Find a Builder you can trust in Isle Of Iona.

If you’re thinking about refurbishing your house or property but don’t know how to go about it, then you’ve come to the right place. In truth, not every home refurbishment works goes in exactly the same order, however it’ll do you some good to abide by a specific plan in order to avoid both unnecessary works as well as expenses. For instance, how would it feel if you have already closed walls and paint only to realize that there’s a need to include a new plumbing stack that has to go behind the wall? Not good, right? Well, this guide is designed to help you avoid such frustrating situations. Let’s have a look!

✓ Establish a plan. This involves carrying out a good assessment of what you’d like to refurbish and set the priorities like deciding where to start and making sure you have both the time and budget to complete the project.

✓ Set a budget. Establish a final amount that’ll be the threshold to your spending. It’s always good to add an additional 10% to 15% to cover unexpected costs.

✓ Hire a contractor. Carry out a research, reach out to many contractors, compare their prices, work quality as well as integrity before hiring.

✓ Talk to your insurance company. Find out if you have the amount of coverage that suits your needs from your insurance company before and after your project.

✓ Secure permits and order materials. Make sure you check with the latest regulations before commencement. Once done, you can start ordering the required materials.

✓ Start demolition. This is optional as it only applies if space is being added.

✓ Work behind the walls. This include doing all the works necessary behind the walls like plumbing, electrical, heating etc.

✓ Paint and install flooring

✓ Fit in the cabinetry

✓ Add finishing touches. This includes the last details and decorations.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

How Much To Board A Loft?

If you stay in a building where the space meant for storing stuffs is not sufficient, boarding your loft may be just the perfect solution for you. In several homes, the space is already present, and all you have to do is to make it more usable by boarding it out. This is unarguably one of the easiest and quickest ways to create storage space in your home.

Boarding a loft comes with a number of special benefits which includes:

• Assisting to declutter our living spaces and makes for a more spacious home.

• Creating a usable space whereby all seasonal items can be stored.

• Assisting to reduce heating bills as it prevents the loss of heat. When your loft is well boarded and insulated, it’ll help trap heat and prevent it from escaping via the roof.

• Adding to your home’s value by making your attic a very useful space for storing items.

• Helping to create a quiet space which can used for relaxation or getaway purposes and of course, this will require a bit more structural work.

So now that you’ve learnt a few of the benefits associated with boarding a loft, how much will it cost to have one made? This depends on an array of factors which includes the size of the space needed, the type of materials and labour cost.

Overall, a standard semi detached building will feature a lot of space of about 40 sqm to 50 sqm in size. There’ll be a need to add to the height of the floor joists before installing the chipboard decking boards. This job size should cost within the range of £1,000 to £1,500. It’ll require just a two-person team that are fully equipped and well versed about the processes.

So you’ve identified the type of garden room you’d like to construct in your property, chances are, you’ve already worked out where to put it and can’t wait wait to start spending valuable time on it. It’s very understandable to be a little impatient with the whole idea considering the numerous benefits provided by a garden, but just before you proceed with your plans there’s the need to first check whether or not you’re going to need a planning permission.

Factors determining whether you’ll need a planning permission includes where you intend to place it, the size of the room, how it’s going to be used as well as your location.

Generally, most garden rooms do not require a planning permission as they are categorized as outbuildings. In other words, you’re permitted to construct one so far you comply with some specific rules and have permitted development rights at your home or in your area.

If you want to build your garden room under permitted development, you have to comply with the following rules:

✓ The garden room shouldn’t be in front of your home or property.

✓ The total area of your extensions, sheds and outbuildings ( which includes your garden room), must not go beyond 50 percent of the total land area surrounding your property.

✓ It must be a single storey that’s less than 3 metres high ( 4 metres for a dual pitched roof). And it must not go beyond 2.5 metres in height if the structure is within 2 metres of your boundary.

✓ The eaves must not go beyond 2.5 metres above ground level.

