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In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

It depends on the style and size of the conversion, but in general, a loft conversion will take between 1-2 months. A loft conversion is a substantial building project, and plans will need to be drawn up. This may add to the time it takes to complete your loft conversion.

Sand is a very important element in bricklaying as far as a mortar mix is concerned. Generally, the quality of the sand is the major factor determining the quality of a plaster mix or mortar mix. It’s recommended that the sand should have enough ‘fines’ (- 75 micron material) to get a good plastic mix with a water content that’s less than 350 litres/m3. Generally, a mortar mix or plaster mix is made within the range of one bag of cement to 200 to 300 litres of damp sand.

Apart from experience the next best indicator of the quality of sand is a field test. In other words, if you do not have the required training or experience in bricklaying, the best bet to determine the amount of sand for a good quality mix is by carrying out a field test. Let’s have a look!

• Get about 50kg of sand and air dry it.

• Scoop 25kg of the sand, 5 kg of cement as well as litres of water ( with 1 litre and 1.5 litres of the water in different containers).

• Mix the cement and sand to form a smooth, uniform and consistent colour.

• One after the other, mix the the sand - cement mixture in the three quantities of water. Do this until you’re able to achieve a mix that’s workable enough to use as plaster.

With that done, you should take note that if 5 litres of water is sufficient then the quality and quantity of the sand is perfect. If you’d require 6 litres of water to get a mix workable as a plaster, then both the quality and quantity of the sand is average. However, if you’d need 7 litres of water to get a mix workable as a plaster, then the quality of the sand is poor. Any requirement of water above 7 litres implies a very poor quality of sand.

If you’re planning to acquire Sharps fitted wardrobes, one of the first few things that comes to mind is the cost to make such an acquisition. Generally, prices of these items can vary significantly. However, you should note that the more affordable end of the spectrum is most likely going to be around £750 to £900 per lineal metre, while mid range Sharps fitted wardrobes are usually within the range of £1400 to about £1600 per lineal metre. And finally, the high end customized Sharps fitted wardrobe are possibly going to be within the range of £3000 to £3500 per lineal metre.

The price of the Sharps fitted wardrobes is mainly determined by the fitted wardrobe solution your opt for. So let’s look at the estimated price range of Sharps fitted wardrobes depending on the styles you want for your home or property.

✓ There are the stylish, mordern sliding doors Sharps fitted wardron=be with mirrors that’ll make your room feel a lot bigger. If the type you opt for possesses three sections, then you’ll should expect to pay a price within the range of £2800 to about £3600 to have it fitted depending on the size of the room as well as the chosen finishes.

✓ Handcrafted, bespoke fitted bedroom wardrobe. This will cost about £2500 to £2900 with simple design details but the price can increase with ornate features like mouldings etc.

✓ Large bedroom 3m 80ccm three sections six door. This normally features finishes on both the interior and exterior as well as hanging space for clothes. It’s usually around £4900 or more.

✓ Simple two section closet. The price of this fitted wardrobe is usually within the range of £3200 to about £3500, but it could also be more depending on the design details you wish to implement.

Does A Single Storey Extension Add Value To Your House?

When you’re looking to construct a single storey extension or perhaps you’re just searching for means to increase the value of your property, this question always pops up. The short and simple answer to this question is a resounding yes, a single storey extension can go a long way to increase the value of your property. Just like any other home improvement, when done right, adding a little extra living space is one of the top things you can probably think of that’ll provide a cool increase in your property’s value. However, before you rush in you must also take note of some factors so you can be certain a single storey extension is the right option for you. These factors include the quality of the build, complexity of the build, cost of the build versus the value gain, ceiling price in the area, finance costs as well as the inconveniences and stress.

Generally, the average cost of a single storey extension can range from £34,000 to £37,000. For this price, you should get a standard sized rear or side extension which also includes the cost of a kitchen - it’s the most commonly use for a single story extension especially in the UK. So it’s important to know the value they’ll add to your house before deciding to make such an investment.

The value added to your property will depend largely on the quality and size of your single storey extension. The value is usually calculated by estate agents using the number of bedrooms, bathrooms as well as the floor area. Inside London, it’ll typically be priced at £5,000 to £10,000 per square metre, while outside London should be within the range of £900 to £2,000 per square metre.

