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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

The Hive thermostat stand is relatively easy to install, however if you lack the necessary training or experience, this is a task you might want to leave to a professional to guarantee the best result while also saving you money and time. This guide will give you a good insight into the Hive thermostat installation process.

The installation of a Hive thermostat does require it to be connected to your home boiler. For this reason we always recommend you get a professional to install it. However once install the Hive Smart Thermostat is very easy to operate and move the controller around your home. To get started, you can follow these steps:

• Press the lever at the lower side of the thermostat and pull away from the front to detach the back plate of your device.

• Once done, simply hang the thermostat on the stand back plate and ensure it holds firmly in place

When it comes to Hive thermostat installation, you might also want to consider the positioning of the device in such a way to heat your home even more efficiently as its designed to be very sensitive to temperature. To identify the best spot for your Hive thermostat, let’s take a look at some of the dos and don’ts.

A Few Dos:

• Do maintain the position of your Hive Thermostat to keep a stable connection with the receive and Hive Hub.

• Do ensure that the position chosen is the centre of your home or a frequently used room.

• Do place the thermostat about 1 to 1.5 metres from floor.

• Do ensure that your thermostat is in a close proximity with the hub and receiver for a better functionality.

A Few Don’ts:

• Don’t place your Hive thermostat stand close to radiators, direct sunlight or other heat sources,

• Don’t position your device near or at places that can expoerience a sudden change in temperature such as the front or back door.

• Don’t leave your thermostat too close to curtains or ornaments.

The Oil Firing Technical Association or OFTEC operate a competent persons scheme to certify installers. It’s always recommended to use an installer with this certification as it proves they have the training and expertise to properly install your boiler and give you realistic advice on the efficiency of your system. Also, OFTEC registered installers offer Workmanship Warranties to protect you if there are any problems after installation.

If you’re thinking about getting a new gas boiler for your home or property, then you might also be wondering how much it’ll cost you so you can set a budget and start planning. As simple as this question sounds, it’s actually very tricky to provide a simple and short answer as the costs of installing a new gas boiler alone varies greatly based on the parts needed, the amount of work required, your location, their availability as well as the company you hire for the project.

When it comes to purchasing a new gas boiler the price you’re expected to pay also depends on multiple influencing factors such as the type, brand as well as your most preferred gas boiler model. However, one thing you should have in mind is the fact that your gas boiler is right at the heart of your home or property and can be a complicated piece of machinery. As a result, you wouldn’t expect gas boilers to come cheap. Generally, it’s going to cost within the range of £500 to about £2,500 to get a new gas boiler. Therefore, it’s always advisable to obtain all necessary details and facts before you decide to purchase a replacement gas boiler.

This price range may seem too high as it’s usually a turn off for most homeowners. However, it’s worth noting that gas boiler replacement costs and gas boiler installation costs are, more often than not, compensated by the saving you’ll make off your utility bills - all thanks to the new and more energy efficient boiler you just installed in your home. And even more importantly, when it has been estimated that roughly half of the amount spent on energy on an annual basis depends on your boiler.

If your boiler is making strange noises or smells, or doesn’t seem to be working properly, it may need replacing. Boilers usually last about 10-15 years. Even if your boiler is working normally, it’s worth replacing when it gets this old. An annual check will establish if there are terminal problems with a boiler that cannot be fixed.

You should have your boiler serviced every year. This ensures that your central heating system is running safely and efficiently, but it’s often also a requirement to keep your boiler’s warranty valid. To avoid disruption to your heating, the best time of year to service your boiler is the summer. You’ll often find that boiler companies will charge less because they have less work.

How To Make Oil Boiler More Efficient?

During the winter months when the nights get darker and colder, it’s more likely your oil gets used up a lot more quickly. This can be very worrisome as it implies having to spend more money to refill. So what exactly can be done to make your oil boiler more efficient and save you some money?

• Regular Servicing Of Your Oil Boiler

Getting your boiler serviced by a manufacturer approved engineer on an annual basis is one of the easiest and quickest ways to ensure that your oil boiler is operating at its maximum efficiency level. When a full servicing is provided for your oil boiler, checks are made to ensure that all components are functioning the way they should while also identifying the bad or worn parts that may be hindering your oil boiler from functioning in an effective manner. As a result, it helps you see to the fact that your boiler is not consuming more than necessary to make sure your oil boiler lasts longer.

• Set Your Thermostats Correctly

When you set your room thermostats and thermostatic radiator valves (TRVs) the right way, you’ll be sure to get a comfortable home without having to make use of much fuel.

• Consider Smart Technology

If you decide to make use of smart technology like Nest or Hive, you can save more money when compared to their more conventional counterparts. These smart technologies incorporate highly advance intelligent systems to get more familiar with your lifestyle, habits as well as heating operations in order to ensure optimum efficiency at all times.

• Put Your Radiators To Good Use

Try as much as possible to avoid some oversights that can make your radiators consume more energy than required. Consequently, you have to keep them clean, give them space and also take care with curtains.

To ensure that your boiler is safe and operating efficiently, it’s essential to have it serviced on a regular basis.

Generally, a boiler service will deliver a wide array of benefits which includes the opportunity to identify safety issues like a possible leak of carbon monoxide, efficient use of energy and reduction in energy bills, prevention of breakdowns, a valid warranty when the boiler is serviced regularly by a qualified engineer as well as an extended lifespan. So what exactly does a boiler service cover? This guide will give you a good insight as to what happens during that service.

Before we get started, it’s very important to note that the work done is always as good as the engineer you employ. Therefore, it’s advisable to make sure your preferred engineer is qualified before proceeding with the service. Below are some of the basic practices the engineer may perform during their visit.

• Thorough Inspection

During the visit, the engineer will carry out a detailed examination of your boiler to ensure it still meets the current standards while also making sure that there are no leaks or corrosion. What’s more? They’ll also examine the boiler’s flame for any faults.

• Boiler Casing Removal

The boiler casing will be detached to check all components and ensure they’re free from all forms of dirt and see to it that they’re all working just as they should. This will include examination of the heat exchanger, main injector, burner and spark probe.

• Flue Examination

The engineer will inspect the flue terminals to make sure there are no form of obstructions and it’s also safely installed.

• Gas Pressure Examination

This is done to make sure the heating system is operating at the right pressure.