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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How Often To Service Boiler?

A boiler is a vital part of any home especially if you’re in the UK. Not only does provide your entire household with hot water and keep them warm but also adds a good value to your property. Boiler repairs and replacement are both super expensive and stressful, so in order to avoid all these worries, it’s better to have your boiler serviced on a regular basis for your own peace of mind. When you call in a reliable heating engineer, it can immensely raise your boiler’s efficiency while also saving you from more expensive issues down the road.

So if you haven’t had your boiler serviced for quite some time, moved into a new house and not aware the last time your boiler was serviced or perhaps you’re just wondering how often a boiler should be serviced, then you’ve come to the right place! The short and simple answer to this question is a boiler should should be serviced once in a year, and most preferably during the summer months. However, there are a wide range of factors that comes into play so it’s always advisable to check with your manufacturer before you proceed.

According to the law, you’re required to have your boiler services on an annual basis. Failure to do so can render your boiler or home warranty void. Therefore, it’s very crucial to take down the last time your boiler was serviced and also set a reminder to book your next appointment when the time closes in.

If you happen to own an electric boiler you may not need an annual servicing. But you may still be required to perform it annually by your insurance provider.

How Can I Get My Oil Boiler Repaired?

Did your oil boiler just broke down and you’re considering your repair options? Well, you’ve come to the right place! Whenever your oil boiler breaks down, you have two options - repair it yourself or get in touch with a reliable professional. If you lack proper training or experience when it comes to fixing of oil boilers, we’d recommend that you rather hire the services of a trustworthy oil boiler engineer who can guarantee the best results while also saving you time and money that could result from possible costly errors.

However the issue is, not all oil boiler repair services are created equal. The words “expert and “professional are now so cheap that almost, if not all oil boiler repair companies online today make use of those words to qualify themselves. However, when several of them are done delivering their oil boiler repair services you’ll have no other choice than to start questioning their claimed status. In order to separate the boys from the men very early on, a little caution and some research is all that’s needed to know the most reliable company to approach.

To get a good repair company, the first step would be to make sure the company is fully accredited with a professional certification scheme so as to be sure that they’re actually qualified to deliver the service.

Another step you can take is by requesting personal recommendations from family and friends. For a company to be referred by several homeowners in the local area then it must be doing something that’s worth the money invested.

You can as well make use of the internet to get a reliable oil boiler repair company. You can start by visiting the website of the company that manufactured you appliance to identify any recommended repair companies. Go through the companies’ testimonials but do not rely too much on them because in several cases they may not be authentic.

A combination boiler, also referred to as a “combi boiler, delivers both domestic hot water and space heating in a single package so as to save space, and in a lot of cases, money. These great features makes the appliance a very popular choice in UK homes and in fact, it represents more than 50 percent of all new boilers fitted in the UK on a yearly basis.

Most modern and high efficiency combi boilers are usually stainless steel condensing boilers which normally features an in-built secondary heat exchanger to deliver domestic hot water to a home or property. What’s more? When it comes to the heating season or the cold months, the combi boiler will operated as required to heat a structure and offer hot water for showers, sinks as well as other hot water appliances around the house. And when it gets to the warm season or summer months, the combi boiler will only work when there’s a need for domestic hot water which also helps you save more money.

Combi boilers are able to provide domestic hot water in such a way that’s energy efficient due to two primary reasons - the combi units possess a very high operating efficiency and also have a low internal water volume. As a result, in during the hot summer when space heating is not required, you’ll only have to pay to heat up the hot water that you really need and not an entire tank.

Combi boilers also have the following benefits:

✓ Lower costs. Due to the combined nature of the boiler and the lack of tank in the roof space, the installation time and costs are at a minimum.

✓ Saves space in your home as it effectively combines a central heating boiler with a water heater into one unit.

How To Fix A Boiler

A boiler is subjected to regular usage, working for a several hours a day and providing hot water for shower on a daily basis and even more so during winter. With it’s power and efficiency, we tend to postpone or even totally overlook its maintenance. However, no matter how good your boiler is, it consists of many moving components and it’ll certainly develop some faults some day. When the inevitable occurs, you might want to save some money and get it fixed all by yourself.

