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In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

Rendering of a house is one of those projects that can greatly improve the visual appeal of your home, enhance it’s energy efficiency, protect the brickwork from the elements and ultimately, add value to your home. Generally, the cost of rendering a house normally costs within the range of £25 to £70 per metre square, while the average cost house rendering costs stands at about £40 per square metre. Therefore, a 3 bedroom semi detached house will cost within the range of £4000 to about £5000.

The total cost of rendering a house is determined by a wide range of factors. These factors includes the following:

✓ Type of the rendering. There are three main types of rendering which includes sand and cement rendering, monocouche rendering as well as acrylic or silicone rendering. However, re-rendering applies to sand and cement sooner and it’ll also have to be painted every 3 to 6 years. Consequently, longer term cost can be higher when compared to the other types.

✓ Ease of access. Where your contractor will have to work around obstacles like shrubs or conservatory, this can make the cost a bit higher as it’ll take longer time to complete.

✓ Prep work. If the contractor needs to fill some cracks or perhaps an old mortar requires tuck pointing before rendering can be started, this will also affect the cost.

✓ Scaffolding. In the event whereby the job requires the use of scaffolding and you’ll have to hire one as a different cost, then the price will be higher.

✓ Your location. Due to the high standards of living and higher demands in areas like London or the Southeast, prices in these regions are usually higher than that of the other regions like Midlands and North.

Converting your garage into a habitable room can be an option that’s too good to pass up especially when you’re in dire need of more living space in your home. If you’re in a similar situation and considering the cost of a single garage conversion in your home, then you’ve come to the right place! The fact is, the cost of a single garage conversion is dependent on a number of influencing factors which includes your specific plans as well as your location. Generally, the price of garage remodel is expected to cost about half of what you’ll incur when building a home extension or addition from scratch. However, before commencing a project of this magnitude you should put into consideration some things.

A single garage conversion is a huge job which typically involves wall insulation, floor raising, heating addition, cool and ventilation as well as updating doors and windows. Before you get started you should consider if converting your single garage into a room is a good option, whether a permit is required to convert a garage, the type of room a garage can become, does it add value to your home and how much its going to cost.

Just like any other home improvement project, garage conversion cost varies depending on several factors like your garage space specifications. Other factors include the general condition of your garage - the condition of your foundation, walls, floors or roofs, the ceiling and more, planning applications, your location, the services of a structural engineer, internal or external garages etc. According to Santander, the average cost of converting a single garage costs approximately £6,300. However, considering the aforementioned influencing factors we’d expect the cost of a single garage conversion to cost within the range of £5,500 to £10,500.

Is there a hole in your asphalt driveway you feel you can repair yourself? If it’s something you know you can confidently do then this step by step guide is just for you. If otherwise, then we’d recommend you hire the services of a reliable professional who can guarantee the best results while also saving you some time and extra money that could result from possible errors. In this article, we’d go over the reparation process of an asphalt driveway with a hole in it.

✓ Get the necessary tools. You’re going to need a broom ( to clean the area), caulking gun ( to fill the hole), a hand tamp a plate compactor or a hammer ( to level the filled in hole) and a weeding glove (just in case there are weeds growing in the hole).

✓ Prepare the area. Do this by weeding the plants or weeds that might have grown inside the hole and identify your asphalt filler.

✓ Wet your soil, if necessary. It’s important to note that this is only necessary if your soil is dry to help the filler stick properly.

✓ Fill in deep holes. If the hole goes down about 3 to 4 inches or more, simply fill it with any material like rocks, clay etc.

✓ Apply the asphalt filler. Fill the hole with the asphalt filler to about half an inch higher than the surface of the driveway.

✓ Level the filler. For a large hole, make use of a plate compactor or a hand stamp, but a hammer will be sufficient for smaller holes.

✓ Cover the hole, if necessary. If your home isn’t level, covering your hole with a piece of plywood is advisable.

✓ Clean off the seal. After the asphalt looks done and in place, simply brush away the debris from the seal to finish off the project.

When it comes to laying of bricks, it is essential to get the right mortar mix. It is vital, be it for construction or maintenance projects, so far mortar is required. There are several materials incorporated in getting mortar which includes both cement and sharp sand, soft sand or plasterer’s sand and lots more. Here, we are going to look at the right ratio for cement and sand mix in bricklaying.