✓ It must not feature a balcony, veranda or any raised platform

✓ It must not be a self contained living accommodation.

You should note that if your home is a listed building or you happen to live in a designated area, then you might not have permitted development rights.

Builders are everywhere, but finding one for your project can be tricky and stressful, with both cost and reliability coming into question. This is even more worrisome when you’re fully aware that your house extension can only be as good as the builder. If you’re also facing the same challenge, then you’ve come to the right place. In this article, we’ll share with you some tips on how to choose a professional and reliable builder who’ll ensure you get immense value for every penny spent. Let’s take a look!

✓ Ask for recommendations. To find a tradesperson, not just a builder, personal recommendations is the best way to go. Building a house extension is a major undertaking which comes with a lot of costs, so if you’re going to do it the least you can do is ensure you do it right. Carry out your research, ask friends and family, neighbours and loved ones if the know of any reliable builder in the local area. If they’ve have one they’ve used, you can request for the cost, quality of the job done, the duration of the project and any other detail you feel you should know.

✓ Search Online. Use our search feature to look at the builders available or submit and enquiry and we will find you one. Our site holds details of numerous builders and building companies which you can go through their ratings to select the best.

✓ Select a reliable builder from trading association. Most reliable builders are usually a member of a recognized trading association or the other. Though this is not obligatory for builders, but it can be used as a dependable medium to find a good builder. We list what trade association the builders are a member of.

Well the reality is, sometimes, neighbours just don’t get along. With several individuals living in close proximity, it’s little surprise they tend to get on one another’s nerves from time to time. However, there’s a difference between having a tiff and being able to transform your house the way you want without having to obtain your neighbour’s approval.

The short and simple answer to this question is, not necessarily. However, you must first educate yourself by thinking about your extension and how it affects the houses around you. We’d strongly recommend you talk proposals through with your neighbour so as to avoid possible conflicts later. There are a number of reasons why your neighbour can protest to your new home extension plans. Let’s take a look!

• In the event whereby your new extension is blocking their view or providing an unwanted shade on their property. Here, they have a legitimate reason to protest as no one would want their once sunny garden suddenly covered or plummet into shade.
• In the event where it leads to a loss of privacy. For instance, if your new extension possesses a window which overlooks the neighbour’s property in any way. This is likely to be taken as an invasion of privacy and that has a little to no chance of being a welcomed idea.
• If it’s a major project and going to take a lot of weeks before completion. The noise generated, especially when your neighbours are enjoying your summer holidays or weekends, can make their gardens not as relaxing as it used to be.

A patio is an outdoor space which can be used for a variety of stuffs which includes fun time with family and friends, reading time or just relaxing as the fresh breeze blows. With all these benefits and more, it’s becomes more obvious that there’s a need to keep your patio in a tip top condition at all times. If otherwise, you may not be able to enjoy your patio to your satisfaction and probably, for as long as you would want. You simply have to provide it with a regular maintenance which involves inspecting and identifying the damages that needs to be repaired before it gets out of hand. Fortunately, the minor repairs can be done by yourself if you’re confident enough. However, for bigger damages it’s advisable to call in a professional for help. In this article, we’ll take you through the patio reparation process.

✓ Prepare the area. This involves removing the problem piece gently and carefully. If there’s a piece you think can still be useful, store it in the re-use pile or you can start a new one. Once you’re done removing the pieces, the next thing to do would be to start removing anything that’s unwanted from the damaged area like debris, unwanted soil etc, and start sand fitting with some fresh sand. This should be levelled out to ensure there’s no bumps.

✓ With the sand down, you can start by putting the pieces back in together. This should be done gently to avoid any further damage. Do this until your patio

✓

There are two main types of cladding. The first is material cladding, which refers to layers of a material that are attached to the external walls. The material used could be timber, PVC, stone, or other materials. The second type of cladding is rendering, where a coat of plaster is applied to the wall.