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If you have a loft, then the next thing that’s crucial is a loft insulation. Asides from cutting down on your carbon footprint, when you’re able to install an effective loft insulation you can slash your heating bills by up to £250 per year. What’s more? Besides making your home more energy efficient, it can also increase the value of your property a great deal. So if you’re also considering the insulation of your loft, one of the few things that comes to mind is, what loft insulation is the best to incorporate? In order to help you make the best informed decision possible, this post is going to address this issue and put you on the right path.

In truth, there’s no way to say exactly which type of insulation is the best as all types usually have a different purpose as well as usage. The insulation you choose for your home’s loft is be based largely on the how you’re going to make use of the space as well as any unique challenges you might face given the shape of your home’s loft. Below are some types of insulation to give you a better idea:

• Blanket insulation. This is the most common type that comes in rolls of rock, glass or mineral fibre ( or foil-backed felt ). It normally the most affordable and also a good all-purpose insulation which is easy to fit although not suitable for the roof.
• Loose-fill insulation. This type of insulation features a loose, lightweight material such as cork granules, cellulose fibre, mineral wool etc. It can either be incorporated as a top up or on its own. The primary drawback is it isn’t very secure and can also be very messy.
• Sheet insulation. This is the best solution for the roof’s underside as it offers a highly effective insulation for your loft space and can also be decorated over. The drawback here is that it’s usually the most expensive type to purchase and install.

This depends on the amount of insulation already present in your property. However, adding insulation has been proven to improve the energy efficiency of your home and decrease your heating bills, this is more obvious in older properties or where single glazing is still in situ.

It depends on the size and type of extension. Small porches or flat roof extensions are very reasonably priced. More substantial two storey extensions can be expensive. In general, the price is roughly proportional to the amount of space you add to your home.

Generally, extensions can be a very tricky undertaking - where it can be quite difficult to have a clear comprehension of the rules, regulations as well as costs. Therefore before you rush in to kick start your ground floor extension project, it’ll be wise to get a good grip on the cost. In this article, we’re going to give you a rough estimate of the cost of a ground floor extension. Let’s take a look!

Just like several other home improvement projects, the cost of constructing a ground floor extension is based on a number of things which includes the size, materials used, your location, the quality of the tradesmen or company hired and lots more. For instance, if you happen to reside in London, the cost of your ground floor extension is going to be a lot higher than the other regions.

The single cost of a ground floor extension should fall within the range of £1,500 per square metre to about £2,000 per square metre. However, if you happen to live in London or the South East, this price can reach up to £1,900 per square metre to about £2,400 per square metre. These prices are for good quality ground floor extensions only. Basic or low quality extensions would naturally cost less while superior quality extension will cost more.

Now looking at the size of the ground floor extension, if you’re looking for a size of about 5m x 5m, you can expect to pay a price within the range of £32,000 to about £36,000. And as usual, in London or the South East, this price can reach up to £50,000 or even more. And that’s just for constructing the extension. If the other relevant costs like the 10 percent to 15 percent professional fees for the architect, planning application (if needed), building regulations and more, the price goes up.

This is a very great opportunity to not only get free external wall insulation, but also cut down your energy bills depending on the type of property you live in. Generally, to enjoy free external wall insulation you must at least be part of the group receiving one of the benefits listed below and also depends on the amount of money you earn. The benefits include:

• Income based jobseeker’s allowance (JSA)

• Income support

• Income-related employment and support allowance (ESA)

• Tax credits

• Pension credit guarantee credit.

• Universal credit.

There are also other important factors that determines if you can have a free insulation fitted on your property. These includes the place you reside, the carbon level of your home and according to some suppliers, the level of beneficial impact the insulation will have on your home. In order to have a free external wall insulation installed, you must either be the owner of your home or at least obtain the go ahead from your landlord before any external wall insulation activity can be made.

Good news is, if you fit the aforementioned criteria and you’ve already installed an external wall insulation, you just may be entitled to receive a refund for the good job done. However, to really find out if you’re eligible, we’d recommend you get in touch with your supplier directly. Also, the Energy Saving Trust (EST) can direct you to some organizations who can assist you in the determination of your eligibility.

As a home and property owner living in England, you can also check out the Each Home Counts Advice Website which is committed to giving impartial energy efficiency advice.

At the end of the day, if it turns out you happen to be ineligible for a free external wall insulation, you can still go ahead to contact a professional installer for a help at a competitive price to enjoy the several benefits that comes with home insulation.

How To Convert Your Loft Into A Room

The loft is the space on top of a home that’s most often ignored by home owners due to having to consider the space’s configuration, the lighting as well as energy efficiency. However, when successfully converted into a room, it can serve several purposes which would even add more value to your property. So how can you convert your loft into a room? Let’s have a look.

• Take Into Account The Size Of Your Loft

The size of your loft is a major determinant of the type of room it can be converted into. A small-sized loft there’s a chance it can still be converted into an extra bathroom or home office while bigger lofts can be converted into an additional bedroom. The minimum head height is 2.3m, if your loft is lower than this, you’d have to get a planning permission to detach some parts of the room for extension.

• Include A Skylight

When a loft is poorly designed, the room become dark, shady and airless. Adding a skylight to your loft will let in fresh air, deliver better ventilation and more light.

• Insulate Your Loft

Loft insulation will not only prevent heat from escaping through the roof, but also lead to an improved energy efficiency which ultimately helps you save up on your heating bills.

• Use Modern Colourization

When you use bright, neutral and modern colours to paint your loft, you’re adding that elegant look to the space. As a result, the loft looks a lot more attractive and comfortable by the time you’re done with the conversion.

The conversion of your loft into a room can be a very tedious task if you wish to do it by yourself. We’d recommend you employ a seasoned professional for help in order to ensure the best results and also to avoid making costly mistakes.

Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.

If you’re currently experiencing some structural issues with your building or property and you’ve heard a thing or two about the several benefits associated with getting underpinning done, you may be wondering if underpinning might just be the answer to your worries. Well, one thing you should when it comes to underpinning is the fact that, while there are some structural issues that may actually warrant an underpinning job, there are also some situations that can not be fixed by underpinning. In this post, we’re going to consider the events whereby underpinning of your house will be required. Let’s take a look!

First and foremost, you should know that underpinning isn’t required for issues related to slab heave. Footing movements which are likely to reverse normally occur when the content of the soil moisture changes unevenly which gives rise to slab heave. This movement results for a reversible effect.

Generally, underpinning is done to remedy problems related with the movement of the footings of a building or property, but as stated above – not all movements require underpinning. So, when is underpinning required? More often than not, a situation that’s resolved by underpinning is the event whereby the footings of a building or structure drops or subside as a result of some reasons that are irreversible. For example, footing movements caused by a footing set on a soft or loose soil which may be irreversible.

In the event whereby the footings of your house haven’t been installed as deep as required during the initial construction, then you will need to have your building underpinned to make it more stable. If you’re also looking to increase the load on your foundation like adding another storey, you may also need to have your house underpinned to support the extra weight added.