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There is a variety of methods available to ensure that your paving drains properly, for example draining into a lawn or soakaway. Correct drainage of paving is a requirement for planning permission. See our guide on planning permission for paving for more information.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

Well the reality is, sometimes, neighbours just don’t get along. With several individuals living in close proximity, it’s little surprise they tend to get on one another’s nerves from time to time. However, there’s a difference between having a tiff and being able to transform your house the way you want without having to obtain your neighbour’s approval.

The short and simple answer to this question is, not necessarily. However, you must first educate yourself by thinking about your extension and how it affects the houses around you. We’d strongly recommend you talk proposals through with your neighbour so as to avoid possible conflicts later. There are a number of reasons why your neighbour can protest to your new home extension plans. Let’s take a look!

• In the event whereby your new extension is blocking their view or providing an unwanted shade on their property. Here, they have a legitimate reason to protest as no one would want their once sunny garden suddenly covered or plummet into shade.
• In the event where it leads to a loss of privacy. For instance, if your new extension possesses a window which overlooks the neighbour’s property in any way. This is likely to be taken as an invasion of privacy and that has a little to no chance of being a welcomed idea.
• If it’s a major project and going to take a lot of weeks before completion. The noise generated, especially when your neighbours are enjoying your summer holidays or weekends, can make their gardens not as relaxing as it used to be.

How To Plasterboard A Wall

If you’re looking to plasterboard your wall, one of the essential things to have in mind is that the plasterboard must be hung horizontally and not vertically. Due to the way they’re manufactured, plasterboard sheets normally possess a “grain along the length. This implies that, it’s only when they’re firmly placed perpendicular against the wall that they’re able to achieve their maximum strength. Materials you’ll need to complete this task includes: Tape measure, stanley knife, pencil, spirit level, drill driver or screw gun, surform, drywall screws and handsaw. Now let’s have a look at the wall plasterboarding steps!

• To plasterboard a wall the first step to take is to place each board in such a way to make the edges the centre of the noggins and upright. Also, the the adjoining walls and door openings should fit closely to the edges.

• Work from the door opening to the ending wall. From the the stud’s edge to the noggin’s centre, use your tape measure to measure a cut board and as a rule to mark up.

• Place your spirit level on the marks and use the Stanley knife to run a line along the intended cut. Once done, turn the board on its edge and give a sharp push on the back to split.

• Cut the paper left with the knife after folding the split edge back on itself. This way, you should get a nice and clean edge.

• In its right position, place the board up against the studwork. Install the screws on the board’s edges where a noggin or upright can be seen.

• Mark lines down across the board at the stud’s centre.

• Cut the end boards to length.

• Install the remaining boards as mentioned above. While doing this, make sure the factory edges are together.

• Cut any board extending into an opening and finish the edges using a surform.

We’d recommend you hire the professional services of a plasterer for the best results especially if you lack the necessary training or experience. Plasterboarding a wall can be a tricky challenge and you’d save yourself some time, money and effort by getting it right on the first trial.

Are you interested in extending your home to create more living space? If yes, then you’d probably want to know how much value it can add to your property in order to compare the building costs to the potential value gain. Well, as long as you know what you’re doing, your house doesn’t necessarily have to be a money pit. So what are your options when talking about home extensions and what’s the associated value to be gained?

• Bathroom Extensions

Although you should have it in mind that bathroom extensions isn’t usually that cheap, but once done, it can increase the value of a standard UK house within the range of £12,000 to £15,000. Meanwhile the finishing cost of a bathroom can range from £2,500 to £7,000.

• Single or Double Storey Extensions

Single storey extensions are always huge when it comes to increasing the value of your home - giving about 4 to 7 percent increase. If it goes that far, then literally nothing beats a full spectrum, double storey extension which can give up to 11 percent increase in the value of a property - equalling about a whooping £33,000 for a standard home in the UK.

• Conservatory Extension

With conservatories becoming more and more popular in the UK due to the weather conditions, several buyers are now including it’s availability as part of the criteria for purchasing a house. Wonder why? This is simply because everyone wants to enjoy their garden all throughout the year. As a result of this high demand, adding this type of extension to your house can go a long way to increase it’s value. However, it’s very important to incorporate high quality materials during construction. With glass conservatories offering, on the average, up to £5,000 increase in value, the cheaper PVC alternative offers much less value and can also deter potential buyers.

This is a very great opportunity to not only get free external wall insulation, but also cut down your energy bills depending on the type of property you live in. Generally, to enjoy free external wall insulation you must at least be part of the group receiving one of the benefits listed below and also depends on the amount of money you earn. The benefits include:

• Income based jobseeker’s allowance (JSA)

• Income support

• Income-related employment and support allowance (ESA)

• Tax credits

• Pension credit guarantee credit.

• Universal credit.

There are also other important factors that determines if you can have a free insulation fitted on your property. These includes the place you reside, the carbon level of your home and according to some suppliers, the level of beneficial impact the insulation will have on your home. In order to have a free external wall insulation installed, you must either be the owner of your home or at least obtain the go ahead from your landlord before any external wall insulation activity can be made.

Good news is, if you fit the aforementioned criteria and you’ve already installed an external wall insulation, you just may be entitled to receive a refund for the good job done. However, to really find out if you’re eligible, we’d recommend you get in touch with your supplier directly. Also, the Energy Saving Trust (EST) can direct you to some organizations who can assist you in the determination of your eligibility.

As a home and property owner living in England, you can also check out the Each Home Counts Advice Website which is committed to giving impartial energy efficiency advice.

At the end of the day, if it turns out you happen to be ineligible for a free external wall insulation, you can still go ahead to contact a professional installer for a help at a competitive price to enjoy the several benefits that comes with home insulation.

Most companies will make the building control application on your behalf and ensure that all the work is completed to the right standards. When a building inspector has inspected it, you’ll get a certificate. It usually takes around 6-8 weeks after completion to come.

When thinking about the right insulation material for your loft, some of the first few things that comes to mind is the various properties of that material as well as how good they fit with your home’s needs.naturally, you’d like to ensure that the insulation will be efficient enough to add to the overall energy efficiency of your home, however there are also other features that may not get as much attention but also happens to be equally important. As the primary function of an insulation is to blanket your house to offer a barrier against heat loss, going for an insulation material that’s also fireproof is crucial as loft insulation can burn. Although most insulation materials are fireproof, a myriad of problems can actually make your insulation burn.

For instance, fibreglass insulation is produced using glass combined with plastic polymers and is naturally resistant to fire. However, even at that you’d have to be careful with batts that are supported with foil or paper due to the fact that these materials can burn pretty quickly. Cellulose, on the other hand, is not fireproof and is required to be treated by other flame retardants in order to help reduce combustion. Some of the best insulation materials that are resistant to fire includes the following:

• Fibre glass. This is made of glass that’s spun into fibres, then combined using plastic polymers. As a result, fiberglass insulation is naturally resistant to fire.
• Mineral wool. Having a high melting temperature, this insulation material happens to be a great fit for thermal applications due to its superior fire resistant properties. In fact, mineral wool is still naturally non-combustible even if composed of recycled iron and steel by-products, or from actual mineral rock itself.