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External wall insulation works to keep your home cosy and comfy while also helping to cut the energy bills. However with the great benefits also comes great costs, so it’s actually a logical decision to know whether there are grants out there which you’re eligible for to help you handle the cost of the external wall insulation.

There are grants available for external wall insulation, but rarely will you find one that covers the full installation cost. With the help of the government’s Energy Company Obligation (ECO) scheme, a couple of energy companies assist in making your home more energy efficient by offering grants or free insulation. In certain cases whereby you receive particular state benefits, you may as well qualify for a higher grant that’ll cover more of the insulation cost.

However, if your energy supplier doesn’t offer any grant, you need not worry as you can save as much on energy bill after installation. Here’s what insulation can help you save per year on energy bills:

• Floor insulation can help you save within a range of £30 to £75 each year.

• Cavity wall insulation can help you save about £85 to £280 a year.

• Loft Insulation (270mm) can help you save about £135 to £250 a year.

Generally, the amount you’ll be able to save on your energy bills depends mainly on the type and size of your property, as well as how energy efficient it already is without the insulation. In the long run, your external wall insulation will more than give you back your investment on the valuable project through your savings on energy bills. In other words, whether or not you’re eligible for a grant should never stop you from installing an external wall insulation.

So you’ve identified the type of garden room you’d like to construct in your property, chances are, you’ve already worked out where to put it and can’t wait wait to start spending valuable time on it. It’s very understandable to be a little impatient with the whole idea considering the numerous benefits provided by a garden, but just before you proceed with your plans there’s the need to first check whether or not you’re going to need a planning permission.

Factors determining whether you’ll need a planning permission includes where you intend to place it, the size of the room, how it’s going to be used as well as your location.

Generally, most garden rooms do not require a planning permission as they are categorized as outbuildings. In other words, you’re permitted to construct one so far you comply with some specific rules and have permitted development rights at your home or in your area.

If you want to build your garden room under permitted development, you have to comply with the following rules:

✓ The garden room shouldn’t be in front of your home or property.

✓ The total area of your extensions, sheds and outbuildings ( which includes your garden room), must not go beyond 50 percent of the total land area surrounding your property.

✓ It must be a single storey that’s less than 3 metres high ( 4 metres for a dual pitched roof). And it must not go beyond 2.5 metres in height if the structure is within 2 metres of your boundary.

✓ The eaves must not go beyond 2.5 metres above ground level.

✓ It must not feature a balcony, veranda or any raised platform

✓ It must not be a self contained living accommodation.

You should note that if your home is a listed building or you happen to live in a designated area, then you might not have permitted development rights.

When it comes to house renovation costs, nothing is certain. As a rule of thumb, you should always expect the unexpected. Unforeseen circumstances (mostly unfavourable) can crop up from anywhere, at any time, greatly affecting the cost of the project. However, if you’ve completed proper planning and done your due diligence on your property before commencement, there’s absolutely no reason why you can’t put the works on budget.

The cost of a house renovation project depends on a lot of variables. These variables include the type of property you’re undertaking as well as the amount and complexity of the entire project. What’s more? Whether you decide to do some of the work yourself or wish to hire quality tradespeople to cover the entire project will also tell on the cost of the home renovation.

In the event whereby you wish to completely gut your property and begin from square one, here are some of the cost you’re most likely going to incur:

✓ Planning applications and building controls

✓ Architect’s design and specifications

✓ Contractors and build costs

✓ Snags as well as unforeseen problems

What will be the biggest cost, which will be determined by the amount of work you need done, is most likely going to be the structural and building work, which can reach up to tens of thousands of pounds.

Asides from material and labour, the administrative costs is another important cost you’ll need to factor in. The first thing here is usually insurance, this is because all regular building insurance policies does not cover large scale renovation projects. So if what you’re planning is a huge structural change to your property, then it’s more likely that it won’t be covered by your buildings insurance policy. In this event, you’ll have to take out a specialist renovation insurance.

If you have a loft, then the next thing that’s crucial is a loft insulation. Asides from cutting down on your carbon footprint, when you’re able to install an effective loft insulation you can slash your heating bills by up to £250 per year. What’s more? Besides making your home more energy efficient, it can also increase the value of your property a great deal. So if you’re also considering the insulation of your loft, one of the few things that comes to mind is, what loft insulation is the best to incorporate? In order to help you make the best informed decision possible, this post is going to address this issue and put you on the right path.

