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It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

The holy grail of home extensions is basically the need for additional space for living as well as leisure. However, before commencing your home extension project, you’d probably want to know just how big your new building can be. In this article, you’ll find the answer to this question which is also frequently asked by many other home or property owners in the UK.

Besides your budget, there are two other major influencing factors that can determine just how much extra room that can be added. These factors include whether you wish to carry out the extension project under Permitted Development rights which is usually for a smaller project or you’d prefer to opt for a larger project which is covered by Planning Permission.

Apart from the limitations in the size of an extension under Permitted Development, the extensions are also a lot more affordable and consumes less time when compared to the extensions under planning permission. So what exactly is the size limit for an extension under Permitted Development and the ones under Planning Permission?

For a single storey extension, the maximum size that can be constructed without having to submit an application for Planning Permission includes:

• An extension should have a maximum length of 6m, if you reside in a terraced home or a semi-detached property.

• Extensions for detached properties can have a maximum length of 8m.

• The extension built must not go beyond half your garden’s area.

• The extension should have a maximum height of 4 metres, but in the event whereby the extension is situated within 2 metres of the boundary of your property, it should not exceed a height of 3 metres.

• The extension should not be higher than the highest part of the existing house’s roof.

Are you about to start a new construction job when it’s a heavily rainy period? Or perhaps you’re just interested in knowing how bricklayers work. Well regardless of your purpose, one thing you should know is laying of bricks has a few rules and one of them is not to lay a brick wall when its raining. This is mainly because your structure’s quality and integrity would be heavily compromised if water comes in contact with the mortar before it gets the time to dry. However, with the help of a concrete protective tent, you can prevent water from coming in contact and damaging the mortar. So let’s look at the procedures to follow to work in the rain!

lDetermine The Concrete Protective Tents Required

• Concrete protective tents come in various sizes so you have to know what’s required to get the job done.

• Firstly, calculate the amount of space required to lay the brick wall

• Then, incorporate the appropriate size and number of tents.

lSet Up The Tents

• Follow the manufacturer’s instruction to set up the tents

• Once installed, the tent should extend past the location for the bricklaying and slope downwards.

l Access The Area

• Inspect the location during rainfall to ensure water is not sneaking through.

lBuild a Lumber Frame

• Use 2 to 4 pieces of lumber to build a frame.

• Set it into the ground depending on the size of your wall

lApply Concrete or Mortar

• Fill up the frame with either concrete or mortar.

• Follow the manufacturer’s instruction to allow the mixture to cure.

lPrepare the Brick Wall’s Mortar

• Mix the mortar for the brick wall construction

• Follow the manufacturer’s instruction for the process.

When you’re done laying the bricks, you can remove the protective tents once you’re certain the rain has stopped. Exposure to sun and air will speed up the curing process, which is quite important to protect the integrity of your structure.

Cement is a crucial element in bricklaying that’s widely used in both construction as well as finishing works. Generally, they’re used to aerate concrete blocks, connect bricks, prepare plaster, floor levelling as well as the making of precast products. The major reason cement is one of the most common construction materials as its incredible ability to hold structure together. To get a cement plaster, you’d simply have to mix cement with both water and sand. However, when you mix cement with lime, sand and water, you’ll get a mortar.

For cements mortars to be used inside joints, you’ll have to include 1 part cement at the minimum to not more than 2 parts sand by weight which should be dry mixed and moistened with enough water to allow for troweling and packing without falling apart. Generally, the cement sand ratio in a mortar is in between 1:2 to 1:6. The cement and sand mix ratio is largely based on the importance of the project.

Cement provides a plethora of uses in bricklaying and these includes:

• Preparation of cement concrete

• Preparation of cement mortar

• Building fireproof and thermal proof structures

• Building chemical proof structures

• Serving as a grout material

• Building hydrographic and frost resistant structures

• Manufacturing precast members

• Constructing aesthetic concrete

• Constructing cement concrete roads

There are several types of cements with each having its specific purpose. For instance, the type of cement more suited to building a fire proof structure is a high alumnia cement and to build a hydrographic structure, cements like expanding cement, hydrophobic cement, pozzolana cement and quick setting cement are the best bet. Acid resistant cements are more useful in building chemical proof structures, portland cements are best suited to making grout materials, while coloured cements are preferable to building aesthetic structures.

