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In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

Are you considering converting your garage into a more usable space in your home? If yes, then you’d probably want to know if you’ll require building regs before converting the garage. The answer to this question is yes. Although you may not require planning approval to convert your garage into a more usable space, but you’d usually need approval under the Building Regulations.

When re-structuring your garage into a habitable space, the following should be taken into consideration: structural alterations, ventilation, moisture proofing, insulation, fireproofing, escape routes as well as the submission of a building building notice or full plan application to the local council in order to inform them about the planned project.

• Walls

You’ll require an approval if you plan to infill the garage door with a window and a new wall. This is because the garage may have been built of a shallow slab which implies that a new foundation would be needed for the new wall construction.

• Floor

Even though there’s a high possibility that the garage floor is strong enough for domestic use since its designed to withstand the weight of vehicles, you may however need to upgrade to make sure it suitable for both thermal insulation and damp proofing. In addition, there may also be the need to to alter the floor level in such a way that it matches that of the remaining parts of the house.

• Ventilation

According to the Building Regulations requirements, there’s a need for adequate ventilation for each individual rooms which includes garage conversions for general health purposes. What’s going to determine the ventilation level that’ll be required is the frequency at which the room is used. Ventilation can be provided through purge or simply opening the window or via trickle ventilation.

Whether a basement is worth converting depends on your location and how much work it requires.

A basement conversion can be a great way to add space to your home, and can raise your property value. However, it can also be one of the most expensive ways to do this, so if there’s a possibility to extend your property, or convert a loft or garage, it’s worth considering this first.

You should also compare how much your basement conversion will cost with the amount it could raise your property value by. In some areas, a quality basement conversion could earn you money in the long run, but in others it’ll only cost you. If you’re planning on staying in your property for a long time this might not matter to you, but if it’s not your forever home then it’s an important thing to think about.

The short and simple answer to this question is yes, you can build a room in your garden. In fact, if you want an additional space for a living room, dining room, games room, study room or perhaps you want something as cool as a pool house, then looking at your garden for a solution may just be the perfect answer to your need for an extra outdoor living space.

Outbuildings such as garden rooms do not usually require planning permission as they’re usually covered by the permitted development. As a result, making it even a lot more attractive to homeowners who would not like to pass through the stress involved or pay the money required to submit an application for planning permission. However, if you need your garden room to be covered by permitted development ( if it’s not a listed building or in a designated area), you must follow these guidelines:

✓ The garden room shouldn’t be in front of your home or property.

✓ The total area of your extensions, sheds and outbuildings ( which includes your garden room), must not go beyond 50 percent of the total land area surrounding your property.

✓ It must be a single storey that’s less than 3 metres high ( 4 metres for a dual pitched roof). And it must not go beyond 2.5 metres in height if the structure is within 2 metres of your boundary.

✓ The eaves must not go beyond 2.5 metres above ground level.

✓ It must not feature a balcony, veranda or any raised platform

✓ It must not be a self contained living accommodation.

The position of your garden room will be partly determined by the space available in your garden. If you need it to link it to your utilities then positioning it a bit close to your main house would be a cost effective choice unless you’re using off grid sources of power, heat as well as water.

Driveways usually sink because they haven’t been laid properly. They may not have been dug deep enough, or the installer might not have used the right materials. This will need to be corrected at the earliest opportunity, although in extreme cases, the driveway may need to be completly be relaid.

Cement is a crucial element in bricklaying that’s widely used in both construction as well as finishing works. Generally, they’re used to aerate concrete blocks, connect bricks, prepare plaster, floor levelling as well as the making of precast products. The major reason cement is one of the most common construction materials as its incredible ability to hold structure together. To get a cement plaster, you’d simply have to mix cement with both water and sand. However, when you mix cement with lime, sand and water, you’ll get a mortar.

For cements mortars to be used inside joints, you’ll have to include 1 part cement at the minimum to not more than 2 parts sand by weight which should be dry mixed and moistened with enough water to allow for troweling and packing without falling apart. Generally, the cement sand ratio in a mortar is in between 1:2 to 1:6. The cement and sand mix ratio is largely based on the importance of the project.

Cement provides a plethora of uses in bricklaying and these includes:

• Preparation of cement concrete

• Preparation of cement mortar

• Building fireproof and thermal proof structures

• Building chemical proof structures

• Serving as a grout material

• Building hydrographic and frost resistant structures

• Manufacturing precast members

• Constructing aesthetic concrete

• Constructing cement concrete roads

There are several types of cements with each having its specific purpose. For instance, the type of cement more suited to building a fire proof structure is a high alumnia cement and to build a hydrographic structure, cements like expanding cement, hydrophobic cement, pozzolana cement and quick setting cement are the best bet. Acid resistant cements are more useful in building chemical proof structures, portland cements are best suited to making grout materials, while coloured cements are preferable to building aesthetic structures.

Getting the opportunity to fit your very own bespoke wardrobe in your home is a really exciting prospect. However, when planning to install customizable fitted wardrobe, one factor that turns off most home and property owners is the belief that the bespoke solution is actually a very expensive one. But the fact, in reality, is that so far you’re prepared for any associated costs bespoke fitted wardrobes should not make you break the bank to get one done in your home. So if you’re planning to install this type of fitted wardrobe and wondering about the cost, you’ve come to the right place! In this article, we’ve put together the price range estimate as well as the potential extra costs to help you plan ahead and get your dream wardrobe without having to worry too much about unpleasant surprises along the way. Let’s take a look!

With some companies you’ll be provided with a fixed price which can’t be negotiated. While prices from other suppliers will usually start within the range of £1400 to about £1700 for the standard wood finish wardrobe, but this can also reach about £5000 or more for high end or premium finishes, without taking the cost of the added extras into consideration. Ultimately, this often implies having to pay out more money for interiors and additional features than you’re likely going to need. Below is a rough guide to the cost of fitted wardrobes from Spaceslide:

✓ The price for a 2, 3 or 4 door sliding wardrobe starts at £452.37.

✓ The price for a 3 door fitted wardrobe starts at £659.07

✓ The price for a 4 door fitted fitted wardrobe starts at £865.77.

Additional costs you’ll have to consider before getting started includes the cost of hiring installers as well as delivery and removal cost.

Well the reality is, sometimes, neighbours just don’t get along. With several individuals living in close proximity, it’s little surprise they tend to get on one another’s nerves from time to time. However, there’s a difference between having a tiff and being able to transform your house the way you want without having to obtain your neighbour’s approval.

The short and simple answer to this question is, not necessarily. However, you must first educate yourself by thinking about your extension and how it affects the houses around you. We’d strongly recommend you talk proposals through with your neighbour so as to avoid possible conflicts later. There are a number of reasons why your neighbour can protest to your new home extension plans. Let’s take a look!

• In the event whereby your new extension is blocking their view or providing an unwanted shade on their property. Here, they have a legitimate reason to protest as no one would want their once sunny garden suddenly covered or plummet into shade.
• In the event where it leads to a loss of privacy. For instance, if your new extension possesses a window which overlooks the neighbour’s property in any way. This is likely to be taken as an invasion of privacy and that has a little to no chance of being a welcomed idea.
• If it’s a major project and going to take a lot of weeks before completion. The noise generated, especially when your neighbours are enjoying your summer holidays or weekends, can make their gardens not as relaxing as it used to be.