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In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

Aside from the cold weather not being the most pleasant condition to work in, the winter weather can also cause a lot of problems for construction workers and even more so when you’re working with render. Poor weather conditions can generally cause a lot of harms on the final finish of a render. Below are some of the reasons why you should not consider rendering in a bad weather.

✓ Lime bloom. Render can be impacted by lime bloom as they are subjected to damp conditions and low temperatures while curing. This is due to the fact that cement are intolerant to slower drying conditions especially immediately affect its application.

✓ Top coats can be compromised. Coating are likely to get washed off before they’re even afforded the chance to set if drying conditions are low.

However, because its cold out there doesn’t necessarily imply that work must stop. It’s very possible to render during the winter months but to avoid potential pitfalls, we’ve got some tip that can be of great help. Let’s have a look!

✓ Check the weather forecast. Determine the drying and curing time and watch the forecast for the temperature dropping at night.

✓ Select the most suitable render. There are renders that are suitable for application in low temperatures to about 5℃ or even as low as 1℃. These types of render are fast setting which makes them perfect for the cold condition.

✓ Watch out for frost. Frost and render are enemies. Therefore, it won’t be wise to work with frosted materials, on frosted subtrates or apply below the recommended temperature that’s written on the product’s datasheet.

✓ Protect the finish. Make use of artificial enclosures around the scaffolding to battle adverse weather conditions.

The holy grail of home extensions is basically the need for additional space for living as well as leisure. However, before commencing your home extension project, you’d probably want to know just how big your new building can be. In this article, you’ll find the answer to this question which is also frequently asked by many other home or property owners in the UK.

Besides your budget, there are two other major influencing factors that can determine just how much extra room that can be added. These factors include whether you wish to carry out the extension project under Permitted Development rights which is usually for a smaller project or you’d prefer to opt for a larger project which is covered by Planning Permission.

Apart from the limitations in the size of an extension under Permitted Development, the extensions are also a lot more affordable and consumes less time when compared to the extensions under planning permission. So what exactly is the size limit for an extension under Permitted Development and the ones under Planning Permission?

For a single storey extension, the maximum size that can be constructed without having to submit an application for Planning Permission includes:

• An extension should have a maximum length of 6m, if you reside in a terraced home or a semi-detached property.

• Extensions for detached properties can have a maximum length of 8m.

• The extension built must not go beyond half your garden’s area.

• The extension should have a maximum height of 4 metres, but in the event whereby the extension is situated within 2 metres of the boundary of your property, it should not exceed a height of 3 metres.

• The extension should not be higher than the highest part of the existing house’s roof.

Well, just like many other team work, a bricklayer is only as good as his supporting cast. And a hard-working labourer should be able to keep three bricklayer gangs happy. But even when he gets to serve just one bricklayer, the site conditions and nature of the wall can also play a huge role in determining the number of bricks that can be laid within 24 hours.

With the best possible site condition, hard-working labourer and best scenario with no pillars, no face brick, long straight wall and no wall ties, a well trained bricklayer should be able to lay within a range of 800 to 1100 bricks all day long. However, you rarely get walls like this as there is always going to be some corner or curve somewhere which usually takes some time to get right. Furthermore, once the bricklayer has laid up to 5 feet, there’ll be a need to get some lift. From that point onwards, the job understandably gets slower and tougher - meaning there’ll most definitely be a face brick.

In addition, there are multiple other factors that can affect the number of bricks that can be laid in a day. Sometimes its the complex designs or weather that’ll determine the daily rate.

With the aforementioned factors and more realistically, on a good day and great site, an expert bricklayer should be able to lay about 500 to 800 bricks in a day. This is generally a very good target, but of course you never can tell with the reasons above and other factors that are simply beyond the control of the bricklayer. If you have a project and want it completed as soon as possible, you can pay the bricklayers based on the number of bricks laid to increase their efficiency.