General construction work should be restricted to the following hours: Monday to Friday 8am to 6pm. Saturdays 8am to 1pm. Most councils advice that noisy work is prohibited on Sundays and bank holidays but you should check with your local council to confirm this.

Do you want to inject a new lease of life into your home or property, or transform it into a more modern style that better suits your taste? Or perhaps you’re only looking to add more value to your property to enable you sell for a profit in the nearest future. Regardless of your purpose, determining the cost of your home renovation can be incredibly difficult. However, you can still obtain a reasonable budget for the project with proper planning as well as preparation. It’s almost impossible to get an exact figure for any home renovation cost, however, this article aims to give you a good idea of cost range to enable you make informed decisions.

The cost of renovating a house can vary significantly depending on a wide range of factors. Some costs are fixed while others may vary greatly. As a result, if you want to have a more exact figure, you’ll have to call in a professional beforehand to give you an idea of how much they’ll charge. Below are some of the most significant costs you’ll most likely face during property renovation.

✓ Administrative cost. Asides from material and labour, the administrative costs is another important cost you’ll need to factor in. The first thing here is usually insurance, this is because all regular building insurance policies does not cover large scale renovation projects. So if what you’re planning is a huge structural change to your property, then it’s more likely that it won’t be covered by your buildings insurance policy. In this event, you’ll have to take out a specialist renovation insurance.

✓ Planning permission and property renovation. This is another potential cost you’ll have to factor in. Submitting a planning application in the UK usually ranges between £200 to £250.

✓ Adding an extension. Generally, a 4m by 5m extension would cost within the range of £30,000 to £40,000.

Render serves two basic functions. One is it’s protective qualities as render acts as waterproof for the wall which enables them breathe by allowing water vapour move from the inside to the outside of the structure while also working to prevent water or rain from finding its way inside the structure. While the second function is the decorative qualities as render is able to provide the structure with a fine finish and colour to make the building a lot more appealing and correcting faults in line and level in the masonry.

If you wish to apply render on your external wall, you’d probably be wondering just how thick the render should be to perfectly serve both of functions. In this article, we’re going to take a look at just that!

For a render thickness, the British Standard Wind Driven Rain Index has come up with 4 ratings which include Sheltered, Moderate, Severe as well as Very Severe. An area with Very Severe rating include South West England. This rating implies that the thickness of the render in this area should be increased to at least 20mm for a direct one coat render applications as well as 5 to 6 external wall insulation base coat applications. And if you happen to reside within one mile of the coast, it’s strongly recommended you incorporate an extra repellent protection like Paraguard AG from Parex.

In general, render that’s prepared on site with cement and sand should be have a minimum of 20mm to 25mm thickness. Although, it should be noted that the quality of the render is based on quality of the sand incorporated, the design mix as well as being largely dependent on how good the mixing technique from the applicator is. The most common reasons why traditional renders fails is due to both poor mixing ratios and low quality materials used.

When thinking about the right insulation material for your loft, some of the first few things that comes to mind is the various properties of that material as well as how good they fit with your home’s needs.naturally, you’d like to ensure that the insulation will be efficient enough to add to the overall energy efficiency of your home, however there are also other features that may not get as much attention but also happens to be equally important. As the primary function of an insulation is to blanket your house to offer a barrier against heat loss, going for an insulation material that’s also fireproof is crucial as loft insulation can burn. Although most insulation materials are fireproof, a myriad of problems can actually make your insulation burn.

For instance, fibreglass insulation is produced using glass combined with plastic polymers and is naturally resistant to fire. However, even at that you’d have to be careful with batts that are supported with foil or paper due to the fact that these materials can burn pretty quickly. Cellulose, on the other hand, is not fireproof and is required to be treated by other flame retardants in order to help reduce combustion. Some of the best insulation materials that are resistant to fire includes the following:

• Fibre glass. This is made of glass that’s spun into fibres, then combined using plastic polymers. As a result, fiberglass insulation is naturally resistant to fire.
• Mineral wool. Having a high melting temperature, this insulation material happens to be a great fit for thermal applications due to its superior fire resistant properties. In fact, mineral wool is still naturally non-combustible even if composed of recycled iron and steel by-products, or from actual mineral rock itself.