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Over the years, more and more home and property owners are beginning to realize the huge benefits that can be derived from loft insulation being a worthwhile investment. It’s quite worrisome the way in which energy bills have soared over the past 10 years and loft insulation is a considerable affordable energy efficiency measure that can go a long way to help increase your home’s energy savings.

As far back as the 1980’s, the standard when it comes to insulation thickness was 25 mm to 50 mm which was, at the time, considered to be sufficient. However, building regulations have changed the norm that now states that a new build needs to possess 270 mm of insulation in the loft in order to achieve the required u-value of less than 0.16/m2k based on the standard rock wool or sheep wool insulation.

Generally with loft insulation, there’s a law of depreciating returns which implies that the first couple of insulation centimetres will save you many times the cost of the installation, however an extra layer or centimetre is going to add less value to the point where it’ll no longer be wise or worthwhile to add any further centimetre. Therefore, with cheaper energy prices 30 years back, that additional couple of centimetres was not just worthwhile, but with the recent alarming rises in costs of fuel, that additional £10 savings per year has all of sudden changed to £30 which makes it become a lot more attractive.

If you already have 270 mm of loft insulation, regardless of the material you’re looking to add you’re most likely not going to benefit from a top up. The cost of the materials and installation will definitely be too high for the couple of pounds it’ll save you per year.

Rendering is an external wall’s plastered finish which provides a smooth finish while also protecting the brickwork from the elements like rain, snow and the likes. The traditional rendering is normally applied in two or three coats which enables it to be more resistant to surface cracks. In modern times, the finishes are largely different from the grey pebble dash of post war housing. Today, we now have a plethora of specialist products to pick from such as through-coloured silicone renders as well as one coat renders. The types of renders include the following:

✓ Cement renders. These are the common option that are usually mixed on site and used in a number of applications, then painted when dried. There’s a need to paint this type of render regularly to keep them looking great.

✓ Polymer renders. These are pre mixed and mostly pre coloured (usually with through colouring).

✓ Through-coloured products. These rendered do not need to be painted as the pigment is already added in the manufacturing process to colour the whole render.

✓ Lime renders. These are superior to cement as they’re less likely to trap moisture in the brickwork and also more good looking. However, they’re generally more costly and more difficult to apply.

Overall, rendering on a house provides several benefits. Not only is it able to protect your brickwork against the elements like the rain and wind, but it can also make the building more efficient. Being fully aware that about 30 percent of the energy used in heating a home is lost via the external walls, making use of a product such as acrylic insulated render is a smart approach to improve your home’s energy efficiency without affecting your interior living space.

Being a strong and durable product requiring little maintenance and expected to last over 2 decades, it’s little wonder resin is now a popular material amongst homeowners in the UK to build their driveways. However, there’s always the issue of the driveway fading, cracking or even becoming worn and tired. So is it possible to repair resin driveways? The answer is yes, a resin driveway can be repaired, however the best approach to use largely depends on the issue being faced. As a confident DIYer it’ll be very easy to do, but if you lack the confidence then calling in a professional for help would be a better option. So let’s take a look at how you can repair your resin driveways.

For cracks, the best reparation approach would be to chisel it out. Once done, then you can proceed to breaking the stones to form a rough edge. It’s important to make sure that the matrix of the stone remains unaffected. Make a new mixture of resin bound stone and pack it in tightly to the gap. While doing this, we’ll recommend making use of a plastic trowel to avoid burnishing. This fresh mixture will then create a smooth and perfect surface by interlocking with the edges. You can follow similar procedure for patches but these are larger holes or damages than cracks and as the name suggests are mostly likely to remain noticeable but will prevent further crumbling of your resin driveway.

For homeowners, who aren’t so keen about the patch repairs, you can opt for an overlay especially in the event whereby the majority of the surface has failed. Although many usually shy away from this approach because of the perceived high expenses, but the fact is that the approach is actually cost effective as you won’t have the need to spend more money in the long run.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

The holy grail of home extensions is basically the need for additional space for living as well as leisure. However, before commencing your home extension project, you’d probably want to know just how big your new building can be. In this article, you’ll find the answer to this question which is also frequently asked by many other home or property owners in the UK.

Besides your budget, there are two other major influencing factors that can determine just how much extra room that can be added. These factors include whether you wish to carry out the extension project under Permitted Development rights which is usually for a smaller project or you’d prefer to opt for a larger project which is covered by Planning Permission.

