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With the numerous benefits that comes with the installation of an external wall insulation in a building, it’s also important to find out whether it’s also safe before proceeding to fit one in your home. Firstly, to ensure that external wall insulation systems are safe, they must be BBA approved, which means they’ve been subjected to a thorough testing by the British Board of Agrement and therefore, suitable for use in UK homes.

Given the fact that cladding materials have recently generated a lot of debate and negative press about how reliable some particular materials are, questions are being asked of the safety and reliability of external wall insulation. However we must clarify that, although external wall insulation can be classified under cladding, it is very different to rainscreen cladding - which caused the Grenfell fire tragedy.

External wall insulation is completely safe. However, when it comes to fire, the safety of your system depends largely on the insulation type in question. The safest type of insulation you can have installed is the Rockwool insulation boards which are rated as Euroclass A1 non-combustible. The board is specially designed in such a way that it contains fire - preventing it from reaching the other areas of the building. They also do not produce harmful emission or smoke when impacted by fire.

Meanwhile, the Wood Fibre, is also a great insulation which is known to char and not burn. Contrary to many beliefs, it actually burns slowly creating this charring effect which produces an oxygen barrier that helps reduce the spread of fire.

To make your system safer, you can also make use of Fibreglass Mesh for reinforcement. It helps to improve the strength of the tensile which promotes the security of the boards attached to the wall.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

Over the years, more and more home and property owners are beginning to realize the huge benefits that can be derived from loft insulation being a worthwhile investment. It’s quite worrisome the way in which energy bills have soared over the past 10 years and loft insulation is a considerable affordable energy efficiency measure that can go a long way to help increase your home’s energy savings.

As far back as the 1980’s, the standard when it comes to insulation thickness was 25 mm to 50 mm which was, at the time, considered to be sufficient. However, building regulations have changed the norm that now states that a new build needs to possess 270 mm of insulation in the loft in order to achieve the required u-value of less than 0.16/m2k based on the standard rock wool or sheep wool insulation.

Generally with loft insulation, there’s a law of depreciating returns which implies that the first couple of insulation centimetres will save you many times the cost of the installation, however an extra layer or centimetre is going to add less value to the point where it’ll no longer be wise or worthwhile to add any further centimetre. Therefore, with cheaper energy prices 30 years back, that additional couple of centimetres was not just worthwhile, but with the recent alarming rises in costs of fuel, that additional £10 savings per year has all of sudden changed to £30 which makes it become a lot more attractive.

If you already have 270 mm of loft insulation, regardless of the material you’re looking to add you’re most likely not going to benefit from a top up. The cost of the materials and installation will definitely be too high for the couple of pounds it’ll save you per year.

There’s a huge range of different types of loft conversions. The most common are dormer and skylight or Velux conversions. There are also hip to gable and mansard conversions. The type of loft conversion that’s most suitable for your property will depend on the style of roof and the size of your loft.

With homeowners now a lot more unwilling to move or make any costly extensions due to the uncertainty that lies ahead in the property market of the UK, a garden building which represents a cheaper alternative seems to be the best option available. Not only is it one of the most affordable ways to add space to your home while staying within your budget, but it’s also one of the best ways to add immense value to your property as more and more potential home investors are now seeking properties with an outdoor garden room. They’re the perfect investment for those looking to expand their space without having to carry out huge extension projects which normally consumes both time and money.

Garden rooms are best built by professionals to guarantee the best results. However, if you feel confident enough to undertake the project, then this guide will give you an idea of the process.

✓ Build the foundation. Here you can build the foundation using concrete, but in cases whereby there are root systems closeby then you can make use of low impact screw piles.

✓ Start the construction process with timber frame, SIP panels as well as other modular components and materials

✓ Once you’re done with the construction process, the next course of action will be to develop and position the roof structure on to the top of the newly constructed garden room. Here, you can also decide to use sun pipe and solar heating or PV panels. You can also protect the construction from the elements by making use of cedar cladding.

✓ Doors installation. The best type of doors to use here are draught sealed doors which can also be treated hardwood or powder coated aluminium .

