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What Is A Gas Safety Certificate?

Do you wish to know what a Gas Safety Certificate is and if you need to get one?

If you’re in the UK and you own a rental property, you have a statutory obligation to obtain a Gas Safety Certificate. The law ( Gas Safety - Installation and Use, Regulations 1998) stipulates that landlords as a matter of necessity should have all their gas appliances, fittings,and property flues subjected to yearly checks in order to ensure that they’re are totally safe.

The Gas Safety Certificate can be referred to in a number of ways which includes Landlord Gas Safety Record ( LGSR) or CORGI PROFORMA 12 (CP12). The later dating back to when the official body for gas safety in the UK was CORGI. However, the official body is now known as Gas Safe, hence it’s now usually called a Gas Safety Certificate or something along that line. But regardless of whatever you choose to call it, as long as you reside in the UK, it’s crucial to know that if you need one as soon as possible. So how do know if you need a Gas Safety Certificate?

If you’re a homeowner with a property that you live in, you’re not required by the law to obtain a Gas Safety Certificate. There’s nothing like a homeowner’s gas safety certificate, however we’d recommend you subject all you gas appliances and pipework to yearly examinations to ensure they’re functioning properly and safely.

If you’re a landlord in the UK, you’re required by the law to get a Gas Safety Certificate to ensure your property is safe for your tenants. You must reach out to an approved Gas Safe engineer who’ll carry out annual checks on your appliances to ensure that they’re totally safe.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

Are Electric Radiators Expensive To Run?

Just like many home additions, the running costs of electric radiators varies largely on a number of factors. Great number of electric radiators typically comes with an in built thermostat which is designed to turn itself off automatically when not in use in order to save energy.

However the energy provider’s set electricity charge tariff will also have a great influence on an electric radiator’s running cost. Let’s take a look at the running costs of an electric radiator!

A 600 Watt electric radiator ( on a standard electricity tariff) will usually have a running cost ranging between 4 to 6 pence each hour. However you should also take note that this scenario might change in situations whereby the electric radiator is not calling for heat the full 60 minutes of each hour. And this is more likely to be the situation as the thermostat is programmed in such a way that enables it to turn itself off immediately there’s an achievement of your required room temperature level - usually within 10 minutes from the time it was switched on. As a result of this, the running cost per hour of electric radiators will be greatly reduced to just about 1 to 2 pence.

It’s also important to note that enhancing the insulation of your home can go a long way to add to the heat retention value of each room. Consequently, the duration at which the electric radiator calls more heating will be significantly reduced, which in turn, implies a lower electricity bill.

Another key factor that can play a huge role in saving on your heating bills is the programming as well as usage of your electric radiators. Every radiator comes with an independent digital thermostat with a number of 24/7 programming options to help achieve maximum efficiency. When the radiator is properly set according to your lifestyle, you can save as much as 50 percent on your heating bills.

To ensure your boiler is functioning efficiently and to keep your home warm, it’s important to see that your boiler is serviced on a regular basis by a licensed boiler engineer. Failure to do this can result in sudden boiler breakdown which can be a hard hitting blow to one’s financial power especially when there’s no boiler cover to cushion the blow or totally avoid it all together.

When your boiler is covered, it implies that you’re protected in the event whereby your boiler or it’s controls malfunctions or break. Several boiler cover will include the servicing cost, while some may not so it’s advisable to always go through the details, no matter how small, before entering into a boiler cover agreement. Typically, a boiler cover will cost between £60 to £100 per year and the payment is made on a monthly basis. Various boiler insurance companies have varying cover cost, however, here are the common boiler cover policies:

• Homeserve charges from £13 per month

• EDF Energy costs from £13.29 per month

• British Gas from £12 per month

• Scottish Power from £13.13 every month

• CETRI UK charges from £13.50 every month

• 24/7 home rescue costs from £9.60 every month

• Gorgi Home Plan costs from £6 per month plus 3 months free

• Your repair charges from £9.60 per month

• NPower Boiler Cover costs from £10.92 every month

• SSE Boiler Breakdown Cover charges from £4.95 every month

It’s important to note that sometimes you have the option of adding your boiler cover to your existing home insurance, if you do not want a standalone policy for your boiler cover. In many scenarios, this is referred to as an extra or add on service referred to as “Home Emergency Cover. When compared to the standalone boiler policies, this is usually a lot cheaper as it comes in around £5 per month.

How Much Do Electric Radiators Cost?

If there’s an age-long question that doesn’t seem to go away any time soon it’s how much do electric radiators cost? Although it would be perfect to offer an exact figure you can actually work with as the cost of running your heating system, but unfortunately you’ll have to consult a clairvoyant individual to get that. The question is almost synonymous with asking to know what your utility bill will be this month or the next. This is an answer that’s specific to each household, so it would be impossible to provide an answer that applies to all households in the UK. This is because there are several influencing factors that affects what the final cost of your household’s electricity bill will be. Let’s take a look at these factors!

• The size of the room you want to heat. As you would have guessed, the larger the room, the higher the amount of energy that’ll be incorporated, which means a greater electricity bill.

• The age of your house. There’s a high possibility your household ( if it’s an old one) lacks sufficient insulation which makes it less energy efficient, except you’ve already made some necessary changes.

• Your individual needs. Depending on your personal requirements, you electricity bill may be greatly influenced to be higher or lower. And the more people you have in your home, the more the energy you’re likely to consume.

• Time of the year. During the winter months, you’re likely to use a lot more electricity and heating because the weather tends to be colder.

• Your property’s exposure to natural elements. For instance a terraced home with houses on either side will be able to retain heat much longer and there less electricity and heating than a fully detached home.

Smart controls such as Hive are the next generation technology with more and more people now converting their houses into smart homes to control multiple devices in the homes remotely. Smart technology can be incorporated with several household devices such as security, lighting, entertainment and more. But what if there’s an oil boiler installed in your home, can you still connect your Hive with the your heating? Well, simply read on to find out.

The answer to this question is yes, most oil boilers are compatible with Hive and can substitute for either an existing conventional programmer or thermostat. The smart technology works to help derive more benefits from your heating system and they usually come with apps which can be used to control your home’s heating from anywhere with just your mobile device. Hive, however, cannot work to replace the functions of smart oil boiler heating controls to modulate your heating as they only work on an on or off basis. To make use of the modulating technology in an oil boiler, the cost of manufacture would be considerably higher while offering little advantage in efficiency for the home or property owner. Ultimately, this implies that you can’t incorporate smart technology to control the output in a similar way as a gas boiler, but there are still some ways to utilize smart technology with your oil boiler in such a way to boost your efficiency and lessen the energy bills.

Do you want to use your Hive with your home’s oil boiler? We’d advise you get in touch with an OFTEC qualified engineer if you wish to install Hive Active Heating on your oil boiler, as British Gas engineer do not offer this service.

The A-G scale refers to the energy efficiency of your boiler. G-rated boilers are the least efficient, and give you less heat and hot water for your money. Installing an A-rated boiler will reduce your energy bills and carbon emissions. Don't compromise on cheaper, lower rated boilers, you will save yourself more money longer term with an A-rated model.

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.