Cement include ingredients such as iron, aluminium, as well as silicon and it is mainly used for mortars like aerated cement mortar, Portland cement mortar and gauged mortar. Sand, on the other hand, comes in different forms such as sharp sand, soft sand and plasterer’s sand. The sharp sand consists of a larger grain size than the others and is usually incorporated in the construction areas that requires more strength as well as flexibility. Soft sand is the most common one used in mortar and it’s also referred to as bricklayers’ sand. These are used to make all types of mortar. Finally the plasterer’s sand which neither has the sharp sand’s coarseness nor the fineness of the soft sand, but can also be used for any form of mortar.

Cement and sand mortar is used for a plethora of bricklaying jobs serving as a glue for bricks, walls and pillars, while also repairing or maintaining old listed buildings. The preferred ratio here is 1:3 to 1:5 of cement and building sand. Meanwhile, to get a sand cement mix, essential materials that are required includes water, soft building sand as well as cement. However, you must also note that a sand and cement mortar is not used for structural projects, rather a concrete ratio is used.

Storage space is a major consideration for most home buyers and even more so, when there’s the presence of fitted wardrobes. Fitted wardrobes can be installed in just about any room in the house and even in rather obscure places such as under the stairs, inside a loft, around chimneys as well as into alcoves. As a result, they’re important assets to have as they can go a long way to increase the value of your home or property.

Fitted wardrobes are usually made from various types of woods as well as wood finishes. Typically, they’re installed with either sliding or hinged doors depending on the space as well as the styling you opt for. Fitted wardrobes can be personalized through the addition of elegant features such as custom lighting, mirrors as well as internal extras like pull out shoe racks and pull down hanging rails.

For high end customized fitted wardrobe like Sharps, the best quality, most practical and also robust materials are being incorporated. They make use of the following materials given below:

✓ Fibreboard. This is a modern material that’s used for its ability to produce a smooth routed and detailed design. It’s also very solid and robust which makes it perfect for large furniture pieces as they don’t warp or dent. What’s more? Fibreboards meets the European forestry sustainability standards and it also allows for the board to be profiled with a top notch finish.

✓ Particleboard. This material is used for the parts of the furniture which will normally be cut in your home like facings and side panels. Due to it’s lightweight, they’re very easy to cut and doesn’t produce as much dust as other materials. The material is also a highly controllable contemporary material which can be precisely cut arounf skirting boards, covings as well as period features to ensure a perfect fit.

Do you want to inject a new lease of life into your home or property, or transform it into a more modern style that better suits your taste? Or perhaps you’re only looking to add more value to your property to enable you sell for a profit in the nearest future. Regardless of your purpose, determining the cost of your home renovation can be incredibly difficult. However, you can still obtain a reasonable budget for the project with proper planning as well as preparation. It’s almost impossible to get an exact figure for any home renovation cost, however, this article aims to give you a good idea of cost range to enable you make informed decisions.

The cost of renovating a house can vary significantly depending on a wide range of factors. Some costs are fixed while others may vary greatly. As a result, if you want to have a more exact figure, you’ll have to call in a professional beforehand to give you an idea of how much they’ll charge. Below are some of the most significant costs you’ll most likely face during property renovation.

✓ Administrative cost. Asides from material and labour, the administrative costs is another important cost you’ll need to factor in. The first thing here is usually insurance, this is because all regular building insurance policies does not cover large scale renovation projects. So if what you’re planning is a huge structural change to your property, then it’s more likely that it won’t be covered by your buildings insurance policy. In this event, you’ll have to take out a specialist renovation insurance.

✓ Planning permission and property renovation. This is another potential cost you’ll have to factor in. Submitting a planning application in the UK usually ranges between £200 to £250.

✓ Adding an extension. Generally, a 4m by 5m extension would cost within the range of £30,000 to £40,000.

Most companies will make the building control application on your behalf and ensure that all the work is completed to the right standards. When a building inspector has inspected it, you’ll get a certificate. It usually takes around 6-8 weeks after completion to come.