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Over the years there has been an increase in the recommended thickness of loft insulation by the government. Obviously, the reason behind this is pretty simply - the thicker the layer of your loft insulation the bigger your savings. The UK government is very keen to every house in the country to have loft insulation fitted where possible as it helps to minimize the heating demands of these properties. Households get to benefit from loft insulation in so many ways which includes reduced energy energy bills as well as having a home that stays at a more comfortable temperature for longer.

Generally, for the government energy efficiency is crucial as it implies that the highest demand ( which is usually the time of the day when gas or electricity use is at its peak ) reduces, since each building requires slightly less energy. Overall, that ultimately implies that new power plants don’t have to be built which is some nice cost savings for the government.

In the 1980’s, any thickness of loft insulation from 25 mm to 50 mm was considered the standard. But then, building regulations stated that homes should have as much as 100 mm of loft insulation. Over time, this gradually increased to 270mm for new builds and also recommended for other properties, although not essential. As a result of this, there’s always a need to check how much insulation you currently have in your loft before you decide to purchase more. You may discover that you already have something within the range of 20 mm to 200 mm up there and knowing this and the insulation values will assist in determining how much more you’ll need to purchase, if any at all. You should also note that some modern materials can offer the same thermal insulation whilst not being as thick.

Rendering a house comes with a plethora of benefits. Not only is it able to brighten up houses that looks tired especially those with damaged brickwork or having discoloured render, but its also the final step of external wall insulation.

If you own a 3 bed house, you’ll probably want to know just how much it’ll cost to have it rendered. If yes, then you’ve come to the right place! In this article, we aim to look at the cost of rendering a house using the standard 3 bed house as an example. Firstly, it should be stated that there are numerous factors that affects the price of a rendering a house which includes the rendering type, the size of the house, the ease of access, the prep work required, whether or not scaffolding will be needed as well as your location and the quality of the contractor your hire. Out of all these factors, the most significant variables are probably the type of rendering you go for and the size of the house.

There are three types of render and the one you opt for will play a key role in the price of your 3 bed house. In this article, we’re basing our cost estimate for a 3 bed house (3 bed detached) on the size ranging from 110 per square metre to 160 per square metre. Now let’s look at the cost per square metre of each rendering type.

✓ The silicone or acrylic thin coat render is usually the most expensive option of the lot due to the fact that they’re the newest and also the best type of render. This rendering type usually costs within the range of £45 to about £75 per square metre.

✓ The monocouche modern through coloured rendering type are able to offer a decorative and waterproof finish for walls. They usually costs within the range of £35 to about £70 per square metre.

✓ Sand and cement render type is the traditional type which has been applied for several years. This rendering type usually costs within the range of £20 to about £45 per square metre.

Over the years, more and more home and property owners are beginning to realize the huge benefits that can be derived from loft insulation being a worthwhile investment. It’s quite worrisome the way in which energy bills have soared over the past 10 years and loft insulation is a considerable affordable energy efficiency measure that can go a long way to help increase your home’s energy savings.

As far back as the 1980’s, the standard when it comes to insulation thickness was 25 mm to 50 mm which was, at the time, considered to be sufficient. However, building regulations have changed the norm that now states that a new build needs to possess 270 mm of insulation in the loft in order to achieve the required u-value of less than 0.16/m2k based on the standard rock wool or sheep wool insulation.

Generally with loft insulation, there’s a law of depreciating returns which implies that the first couple of insulation centimetres will save you many times the cost of the installation, however an extra layer or centimetre is going to add less value to the point where it’ll no longer be wise or worthwhile to add any further centimetre. Therefore, with cheaper energy prices 30 years back, that additional couple of centimetres was not just worthwhile, but with the recent alarming rises in costs of fuel, that additional £10 savings per year has all of sudden changed to £30 which makes it become a lot more attractive.

If you already have 270 mm of loft insulation, regardless of the material you’re looking to add you’re most likely not going to benefit from a top up. The cost of the materials and installation will definitely be too high for the couple of pounds it’ll save you per year.

