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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

The Hive thermostat stand is relatively easy to install, however if you lack the necessary training or experience, this is a task you might want to leave to a professional to guarantee the best result while also saving you money and time. This guide will give you a good insight into the Hive thermostat installation process.

The installation of a Hive thermostat does require it to be connected to your home boiler. For this reason we always recommend you get a professional to install it. However once install the Hive Smart Thermostat is very easy to operate and move the controller around your home. To get started, you can follow these steps:

• Press the lever at the lower side of the thermostat and pull away from the front to detach the back plate of your device.

• Once done, simply hang the thermostat on the stand back plate and ensure it holds firmly in place

When it comes to Hive thermostat installation, you might also want to consider the positioning of the device in such a way to heat your home even more efficiently as its designed to be very sensitive to temperature. To identify the best spot for your Hive thermostat, let’s take a look at some of the dos and don’ts.

A Few Dos:

• Do maintain the position of your Hive Thermostat to keep a stable connection with the receive and Hive Hub.

• Do ensure that the position chosen is the centre of your home or a frequently used room.

• Do place the thermostat about 1 to 1.5 metres from floor.

• Do ensure that your thermostat is in a close proximity with the hub and receiver for a better functionality.

A Few Don’ts:

• Don’t place your Hive thermostat stand close to radiators, direct sunlight or other heat sources,

• Don’t position your device near or at places that can expoerience a sudden change in temperature such as the front or back door.

• Don’t leave your thermostat too close to curtains or ornaments.

If your boiler is making strange noises or smells, or doesn’t seem to be working properly, it may need replacing. Boilers usually last about 10-15 years. Even if your boiler is working normally, it’s worth replacing when it gets this old. An annual check will establish if there are terminal problems with a boiler that cannot be fixed.

How Much Do Electric Radiators Cost?

If there’s an age-long question that doesn’t seem to go away any time soon it’s how much do electric radiators cost? Although it would be perfect to offer an exact figure you can actually work with as the cost of running your heating system, but unfortunately you’ll have to consult a clairvoyant individual to get that. The question is almost synonymous with asking to know what your utility bill will be this month or the next. This is an answer that’s specific to each household, so it would be impossible to provide an answer that applies to all households in the UK. This is because there are several influencing factors that affects what the final cost of your household’s electricity bill will be. Let’s take a look at these factors!

• The size of the room you want to heat. As you would have guessed, the larger the room, the higher the amount of energy that’ll be incorporated, which means a greater electricity bill.

• The age of your house. There’s a high possibility your household ( if it’s an old one) lacks sufficient insulation which makes it less energy efficient, except you’ve already made some necessary changes.

• Your individual needs. Depending on your personal requirements, you electricity bill may be greatly influenced to be higher or lower. And the more people you have in your home, the more the energy you’re likely to consume.

• Time of the year. During the winter months, you’re likely to use a lot more electricity and heating because the weather tends to be colder.

• Your property’s exposure to natural elements. For instance a terraced home with houses on either side will be able to retain heat much longer and there less electricity and heating than a fully detached home.

How To Fix A Broken Boiler

To fix any problem when it comes to home appliances, the first step is always to identify the problem while also carrying out thorough checks - a broken boiler is not an exception. Putting enough time and effort in diagnosing a problem can go a lot way to save you both time and money. So here are some of the steps you can take to fix your broken boiler before you put a call out to a licensed engineer.

✓ Check to confirm if your pilot light is on. Whenever you’re facing some issues with your boiler, this should always be the first thing you do. The pilot light being on speak volumes, if the light is off then there’s absolutely no way the flame can start the appliance’s gas supply. You should try to put it back on, if off. To do this, you simply have to follow the detailed instructions on your boiler’s manual strictly. If after following these actions to the letter and the issue remains the same, then you’d probably need the services of an a qualified engineer. Never try to fix the issue on your own.

✓ Check the pressure. The solution to the headaches might sometimes be as simple as examining your appliance’s pressure gauge. Here, the good numbers are around 1.0 or1.5, if it happens to fall below this, then you should open the boiler’s instruction manual. You can also inspect your radiator valves for any leaks. You’d have to call in a specialist to solve the issue.

✓ Check the thermostat. Here, it’s important to note that a faulty thermostat doesn’t necessarily imply a broken boiler. It may just signify that you need to replace your thermostat. Simply check to ensure that your thermostat is turned on and temperature is at the appropriate degree.

Re-pressurising your boiler means that you allow more water to enter system via the filling loop. It can be easy to re-pressurise your boiler yourself. Always check your manual, but there are some simple steps you can take to restore pressure to your boiler:

• Switch off your boiler and let it cool completely

• Make sure both ends of your filling loop are attached

• Open both valves to allow cold water into the system – you’ll hear it start to move

• Look out for your pressure gauge to show 1.5 bar

• Close both valves

• Switch your boiler back on

• Undo both ends of your filling loop and remove it. Remember some water might come out, so be ready to catch some spillage!

If you’re thinking about getting a new gas boiler for your home or property, then you might also be wondering how much it’ll cost you so you can set a budget and start planning. As simple as this question sounds, it’s actually very tricky to provide a simple and short answer as the costs of installing a new gas boiler alone varies greatly based on the parts needed, the amount of work required, your location, their availability as well as the company you hire for the project.

When it comes to purchasing a new gas boiler the price you’re expected to pay also depends on multiple influencing factors such as the type, brand as well as your most preferred gas boiler model. However, one thing you should have in mind is the fact that your gas boiler is right at the heart of your home or property and can be a complicated piece of machinery. As a result, you wouldn’t expect gas boilers to come cheap. Generally, it’s going to cost within the range of £500 to about £2,500 to get a new gas boiler. Therefore, it’s always advisable to obtain all necessary details and facts before you decide to purchase a replacement gas boiler.

This price range may seem too high as it’s usually a turn off for most homeowners. However, it’s worth noting that gas boiler replacement costs and gas boiler installation costs are, more often than not, compensated by the saving you’ll make off your utility bills - all thanks to the new and more energy efficient boiler you just installed in your home. And even more importantly, when it has been estimated that roughly half of the amount spent on energy on an annual basis depends on your boiler.

If you’re looking to have your boiler insured, there are a number of boiler cover providers you should probably check out with British Gas Homecare being right up there as one of the best in the business. In this post, we’re going to consider the British Gas Homecare prices to help you make the best-informed decisions possible moving forward. Let’s take a look!

Firstly, British Gas offers a wide variety of packages to provide coverage for repairs as well as breakdowns on heating systems. They also offer plans which includes cover for your central heating, plumbing, drains as well as electrics. With this provider, you can choose to pay your cover either in monthly instalments or annually. Simply have it at the back of your mind that the cost of your package will depend mainly on the things you want to cover – the more the risk you wish to protect against, the more expensive your package is likely to be.

In general, HomeCare starts from £13 a month (£60 excess). Conditions and exclusions is applicable, prices may also vary based on your property’s postcode. With British Gas, there are a number of products to select from within their range some of which features an annual service and repair of your boiler and controls. Their products include British Gas Home Care One, British Gas Home Care Two, British Gas HomeCare Three and British Gas HomeCare Four. There are also some exclusions, which means that irrespective of the HomeCare product you opt for, there are certain things that British Gas do not cover. For instance, sludge or scale removal and the repair of the damage arising as a result. Showers and their parts, shared drains, faults caused by a non-British Gas engineer and more.

Overall, the amount you pay per month or year will be based on your location in the UK and the British Gas will confirm the price once they’ve been able to take a couple of details from you.