Apart from the limitations in the size of an extension under Permitted Development, the extensions are also a lot more affordable and consumes less time when compared to the extensions under planning permission. So what exactly is the size limit for an extension under Permitted Development and the ones under Planning Permission?

For a single storey extension, the maximum size that can be constructed without having to submit an application for Planning Permission includes:

• An extension should have a maximum length of 6m, if you reside in a terraced home or a semi-detached property.

• Extensions for detached properties can have a maximum length of 8m.

• The extension built must not go beyond half your garden’s area.

• The extension should have a maximum height of 4 metres, but in the event whereby the extension is situated within 2 metres of the boundary of your property, it should not exceed a height of 3 metres.

• The extension should not be higher than the highest part of the existing house’s roof.

Do I Need Planning Permission For A Loft Room?

The answer to this question is maybe. Generally, loft rooms are covered under “Permitted Development which means you won’t need to apply for a planning permission to build a loft room. This is like an advance planning permission provided by local authorities to allow some particular building works to be done such as loft conversions, rear extensions and more. When you’re covered by a “Permitted Development, you’re given the free range to oversee your home’s development without much interference from the regulations or the council. However, for permitted development to apply, there are some specific criteria that must be met. Therefore, if your loft room does not meet the following requirements given below, then you must complete a planning application before proceeding.

• In a terraced house, the converted loft space must not be more than 40 cubic metres.

• In a detached building or semi detached house, the converted loft space must not be more than 50 cubic metres.

• The existing roof slope at the front of the house must cover the extension made.

• The extension should not increase the height of the roof in any way.

• Verandas, balconies and any other structures of this nature must not be included in the extension’s plan.

• The side facing window openings should be at a minimum of 1.7 metres above the ground. The windows must be obscured as well.

• The roof extension should be set back as far as practically possible. It should be at a minimum of 20cm from the current eaves.

• The roof extension should not overhang the house’s roof or it’s wall.

• The materials to be incorporated must be the same or at least similar to what you already have on the house’s exterior.

Converting your garage into a habitable room can be an option that’s too good to pass up especially when you’re in dire need of more living space in your home. If you’re in a similar situation and considering the cost of a single garage conversion in your home, then you’ve come to the right place! The fact is, the cost of a single garage conversion is dependent on a number of influencing factors which includes your specific plans as well as your location. Generally, the price of garage remodel is expected to cost about half of what you’ll incur when building a home extension or addition from scratch. However, before commencing a project of this magnitude you should put into consideration some things.

A single garage conversion is a huge job which typically involves wall insulation, floor raising, heating addition, cool and ventilation as well as updating doors and windows. Before you get started you should consider if converting your single garage into a room is a good option, whether a permit is required to convert a garage, the type of room a garage can become, does it add value to your home and how much its going to cost.

Just like any other home improvement project, garage conversion cost varies depending on several factors like your garage space specifications. Other factors include the general condition of your garage - the condition of your foundation, walls, floors or roofs, the ceiling and more, planning applications, your location, the services of a structural engineer, internal or external garages etc. According to Santander, the average cost of converting a single garage costs approximately £6,300. However, considering the aforementioned influencing factors we’d expect the cost of a single garage conversion to cost within the range of £5,500 to £10,500.

Over the years, garden rooms have gradually become a popular choice amongst homeowners as a cost effective way of expanding living space within a home or property. A garden room is basically a living space and a type of pavilion building made from wood that’s well insulated, double glazed as well as electrically wired. It’s however a building which is subsidiary to the main one, built with the purpose of creating an extra functional space within the property. These garden outbuildings are very functional and can be used as a garden studio, office, salon and much more. They can also be incorporated for recreational purposes for evening relaxations, family and friends get-together, lounge or even spa. Other possible uses of a garden room include gyms, pool houses, playrooms, dens, home cinemas and game rooms.

Garden rooms are functional living spaces that are usable throughout the year. And with the rate at which their popularity is growing, you’ll find some companies offering cheap and low quality alternatives featuring shed like construction and felt roof. Garden rooms, on the other hand, are a valuable investment with superior designs and top notch build. They’re constructed in a very similar way to houses with timber frames. Furthermore, they are fully insulated and can also include the normal building solutions such as heating and running water, electricity and many more depending on the requirements of the home or property owner. With the durability of garden rooms being a major objective, they’re typically clad in natural solid timber like Cedar, Larch or Acacia. Materials such as EPDM rubber or cedar shingles are normally used for the roof covering. What’s more? They usually have large expanses of glazing and glazed doors fitted.