In truth, there’s no way to say exactly which type of insulation is the best as all types usually have a different purpose as well as usage. The insulation you choose for your home’s loft is be based largely on the how you’re going to make use of the space as well as any unique challenges you might face given the shape of your home’s loft. Below are some types of insulation to give you a better idea:

• Blanket insulation. This is the most common type that comes in rolls of rock, glass or mineral fibre ( or foil-backed felt ). It normally the most affordable and also a good all-purpose insulation which is easy to fit although not suitable for the roof.
• Loose-fill insulation. This type of insulation features a loose, lightweight material such as cork granules, cellulose fibre, mineral wool etc. It can either be incorporated as a top up or on its own. The primary drawback is it isn’t very secure and can also be very messy.
• Sheet insulation. This is the best solution for the roof’s underside as it offers a highly effective insulation for your loft space and can also be decorated over. The drawback here is that it’s usually the most expensive type to purchase and install.

Do I Need Planning Permission For A Loft Room?

The answer to this question is maybe. Generally, loft rooms are covered under “Permitted Development which means you won’t need to apply for a planning permission to build a loft room. This is like an advance planning permission provided by local authorities to allow some particular building works to be done such as loft conversions, rear extensions and more. When you’re covered by a “Permitted Development, you’re given the free range to oversee your home’s development without much interference from the regulations or the council. However, for permitted development to apply, there are some specific criteria that must be met. Therefore, if your loft room does not meet the following requirements given below, then you must complete a planning application before proceeding.

• In a terraced house, the converted loft space must not be more than 40 cubic metres.

• In a detached building or semi detached house, the converted loft space must not be more than 50 cubic metres.

• The existing roof slope at the front of the house must cover the extension made.

• The extension should not increase the height of the roof in any way.

• Verandas, balconies and any other structures of this nature must not be included in the extension’s plan.

• The side facing window openings should be at a minimum of 1.7 metres above the ground. The windows must be obscured as well.

• The roof extension should be set back as far as practically possible. It should be at a minimum of 20cm from the current eaves.

• The roof extension should not overhang the house’s roof or it’s wall.

• The materials to be incorporated must be the same or at least similar to what you already have on the house’s exterior.

A barn conversion can be a great investment for lots of reasons. When done well, barn conversions can be great at holding their value, meaning you could sell yours for a great price. They can also look fantastic, often with period features coupled with large areas of glazing. This can make them a great place to live, especially if you enjoy being in the countryside.

However, barn conversions do have their disadvantages. They may require extensive renovation work to bring their energy efficiency levels up to standard, which can be very expensive. It’s also important to be aware of their location – they might be on a working farm or close to several other converted buildings.

It’s essential to get a survey conducted before you buy a barn you plan to convert. This can tell you about any structural problems it might have and give you an indication of whether you might be able to get permission to convert it. You can also buy barns with planning permission already in place.

The holy grail of home extensions is basically the need for additional space for living as well as leisure. However, before commencing your home extension project, you’d probably want to know just how big your new building can be. In this article, you’ll find the answer to this question which is also frequently asked by many other home or property owners in the UK.

Besides your budget, there are two other major influencing factors that can determine just how much extra room that can be added. These factors include whether you wish to carry out the extension project under Permitted Development rights which is usually for a smaller project or you’d prefer to opt for a larger project which is covered by Planning Permission.

Apart from the limitations in the size of an extension under Permitted Development, the extensions are also a lot more affordable and consumes less time when compared to the extensions under planning permission. So what exactly is the size limit for an extension under Permitted Development and the ones under Planning Permission?

For a single storey extension, the maximum size that can be constructed without having to submit an application for Planning Permission includes:

• An extension should have a maximum length of 6m, if you reside in a terraced home or a semi-detached property.

• Extensions for detached properties can have a maximum length of 8m.

• The extension built must not go beyond half your garden’s area.

• The extension should have a maximum height of 4 metres, but in the event whereby the extension is situated within 2 metres of the boundary of your property, it should not exceed a height of 3 metres.

• The extension should not be higher than the highest part of the existing house’s roof.