When it comes to fixing boilers, seeking help from a licensed heating engineer is usually the best solution, however at times you might be just lucky to be faced with minor issues which you should be able to handle yourself. In this article, we’ll look at some of the most common causes of a broken boiler and how you can get your heating system up and running again. Let’s have a look!

✓ Low system pressure. In the event whereby your boiler display a low system pressure, it could mean that the system is about to breakdown. You’ll have to carry out regular inspections on the pressure gauge to see if there’s any noticeable changes and call in a heating engineer immediately to prevent a system breakdown from happening.

✓ Poor heat production. Although this is unlikely to lead to any great issues, but it’ll reduce the effective functioning of your heating system. To prevent a debris build, it’s important to have your boiler cleaned regularly.

✓ Strange noises. Boilers often make noises, so there’s nothing to worry about unless it’s a banging or whistling noise that’s very odd , then there may be a serious issue. You’ll have to check the air intake, pressure, exhaust and piping to ensure they’re working just fine, if not there may be a need for replacement.

What Size Of Oil Boiler Do I Need?

When it comes to oil boilers, there are three main types - the combi, system and conventional. Within these types, you’d discover there happens to be a wide range of sizes to choose from. First and foremost, we must note that the size has to do with the amount of energy they offer to your heating and hot water system rather than the physical dimensions.

The rule of thumb is, the larger your house (which implies the more hot taps, radiators and showers), the more powerful (bigger) the oil boiler you’d require. For instance, a four-bedroom apartment with three showers occupied by a family of four will definitely need a more powerful boiler than a a bungalow featuring a single occupant.

It is, however, important to also note that it’s not all about going for the biggest oil boiler. If you decide to choose an oil boiler with a much bigger capacity that needed, not only will you be wasting money on the initial purchase as well as installation, but also lose money operating it. And in a converse scenario, if you go for the cheaper and lower-powered oil boiler in an attempt to save up some money, you’re most likely to end up with tepid radiators while also frequently running out of hot water. Hence, the importance of determining the appropriate size of boiler for your particular household before purchase.

To determine the appropriate size, determining the number of bathrooms, radiators as well as the total number of people living in the property would be a step in the right direction.

Numbers of Radiators Combi System Boiler Regular

Up to 10 24 to 27kW 9 to 18kW 9 to 18kW

10 to 15 28 to 34kW 18 to 26kW 18 to 26kW

15 to 20 35 to 42kW 27 to 40kW 27 to 40kW

How To Get A Gas Fireplace Installed

A gas fireplace is one of the most popular means of adding warmth to homes which so many homeowners have now come to terms with, especially with natural gas prices being fairly low for an extended period of time. Properly installed gas fireplaces are not only capable of adding a much needed ambiance and warmth to your home, but also significantly more efficient than the traditional wood-burning fireplaces which mostly produces less heat from the large amount of drafts they consume. Meanwhile a good gas powered fireplace with a properly functioning blower, is very close to being as efficient as a furnace when warming up a room. What’s more? Gas fireplaces also possess a great visual appeal and are also very practical especially when they feature realistic ceramic logs as well as good gas burners.

Installing a gas fireplace by yourself is definitely up there as one of the most advanced DIY tasks you can attempt to try. If you lack proper training and experience, it’s advisable you leave the task to a reliable professional that’ll guarantee the best results while also ensuring costly errors are avoided. This guide will, however, put you in the right direction.

• Construct wall recess to accept the fireplace.

• Punch a hole through the exterior wall of the house to fit in stovepipe thimble.

• Fix a small part of the stovepipe to the exhaust port in the fireplace’s rear.

• Use construction adhesives on the wall around the fireplace opening’s sides and top.

• Apply granite slabs into the adhesive around the opening of the fireplace.

• Put the fireplace in position and ensure the stovepipe goes outdoors through the thimble.

• Use a termination hood to seal the exhaust pipe’s exterior.

• Employ the services of a professional plumber to connect the gas to the fireplace.

• Fit the removable front

• Test the functionality of the fireplace.

The Oil Firing Technical Association or OFTEC operate a competent persons scheme to certify installers. It’s always recommended to use an installer with this certification as it proves they have the training and expertise to properly install your boiler and give you realistic advice on the efficiency of your system. Also, OFTEC registered installers offer Workmanship Warranties to protect you if there are any problems after installation.