning a house. Let’s take a look!

To get started, you should know that concrete underpinning features excavating pier footings around the building at about 2 to 3 metres distance between each other. In some cases, underpins can be installed from within the house. The footings of the underpin should go very deep into the underlying soil in such a way that fully supports the weight of the building or structure. Once done, now proceed to attaching the new footing to the building. You can achieve this by excavating underneath the existing footing to make for a stronger prop. Individual prop and pier arrangement is then strengthened using strong steel bars. Once completed, the concrete is then poured.

A professional underpinning contractor will make sure there’s sufficient space left between the existing footings and the new underpins as this space will ensure that the new underpins can be easily used to jack up the house and level it once the poured concrete cures.

There are so many benefits that comes with building a porch in your home premises. It’s an extra space where a lot can be achieved such as drying a dripping wet dog, taking off your dirty shoes or boot and lots more. So if you’re considering to construct a porch, it’s definitely going to be a wise decision. However, before you get started, there’s a need to determine if you’ll need planning permission for a porch. It’s important to take note that planning laws are dynamic and can be updated at any point, so be sure only to use trusted sources only as your guide. If you’re the homeowner or landlord, it’s entirely your responsibility to obtain the right approval for any development project you wish to carry out within your premises.

A Porch can not be termed as an extension and neither is it a conservatory, they’re basically built to the home’s front covering the main entrance using a stone base or a brick. As a result, a porch does not need planning permission due to the fact that it’s covered by the permitted development rights if the specific guidelines for porches are complied with. Below are the instances where you WILL need planning permission for a porch.

✓ If the floor space is more than 3sqm (the wall inclusive).

✓ The highest point has a height of more than 3 metres.

✓ If the porch is situated within 2 metres of a boundary directly facing on to the road.

You may need planning permission if the house is a listed building, designated area or falls under an Article 4 Direction.

In order to build a porch without planning permission, you need to consider all the criteria stated above. You can also visit the Planning Portal website to get more detailed information before getting started.

Being a strong and durable product requiring little maintenance and expected to last over 2 decades, it’s little wonder resin is now a popular material amongst homeowners in the UK to build their driveways. However, there’s always the issue of the driveway fading, cracking or even becoming worn and tired. So is it possible to repair resin driveways? The answer is yes, a resin driveway can be repaired, however the best approach to use largely depends on the issue being faced. As a confident DIYer it’ll be very easy to do, but if you lack the confidence then calling in a professional for help would be a better option. So let’s take a look at how you can repair your resin driveways.

For cracks, the best reparation approach would be to chisel it out. Once done, then you can proceed to breaking the stones to form a rough edge. It’s important to make sure that the matrix of the stone remains unaffected. Make a new mixture of resin bound stone and pack it in tightly to the gap. While doing this, we’ll recommend making use of a plastic trowel to avoid burnishing. This fresh mixture will then create a smooth and perfect surface by interlocking with the edges. You can follow similar procedure for patches but these are larger holes or damages than cracks and as the name suggests are mostly likely to remain noticeable but will prevent further crumbling of your resin driveway.

For homeowners, who aren’t so keen about the patch repairs, you can opt for an overlay especially in the event whereby the majority of the surface has failed. Although many usually shy away from this approach because of the perceived high expenses, but the fact is that the approach is actually cost effective as you won’t have the need to spend more money in the long run.

The main reason that people use cladding or rendering on their property is the aesthetic benefit. These materials can really boost the appearance of a home. Cladding and rendering can also increase the thermal performance of a property. Speak to a specialist to find out whether your property will benefit.

The short and simple answer to this question is yes, loft insulation does cause condensation. Over the years, problems with condensation in loft spaces have become increasingly common. While this may not be harmful in anyway, when the condensation becomes excessive it can lead to more serious issues taking root in your loft like wet rot, dry rot as well as black spot mould. Generally, the best thing to do if you’re concerned about the condensation in your loft space and that it may rapidly become a bigger problem is to get in touch with a damp specialist as soon as possible.

Even though insulating your loft space comes with a wide array of benefits like making the top floor rooms warmer, it’s however comes at the cost of making your loft or room space cooler. Condensation in lofts take place primarily due to the humid air making its way through insulation or other gaps into the loft space and touching a cooler surface which in turn results in beads of moisture on the timbers, lintels as well as the underside of the roof. This is why its always a great idea make use of thermal insulation with a vapour barrier that’s installed on the warmer side of the insulating material.

Condensation in loft is caused by excess moisture in the air and lack of adequate air ventilation. Here are some top reasons that gives rise to this in the loft:

• Extra insulation has been installed in the loft leading to a restriction on the natural air circulation in the property.
• When the storage boxes or other items that has been stockpiled in the loft blocks the roof vents.
• The release of steam and moist air into the loft space by hot water tanks.