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In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

If you’re planning to construct a kitchen extension on your property, one of the first things that comes to mind is whether or not you’ll require a planning permission before you proceed. Generally, kitchen extensions are normally classified as permitted development which allows you to carry out your project without any interruptions from the law or your local authority. In other words, if your extension is meets up with the guidelines of the permitted development rights, you won’t have to apply for a planning permission. However if otherwise, you’ll have to apply for a planning permission to your local council and may require additional reports. And regardless of your position, you’ll always need building regulations approval before you can carry out any kitchen extension project. It may also be required that you’ll have to issue a part wall notice if you’re to build on or close to the boundary with a neighbour.

If you don’t want to go through the hassle and stress involved in applying for a planning permission with your local council, then you must ensure the following:

✓ Your kitchen extension must not be over half of the area of land around your main house.

✓ The kitchen extension must not be side elevation onto a highway or forward of the principal elevation.

✓ The extension must not be taller than the highest part of the roof.

✓ The height of your kitchen extension must not go beyond four metres.

✓ Kitchen extension that’s more than one storey must not go exceed the rear wall of the main house by more than three metres.

✓ Two storey kitchen extensions must not be closer to rear boundary by anything less than seven metres.

✓ The kitchen extension must not include balconies, verandas or any raised platforms.

Pitting, also referred to as spalling is the event whereby “pits” or small holes start showing on the surface of your concrete driveway which makes it appear both worn and uneven. Concrete driveway pitting is a common but highly frustrating problem for most homeowners. You’ll see some concrete driveways that’ll only start to pit after a couple of years, but this is not true for all concrete driveways as others will start to show signs only after a couple of months. So how do you tackle this issue? Well, it’s relatively simple to tackle, however if you’re not confident or lack the necessary skills, we’d recommend you get in touch with a reliable professional who can guarantee the best results for help. In this guide, we’ll take you through the concrete driveway pitting repair process.

✓ Prepare the pits by cleaning the area, clearing out all debris and more. The small pits can be cleaned with a stiff brush while a sturdy broom will do a good job for larger pits.

✓ Make use of a hose to spray the concrete pits and flush out all remaining bits of waste.

✓ If you’re tackling series of small pits, simply use a caulking gun filled with pre-mixed epoxy and specially formulated for concrete to fill the pits. Clear off the excess eproxy ensuring that its level with the concrete surface. Once done, simply leave for at least 24 hours before the application of a concrete sealant to prevent the wear and tear of the new concrete.

✓ Chisel out a little concrete and clean with a pressure washer. Once done, apply a concrete resurfacing compound mixture into the holes and use a trowel to level off.

✓ Ensure that the repaired concrete driveway is protected from rain and foot traffic for at least 6 hours (or 24 hours for vehicles).

If your basement has a cavity drain membrane, it’ll need a pump to move water away from the exterior of your basement and prevent flooding.

Sump pumps can be noisy, but they don’t have to be. Generally, if you have a well-designed pump that’s installed correctly, you shouldn’t find it a problem. For best results, hire a skilled, experienced professional to supply and install your drainage system.

Getting the opportunity to fit your very own bespoke wardrobe in your home is a really exciting prospect. However, when planning to install customizable fitted wardrobe, one factor that turns off most home and property owners is the belief that the bespoke solution is actually a very expensive one. But the fact, in reality, is that so far you’re prepared for any associated costs bespoke fitted wardrobes should not make you break the bank to get one done in your home. So if you’re planning to install this type of fitted wardrobe and wondering about the cost, you’ve come to the right place! In this article, we’ve put together the price range estimate as well as the potential extra costs to help you plan ahead and get your dream wardrobe without having to worry too much about unpleasant surprises along the way. Let’s take a look!

With some companies you’ll be provided with a fixed price which can’t be negotiated. While prices from other suppliers will usually start within the range of £1400 to about £1700 for the standard wood finish wardrobe, but this can also reach about £5000 or more for high end or premium finishes, without taking the cost of the added extras into consideration. Ultimately, this often implies having to pay out more money for interiors and additional features than you’re likely going to need. Below is a rough guide to the cost of fitted wardrobes from Spaceslide:

✓ The price for a 2, 3 or 4 door sliding wardrobe starts at £452.37.

✓ The price for a 3 door fitted wardrobe starts at £659.07

✓ The price for a 4 door fitted fitted wardrobe starts at £865.77.