Are you thinking about converting your garage into a new space? Be it a new bedroom, gym, library or playroom, one thing you’ll have to consider before getting started is whether or not you’re going to require a planning permission. Unlike extensions that needs additional space, garage conversion is all about changing the existing structure of a space that’s already available to you - your garage. As a result, these projects are mostly covered by a planning policy that’s a bit different.

For a garage conversion, it’s very unlikely that you’ll need a planning permission. As a matter of fact, only 10 percent of garage conversions has been estimated to need a full planning permission, with the others coming under the permitted development rights. The permitted development rights, however, only provides coverage for home improvements that’s internal which implies that so far you’re not trying to enlarge your garage, you’ll not require a planning permission. But if otherwise, you’ll have to submit an application before commencing your project.

If you’re looking to comply with the permitted development rights, then your project must comply with some specific guidelines. These rules include the following:

• The work should be internal. No plans to enlarge or extend the existing garage.

• You should make sure that the materials used in carrying out the garage conversion is the same with the materials used in building the existing house.

• The building should not be extended.

You may, however, require a planning permission if you’re going to change a detached garage into a living space which could be a bedroom, small annexe or a living room.

Some houses excluded from the permitted development rights include flats, listed buildings, some new developments and most homes in a conservation area.

There are many different types of extension. For example, you could install an orangery, flat or pitched roof extension, over-structure extension, single or double storey extension or a glass box extension. Which one of these is most suitable will depend on your existing property.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

How To Repair A Pothole In Gravel Driveways

When the integrity of your gravel driveway is impaired not only does it have a negative impact on the curb appeal of your property, but also makes your driveway a danger zone. If your driveway needs to be repaired, you’d simply have to grab the bull by the horn and get it done - the sooner, the better to avoid the problem getting worse and to have your beautiful gravel driveway back as soon as possible.

The major cause of potholes in driveways is usually water, when it gets trapped beneath the surface of the driveway. Therefore, you may also want to enhance the drainage in the area as part of your repair. The repair process is quite simple for confident do-it-yourselfers, but if otherwise, then calling in a reliable professional will save you some time and extra money that can result from possible errors. So how do you repair gravel driveway potholes?

✓ Prepare the area. This involves removing all forms of debris from the pothole. To achieve this, you can rake, shovel or brush the loose stones, soil and other debris from the pothole.

✓ Fill the pot hole. Make use of a coarse gravel to fill up the pothole to a depth of about 3 inches beneath the driveway’s level. Upon the filling, simply tamp down the coarse gravel using a commercial tamper or any available homemade option. Once done, the final 3 inches to the surface of the gravel driveway should then be filled up with gravel which perfectly matches the colour and texture of the remaining driveway.

✓ Compact the patch. To achieve this in an easy and fast way, simply run your car’s wheel up and down over the repaired spot gently a couple of times. This will be enough to compact the patch and seal the pothole.

Insulating your loft roof comes with a wide range of benefits. Not only do you get to maintain a comfortable temperature in your house for longer, but you’ll also get to cut down on your heating bills. If you wish to insulate your loft roof, you’ve come to the right place! This process can be very tedious and time consuming especially if you don’t what you’re doing or lack the required confidence to pull it off. It’s advisable to hire the services of a reputable professional who can guarantee the best results for help and also save you some time and money that can come from potentially costly errors.

Before you start rolling out, you’d have to make sure that all cracks, gaps and holes in the ceiling are filled with either a standard filler or decorators caulk. You can also clean between between the gaps in the joists thoroughly. And finally, check for hazards that can cause you problems before getting stated.

• Remember to leave ventilation gaps as you start from the eaves. Then work towards the loft’s centre, starting from the point furthest from the hatch.
• Lay the first layer between the joists which should be 100 mm and then the subsequent layer should be 170 mm to make it up to the recommended 270 mm.
• Carry the electric cables above the insulation and work around visible light fittings.
• Cut the roll in the centre of the floor when rolling out from the eaves on both sides with the help of a craft knife. Ensure that there are no gaps between the insulation and the joists’ edges.
• Lag pipes as you go in order to prevent walking over the insulation to get back to them.
• Ensure that the loft is totally insulated
• Insulate the hatch.