Getting the opportunity to fit your very own bespoke wardrobe in your home is a really exciting prospect. However, when planning to install customizable fitted wardrobe, one factor that turns off most home and property owners is the belief that the bespoke solution is actually a very expensive one. But the fact, in reality, is that so far you’re prepared for any associated costs bespoke fitted wardrobes should not make you break the bank to get one done in your home. So if you’re planning to install this type of fitted wardrobe and wondering about the cost, you’ve come to the right place! In this article, we’ve put together the price range estimate as well as the potential extra costs to help you plan ahead and get your dream wardrobe without having to worry too much about unpleasant surprises along the way. Let’s take a look!

With some companies you’ll be provided with a fixed price which can’t be negotiated. While prices from other suppliers will usually start within the range of £1400 to about £1700 for the standard wood finish wardrobe, but this can also reach about £5000 or more for high end or premium finishes, without taking the cost of the added extras into consideration. Ultimately, this often implies having to pay out more money for interiors and additional features than you’re likely going to need. Below is a rough guide to the cost of fitted wardrobes from Spaceslide:

✓ The price for a 2, 3 or 4 door sliding wardrobe starts at £452.37.

✓ The price for a 3 door fitted wardrobe starts at £659.07

✓ The price for a 4 door fitted fitted wardrobe starts at £865.77.

Additional costs you’ll have to consider before getting started includes the cost of hiring installers as well as delivery and removal cost.

How Much Do Roof Rooms Cost?

The price of your roof room may vary depending on your location within the country. Other factors that can also play a key role in determining the price of a roof room includes the conversion’s type as well as the legal and technical issues it’s currently facing. Usually, the cost of roof rooms will range between £1,200 to £2,000 per square metre. The differences in the price per square metre is influenced by the size of the alterations to the roof, the type of roof room to be constructed, the access, location as well as the finishing type.

• DORMER LOFT CONVERSION.

Here, one of the slopes of a pitched roof is substituted for a box-shaped structure. The outcome is a flat roof space which enables the fitting of full sized windows as well as the incorporation of several appliances. This is quite expensive as it involves a total rebuilding of one roof pitch alongside the complete internal works that are associated. The average cost of a standard dormer loft project will range between £25,000 to £50,000.

• HIP TO GABLE LOFT CONVERSION

Here a vertical brick wall is used to substitute the roof’s slope at the ending part of the terrace on detached buildings. The average cost of this type of roof room will range between £32,000 to £60,000.

• ROOFLIGHT LOFT CONVERSION

This basically involves fitting rooflight windows in the roof. Other improvements include flooring, plasterboarding, strengthening of the existing floor, as well as installation of rooflights. The average cost of this type of roof room will range between £15,000 to £25,000.

• MANSARD LOFT EXTENSION

This roof room can create an extra storey on top of an existing building as it makes a space featuring two or four external walls that are a bit sloped. The average cost of this type of roof room will range between £40,000 to £70,000.

Yes. Most extensions will add substantial value to your home, and you may find that the extension adds more value than it cost. However, it’s important to be sure that the home remains balanced. Extending your garage and leaving your property with no parking spaces, for example, may impact your ability to sell.

A patio is an outdoor space which can be used for a variety of stuffs which includes fun time with family and friends, reading time or just relaxing as the fresh breeze blows. With all these benefits and more, it’s becomes more obvious that there’s a need to keep your patio in a tip top condition at all times. If otherwise, you may not be able to enjoy your patio to your satisfaction and probably, for as long as you would want. You simply have to provide it with a regular maintenance which involves inspecting and identifying the damages that needs to be repaired before it gets out of hand. Fortunately, the minor repairs can be done by yourself if you’re confident enough. However, for bigger damages it’s advisable to call in a professional for help. In this article, we’ll take you through the patio reparation process.

✓ Prepare the area. This involves removing the problem piece gently and carefully. If there’s a piece you think can still be useful, store it in the re-use pile or you can start a new one. Once you’re done removing the pieces, the next thing to do would be to start removing anything that’s unwanted from the damaged area like debris, unwanted soil etc, and start sand fitting with some fresh sand. This should be levelled out to ensure there’s no bumps.

✓ With the sand down, you can start by putting the pieces back in together. This should be done gently to avoid any further damage. Do this until your patio

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