Additional costs you’ll have to consider before getting started includes the cost of hiring installers as well as delivery and removal cost.

Storage space is a major consideration for most home buyers and even more so, when there’s the presence of fitted wardrobes. Fitted wardrobes can be installed in just about any room in the house and even in rather obscure places such as under the stairs, inside a loft, around chimneys as well as into alcoves. As a result, they’re important assets to have as they can go a long way to increase the value of your home or property.

Fitted wardrobes are usually made from various types of woods as well as wood finishes. Typically, they’re installed with either sliding or hinged doors depending on the space as well as the styling you opt for. Fitted wardrobes can be personalized through the addition of elegant features such as custom lighting, mirrors as well as internal extras like pull out shoe racks and pull down hanging rails.

For high end customized fitted wardrobe like Sharps, the best quality, most practical and also robust materials are being incorporated. They make use of the following materials given below:

✓ Fibreboard. This is a modern material that’s used for its ability to produce a smooth routed and detailed design. It’s also very solid and robust which makes it perfect for large furniture pieces as they don’t warp or dent. What’s more? Fibreboards meets the European forestry sustainability standards and it also allows for the board to be profiled with a top notch finish.

✓ Particleboard. This material is used for the parts of the furniture which will normally be cut in your home like facings and side panels. Due to it’s lightweight, they’re very easy to cut and doesn’t produce as much dust as other materials. The material is also a highly controllable contemporary material which can be precisely cut arounf skirting boards, covings as well as period features to ensure a perfect fit.

Pebble dash is an effective way to tune up your house or property as it can go a long way to enhance its curb appeal while also add to its resale value if you should decide to sell later on. Although, it’s highly recommended to leave this task for a reputable specialist, it’s also something that can be done as a DIY task. It must be states that this is a pretty difficult job and even more so if you haven’t attempted it before. In this post we’re going to take you through the processes involved in pebble dashing a wall. Let’s take a look!

• Mix up water with the lime strictly following the manufacturer’s instructions. Once done, leave it covered up to hydrate for at least 24 hours.
• Take one part of the slaked lime and mix it up with cement and six parts sand. This is to give the base mixture required to spread onto the surface.
• Use a trowel to apply the mixture onto the wall. Ensure that the trowel is level and use the edges to make a flat and smooth layer of the mixture on the surface as a base layer. Allow the base layer to dry for up to an hour. Then, rake the surface using a notched trowel and allow to dry for a minimum of 24 hours.
• Rinse and drain your pebbles. Then, set them under the wall you’re pebble dashing.
• Take the top coat of five parts sand and mix with one part cement and one part slaked lime. Use a trowel to apply this mixture over the base layer and smoothen it with the trowel to create a flat and even top layer.
• Spread a plastic sheet beneath the wall you’re pebble dashing to capture any loose pebbles as they fall.
• Grab the bucket of pebbles below the wall and scoop some of the pebbles up using a scoop or trowel. Some will stick and some will fall into the plastic sheet already placed below. Continue throwing the pebble dash until the surface is completely and evenly covered with pebbles.
• Lightly press and fit the pebbles on each section into the wall and leave for at least 24 hours to dry.

Are you considering converting your garage into a more usable space in your home? If yes, then you’d probably want to know if you’ll require building regs before converting the garage. The answer to this question is yes. Although you may not require planning approval to convert your garage into a more usable space, but you’d usually need approval under the Building Regulations.

When re-structuring your garage into a habitable space, the following should be taken into consideration: structural alterations, ventilation, moisture proofing, insulation, fireproofing, escape routes as well as the submission of a building building notice or full plan application to the local council in order to inform them about the planned project.

• Walls

You’ll require an approval if you plan to infill the garage door with a window and a new wall. This is because the garage may have been built of a shallow slab which implies that a new foundation would be needed for the new wall construction.

• Floor

Even though there’s a high possibility that the garage floor is strong enough for domestic use since its designed to withstand the weight of vehicles, you may however need to upgrade to make sure it suitable for both thermal insulation and damp proofing. In addition, there may also be the need to to alter the floor level in such a way that it matches that of the remaining parts of the house.

• Ventilation

According to the Building Regulations requirements, there’s a need for adequate ventilation for each individual rooms which includes garage conversions for general health purposes. What’s going to determine the ventilation level that’ll be required is the frequency at which the room is used. Ventilation can be provided through purge or simply opening the window or via trickle ventilation.