How To Put Up Plasterboard

Putting up a plasterboard is a vital process when it comes to home renovations. However as daunting as it may seem, with a good guide and regular practice you can master the skill within a small period of time. If you lack proper training and experience, we’d recommend you hire a seasoned professional plasterer for help so as to get the best result and also avoid additional costs due to possible damages.

Putting up plasterboard is way quicker than wet plastering and also significantly reduces the drying time that can slow down your renovation plans. With a plasterboard, you can delve straight into the decorating stage and achieve a smooth finish. Below are the steps required to put up a plasterboard.

• The first step is cutting the plasterboard to shape which be one of the most challenging parts of the process. This is because you’ll need to fit the board around things such as plug sockets and window sills. As a result, this involves cutting complex shapes rather than just a simple straight line. To get this done, simply mark out the cut required with the use of a tape measure, combination square and spirit level for a better precision. Once done, you can then use a plasterboard pad saw to cut along the marked spots.

• After you made the required cuts, the next step is putting up the plasterboard. And depending on where the boards are going to be put, this could be a very challenging task. If you’re going to put the boards on the ceiling or somewhere very high up, you’d probably need an extra pair of hands for help. To get this done, use the appropriate screws to secure the boards in place if you’re installing them directly on studs. However, if you’d be fixing them onto bricks or blocks, a drywall adhesive is your best bet.

A porch is a small and low structure (with a roof) located at the main entrance of a building or house. It’s typically without a window (although newer variations may come with one) and can either be screened-in or enclosed to prevent unwanted access from insects and extremes in weather. In addition, some homes may have a three-season porch or sun porch. This may be situated by the side of the house and covered by the roof overhang - they’re usually screened in to offer good access all year round.

Generally, porches serve a wide range of purposes. They include:

• Provision of an outdoor living space to relax during the summer months

• It’s an informal extension of the the living room.

• It serves as a great place for social gatherings especially in small towns.

• You can take off your dirty shoes and dry a dripping wet dog before entering into your living room.

• It can be incorporated for relaxation purposes and watching street activities.

• It can serve as a reception area for guests.

• It can also be used for outdoor storage.

Pros & Cons Of A Porch

Pros

• Due to the fact that they’re covered, porches may require little maintenance practices.

• It can go a long way to improves the curb appeal of your property.

• It protects against the extremes of the weather.

• It can be constructed using a wide range of materials.

Cons

• It does not improve the use of the property

• It can be quite expensive to install depending of the material required as well as size of the porch.

• It does not add to the value of the home unlike several other home improvement projects

• It may not be safe to be used by a child or pet.

Cavity wall insulation is basically the process of installing an insulating material between the two layers of brick making up a cavity wall, either as a retrofit measure or at the time of building. Obviously this is not a choice if you have solid wall, but for those who do possess a cavity wall, it represents an opportunity you may not want to let slide as it is a worthwhile and affordable wall insulation option. Clearly, cavity wall insulation will make your home or property feel warmer, but it also does come with a range of other benefits which is why we’d recommend installing it. In this post, we’re going to look at a number of reasons why having a cavity wall insulation done is a good idea.

• It’s one of the cheapest energy saving measures that’s available. Not only is cavity wall insulation really effective, but it can also deliver great saving. In other words, it possesses a bigger payback compared to other options. When compared to other types of insulation, you can’t install cavity walls insulation by yourself, however it’s not so expensive to have it installed. The cost of the insulation will be determined by a number of factors such as your location, the company hired and more.
• It reduces your energy bills. Cavity wall insulation can save you about £100 to £200 on a yearly basis on heating bills. In other words, this is usually able to pay for itself in as little as two years.
• It reduces your carbon carbon footprint. If your home is heated with gas or electricity like several other homes, producing that energy involves burning fossil fuels which is known to be hazardous for the environment. If the heat generated is now allowed to escape through the walls, that means you’d have to use more to keep up your required temperature. Installation of cavity wall insulation in homes will enable a more efficient usage of the energy which will ultimately cut UK’s carbon usage.