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It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

Presenting with its unique sets of components, the price for every house renovation project varies considerably. Though giving a proper price for the house renovation is not possible, you can generally expect to pay anything between £40,000 and £75,000 for renovating a three-bedroom house.

You must list out all the changes needed since renovation comes with several potential costs. This makes it easier for you to calculate the renovation costs and start planning your budget accordingly.

Let us take a look at some of the crucial factors that affect the cost of renovating a house

• Property size

• Property’s condition and age

• Complexity oof the job

• Structural work

• Building extension work

• The quality of materials, fixtures and finishing

• Decoration

• Location

When it comes to renovating a three-bedroom house, the average cost is around £ 57,000. A new gas supply will cost you around £1,500, depending on the route of the supply. There may other additional costs involved if you are looking to do any work to extend the gas supply line.

The cost of rewiring a house is in the region of £5,750. That price will also be dependent on the complexity of the electrical systems in your house and the size. If you are looking at installing a new set of windows, it can cost you up to £6,000, with the average cost being about £4,250. Replastering walls will add another £2500 to the total budget. A new kitchen will set you back around £7,000, on average including the cost of design, materials and installation. Most renovations will need a new bathroom. Installing a new bathroom will cost you around £4,250.

Rendering a house comes with a plethora of benefits. Not only is it able to brighten up houses that looks tired especially those with damaged brickwork or having discoloured render, but its also the final step of external wall insulation.

If you own a 3 bed house, you’ll probably want to know just how much it’ll cost to have it rendered. If yes, then you’ve come to the right place! In this article, we aim to look at the cost of rendering a house using the standard 3 bed house as an example. Firstly, it should be stated that there are numerous factors that affects the price of a rendering a house which includes the rendering type, the size of the house, the ease of access, the prep work required, whether or not scaffolding will be needed as well as your location and the quality of the contractor your hire. Out of all these factors, the most significant variables are probably the type of rendering you go for and the size of the house.

There are three types of render and the one you opt for will play a key role in the price of your 3 bed house. In this article, we’re basing our cost estimate for a 3 bed house (3 bed detached) on the size ranging from 110 per square metre to 160 per square metre. Now let’s look at the cost per square metre of each rendering type.

✓ The silicone or acrylic thin coat render is usually the most expensive option of the lot due to the fact that they’re the newest and also the best type of render. This rendering type usually costs within the range of £45 to about £75 per square metre.

✓ The monocouche modern through coloured rendering type are able to offer a decorative and waterproof finish for walls. They usually costs within the range of £35 to about £70 per square metre.

✓ Sand and cement render type is the traditional type which has been applied for several years. This rendering type usually costs within the range of £20 to about £45 per square metre.

Refurbishing a house brings about a plethora of benefits. These includes an increased sale value, an improvement on your quality of life or even simply to make it more visually appealing. All these are great when you look at them, but one thing that happens to be an hindrance for several homeowners is the cost of getting the project done. You may wish to set a budget, plan and prepare before commencement of the project, but the fact remains that, when it comes to refurbishing a house, nothing is certain. In fact, it’s advised to always expect the unexpected and have a lot of cash in reserve just in case something goes wrong. There are a wide range of factors that can play a key role in the overall cost of a house refurbishment. Minor refurbishment that should cost around £30,000 can easily go up to over a whooping £150,000 for a total transformation. Most of this cost will be expended on labour, and the next most significant expense, which is sourcing materials.

In general, the cost of your refurbishment project will depend on some factors which includes the size of the project, the materials used, the refurbishment or renovation level, the location of the property, the quality of the contractor hired and lots more. To estimate the cost of refurbishing your property, you can follow these simple steps:

✓ Write down a detailed list of all the things that needs to be done per room and try to be as specific as possible.

✓ Carry out a research of the labour cost in your area as well as the raw materials’ cost (here, you can make use of guides such as home advisor).

✓ Add an extra 10 to 15 percent on top of the calculated estimate for uprisings and repairs.

✓ Talk to your contractor to get a more accurate quote.

External Wall Insulation (EWI) is the act of insulating a home by fitting insulation to the exterior parts of the building which in turn improves thermal performance, cuts energy consumption ( savings on energy bill) and also adds to the home’s visual appeal. The systems are built in multiple layers, with the insulation board offering a plethora of options with each being suitable to varying projects and their needs. Installing an external wall insulation comes with a variety of benefits, let’s have a look!

