Find a Heating Engineer you can trust in Windsor.

When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

A boiler is simply the most important part of a central heating system as it generates the heat that warms up the home or property. Basically, the appliance or small furnace makes use of gas, LPG or oil in order to fuel its operation. However in the UK, most boilers are usually fuelled by natural gas which is supplied automatically from the national gas grid. And depending on how it operates, there are various types of boilers.

Typically, a gas central heating boiler will have multiple pipes entering from underneath. While one pipe supplies the boiler with gas from the mains gas supply, another pipe allows cold water to enter the boiler to be heated, the last pipe then enables hot water to exit the boiler so it can be distributed around the home.

✓ There are fuel jets and heat exchangers inside the boiler. When the heating is turned on, a valve is opened to allow the mains supply gas to enter a sealed combustion chamber in the boiler. There are multiple little valves which permit the entry of the gas before being ignited by an electric ignition switch. These jets heat a metal component in the boiler known as a heat exchanger which works to transfer the heat to the cold water pipe and heat up the water.

✓ Once the water has been heated to the target temperature, it’s then pumped through a circuit of pipe which runs around your home by an electric pump.

✓ The heated water enter each radiator, is then transmitted via a closed loop and radiates heat into each room.

✓ Once done travelling through all radiators, the water then returns to the boiler at which it must have been cooled. Therefore, the boiler will have to reheat following the same process before circulating. The water can only be drained by a professional Gas Safe engineer

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the standalone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay-out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay-out amount for future required repairs of heating systems which includes both parts labour.

To ensure that your boiler is safe and operating efficiently, it’s essential to have it serviced on a regular basis.

Generally, a boiler service will deliver a wide array of benefits which includes the opportunity to identify safety issues like a possible leak of carbon monoxide, efficient use of energy and reduction in energy bills, prevention of breakdowns, a valid warranty when the boiler is serviced regularly by a qualified engineer as well as an extended lifespan. So what exactly does a boiler service cover? This guide will give you a good insight as to what happens during that service.

Before we get started, it’s very important to note that the work done is always as good as the engineer you employ. Therefore, it’s advisable to make sure your preferred engineer is qualified before proceeding with the service. Below are some of the basic practices the engineer may perform during their visit.

• Thorough Inspection

During the visit, the engineer will carry out a detailed examination of your boiler to ensure it still meets the current standards while also making sure that there are no leaks or corrosion. What’s more? They’ll also examine the boiler’s flame for any faults.

• Boiler Casing Removal

The boiler casing will be detached to check all components and ensure they’re free from all forms of dirt and see to it that they’re all working just as they should. This will include examination of the heat exchanger, main injector, burner and spark probe.

• Flue Examination

The engineer will inspect the flue terminals to make sure there are no form of obstructions and it’s also safely installed.

• Gas Pressure Examination

This is done to make sure the heating system is operating at the right pressure.

How Does Electric Central Heating Work?

An electric central heating works to provide a number of benefits for you. These benefits include the following:

lSpace Heating

• The storage heaters work during the night to store electricity which would be used to heat up the heat retaining bricks. This, in turn, will release this energy throughout the day to warm up the room.

• There are also electric radiators which works to deliver on-demand heat and as a result, economy tariffs are totally avoided. It will generate heat by itself rather than storing it and with the controls, you can easily determine the amount of heat to be released when you require it.

• There is the wet electric system options as well which comes with water filled radiators. This operates in a similar way to normal radiators, however, it makes use of electricity to heat up the water.

lWater Heating

• An electric boiler operates in a very similar manner to other boiler types, just that it makes use of electricity as its fuel. Here, the water is warmed by a heating element and the water is later moved to several radiator throughout the house by a pump. These electric boiler types earns you tariff savings as you’ll be able to heat water at night.

• Heat pumps geothermal or air source, redistributes heat instead of creating it. Heat pumps are powered by electricity and it works by absorbing heat either from the air or ground which it then channels it through a pump. This can then be incorporated in heating either water or a room.

• A dedicated immersion heater is another water heating option. Here, the heating element is positioned inside a hot water cylinder. In a similar fashion to a kettle, the element heats the nearby water. Immersion heater can act either as a backup or your main heating element.

Can I Repair My Own Gas Boiler?

If you’re more of an handy person, then you’d probably want to fix everything you can around the house while saving yourself some money that would have been spent on hiring a professional instead. This is a very cost effective but at the same time you must know that some tasks are usually more difficult than others, and a good example of those complex tasks is boiler repair. Not only can this be very tough, but they can also potentially be one of the most dangerous home appliances you can acquire. So with that in mind, what can be done to ensure your gas boiler is taken care of and in the event whereby it starts to malfunction, what can be done to remedy the situation?

With regular maintenance and repair of your gas boiler, you’d have absolutely nothing to worry about. However one of the fear several DIYers have is the fact that they might just end up incurring more expenses on services they didn’t really need in the first place. But when it comes to gas boilers, it’s necessary to be certified to work with them as it’s very dangerous to tackle it all by yourself. Despite this, there are still some minor issues that you wouldn’t need to hire a technician to resolve. In some cases, all that would be needed is simply to reset the boiler. To identify where the reset button is, simply go through your boiler’s manual for more information. Most times, all you’ll have to do is press down the reset button for a couple of seconds. If the boiler isn’t fully restored to its normal proper functioning state after two resets, then you may need to call in a professional for help.

Many domestic biomass boilers are no bigger than a standard gas boiler. However, they do require a flue, a feeder and a space to store the fuel. These can be designed to suit many different properties and will fit in lots of homes or a garage or outbuilding.

Do British Gas Service Oil Boilers?

Are you interested in finding out whether or not the British Gas service oil boilers? Well, you’ll find the answer in this article! The British Gas engineers are able to repair several types of boilers such as home based combi, conventional as well as system boilers. Unfortunately, they do not fix oil boilers, electric boilers or solid fuel boilers, but if you possess a gas boiler that’s more than 70kW which is mostly present in commercial premises or large buildings you can give them a call.

For a yearly boiler service British Gas engineers will provide the following solutions to ensure central heating and boiler are both in proper working condition and also absolutely safe.

• Inspection of your boiler for possible leaks and corrosion.

• Detach your boiler casing to ascertain the proper functioning of it’s main components.

• Clean up all parts as necessary

• Attach the casing back to the system and make sure its well sealed

• Inspect the level of the gas pressure to ensure that it’s at the right level.

• Perform a flue check to determine that the are no toxic gas emissions like carbon monoxide being discharged by your heating system.

Upon completion of the annual boiler service, the British Gas qualified engineers will then drop a checklist with you which is going to include all the relevant information you may want to know about your boiler system.

In some cases, British Gas engineers may be able to complete the entire boiler service in one visit. However, it all depends on the problem that’s discovered (if any). They may not possess the required part to fix the problem with them, so they’ll have to order it from the British Gas national distribution centre. Most times, this part will get to them the next day so they can finish their tasks as soon as possible.