✓ Make the finishing touches here and there and make sure all connections are complete.

If you’re planning to build a small extension on your property, you’ll most likely want to know the length of time it’ll take to complete the home extension. Just like many other home improvement projects, it’s impossible to provide a specific number of day in which your project will be completed as the duration is based on a number of influencing factors. This includes the size of the development work as well as whether or not you plan to live in the house when the work is being done. In this article, we’re going to give you a breakdown of the processes that’s involved in building a small single storey extension alongside the duration for each so you can have an idea of how long your small extension project will take. Let’s take a look!

✓ A small single storey extension will normally take about 3 months to be completed.

✓ Site preparation is the first step in the process and it’ll take up to 2 weeks the dig out the footings and prepare foundations. Followed by a further 2 weeks to fit the damp course as well as any drains required around the extension.

✓ The 5th week is spent on working on the external walls and putting in place blockwork to deliver cavity wall insulation.

✓ The next 2 weeks will be spent on installing the roof structure as well as internal walls.

✓ Once done. The builders will make the structure weather proof and electricians or gas fitters will be on site to add power to the extension. This will be followed by internal walls’ plastering as well as breaking into your main house.

✓ After this, when the plaster is dry and decoration completed, units or furniture will then be installed.

If you’re thinking about refurbishing your house or property but don’t know how to go about it, then you’ve come to the right place. In truth, not every home refurbishment works goes in exactly the same order, however it’ll do you some good to abide by a specific plan in order to avoid both unnecessary works as well as expenses. For instance, how would it feel if you have already closed walls and paint only to realize that there’s a need to include a new plumbing stack that has to go behind the wall? Not good, right? Well, this guide is designed to help you avoid such frustrating situations. Let’s have a look!

✓ Establish a plan. This involves carrying out a good assessment of what you’d like to refurbish and set the priorities like deciding where to start and making sure you have both the time and budget to complete the project.

✓ Set a budget. Establish a final amount that’ll be the threshold to your spending. It’s always good to add an additional 10% to 15% to cover unexpected costs.

✓ Hire a contractor. Carry out a research, reach out to many contractors, compare their prices, work quality as well as integrity before hiring.

✓ Talk to your insurance company. Find out if you have the amount of coverage that suits your needs from your insurance company before and after your project.

✓ Secure permits and order materials. Make sure you check with the latest regulations before commencement. Once done, you can start ordering the required materials.

✓ Start demolition. This is optional as it only applies if space is being added.

✓ Work behind the walls. This include doing all the works necessary behind the walls like plumbing, electrical, heating etc.

✓ Paint and install flooring

✓ Fit in the cabinetry

✓ Add finishing touches. This includes the last details and decorations.

When it comes to laying of bricks, it is essential to get the right mortar mix. It is vital, be it for construction or maintenance projects, so far mortar is required. There are several materials incorporated in getting mortar which includes both cement and sharp sand, soft sand or plasterer’s sand and lots more. Here, we are going to look at the right ratio for cement and sand mix in bricklaying.

Cement include ingredients such as iron, aluminium, as well as silicon and it is mainly used for mortars like aerated cement mortar, Portland cement mortar and gauged mortar. Sand, on the other hand, comes in different forms such as sharp sand, soft sand and plasterer’s sand. The sharp sand consists of a larger grain size than the others and is usually incorporated in the construction areas that requires more strength as well as flexibility. Soft sand is the most common one used in mortar and it’s also referred to as bricklayers’ sand. These are used to make all types of mortar. Finally the plasterer’s sand which neither has the sharp sand’s coarseness nor the fineness of the soft sand, but can also be used for any form of mortar.

Cement and sand mortar is used for a plethora of bricklaying jobs serving as a glue for bricks, walls and pillars, while also repairing or maintaining old listed buildings. The preferred ratio here is 1:3 to 1:5 of cement and building sand. Meanwhile, to get a sand cement mix, essential materials that are required includes water, soft building sand as well as cement. However, you must also note that a sand and cement mortar is not used for structural projects, rather a concrete ratio is used.