• Thermal Performance Improvement

With EWI, the thermal inertia of the walls are greatly enhanced while also restricting the loss of heat. Ultimately, this lowers heating costs, enhances the comfort of indoor thermal and also reduces CO2 pollution.

• Eliminates Noise Pollution

When the noise levels are high, it can have a bad impact on our overall well being. A great way to reduce the disturbances from the outside like traffic noise is by fitting an External Wall Installation system.

• More Comfortable Living Space

Do you know the damp in homes can contribute to respiratory problems? A properly insulated home will greatly limit the impact of condensation by combating the damp issues. As a result, you can always expect your house to be cosy and comfy irrespective of the season. A cooler summer and warmer spring is guaranteed with EWI.

• Enhances The Property’s Visual Appeal

Looking for an excuse to rejuvenate your home’s aesthetic appeal? Well, you can as well try out adding an EWI system. There are a plethora of unique colours and styles you can pick from to beautify your home effortlessly.

• Adds Value To Property

An insulated home will generally cost more than an uninsulated one at the time of resale. Potential home buyers are more interested in the acquisition of a home with an EWI system due to its various benefits - and a higher demand can only imply a higher price!

What Is Plasterboard?

The plasterboard is unarguably one of the most common building materials across the globe. Sometimes referred to as gypsum board, gyprock, drywall or wall board, the plasterboard is mostly incorporated for ceiling cladding and interior walls in several homes and offices in recent times. However, despite its global acceptability, it’s a very misunderstood building material.

The plasterboard is manufactured using a gypsum core with a heavy paper covering both sides of the sheet. The measurement of a standard plasterboard sheet is a length of 2.4 metres in and a width of 1.2 metres, with a thickness of about 13mm. The board usually have either a bevelled or a bit flat edge. The bevelled edge makes it easy for the installers to use a plaster to smooth out the surface after nailing the sheets to walls and ceilings as well as taping the edges.

The plasterboard comes in different types. Although various manufacturers provide a unique name for their products, but they’re all included in one of the following categories:

• Water Resistant Plasterboard - This type of plasterboard are best suited to be used in water areas like bathroom, laundry rooms and kitchens.

• Acoustic Plasterboard - Due to its sounding proofing qualities, this type of plasterboard is preferred to be used in home theatres or noisy areas.

• Flexible Plasterboard - This is to be incorporated on curvy surfaces.

• Fire Resistant Plasterboard - Just like the name implies, this type of plasterboard is best suited for use in high fire hazard areas.

If you’re about to kick start some small renovations around your house or office, using a plasterboard to clad your walls is a very simple and worthwhile task. However, if you want to do major renovations or need to apply plasterboard to your ceiling, the best option would be to leave it to a seasoned professional.

Planning permission is not normally needed for a loft conversion as they are covered by permitted development rights. A conversion company will tell you if you do and help you with this. For more information, see our article about planning permission.

Often referred to by many as the holy grail of home improvements, house extension comes with a wide range of benefits which makes it easy to see why the extension could be a great uptick in the potential price of your property in terms of sales. So if you’re looking to build a new home extension but still not convinced about the project, we’re here to help you. Being fully aware any home construction work is usually a heavy investment, there’s a huge need to be set on your decision before scheduling the commencement of any work. So are house extensions worth it? Below are some of the top benefits offered by house extensions to help you decide if it’s the most suitable route for you.

• Add To Your Home’s Value

Building an home extension is a great way to add value to your home before selling. Increasing the living space of your home is an incredible appeal to many buyers which significantly increases your property’s total value. However, you must ensure that the extension is impressively designed using top quality materials in order to generate more value.

• Good Alternative To House Moving

The most common reason for moving is usually due to a lack of sufficient space, but with house prices steadily on the increase a cost effective alternative is highly sought after. This alternative is house extension which creates more space for the household to spread out and have more privacy.

• You May Not Require A Planning Permission

You can extend your house and still not need to apply for a planning permission. To achieve this, simply comply with the laid down rules set under the permitted development rights.

• Extra Living Space

If you fill you’re starting to outgrow your existing structure and do not buy into the idea of moving, then your best bet might just be to extend your home.