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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

If your boiler is leaking, there are some checks that you can do yourself. However, you should never attempt to repair your boiler yourself – only a Gas Safe-registered engineer should conduct repairs.

There are 3 main reasons why your boiler might be leaking: there’s a pressure valve fault, a temperature valve leak or corrosion in the system. An engineer will be able to spot the problem quickly, but in the meantime there are a few things you can do:

Check the pipe fittings

If your boiler is leaking water around the pipe fittings, it could be an installation fault and you should get in touch with the engineer that fitted it. You can check the pipe fittings by drying the area then waiting to see if the water appears again. If it does, you may be able to do a ¼ turn of the pipe to stop it. However, you should still call the engineer that installed it to ask them to check the PTFE tape on the inside.

Inspect the seals

Over time, the rubber seals on a boiler can start to perish, so if you have an old boiler this could be the source of your leak. If you have a new boiler, it could be caused by your boiler running over pressure.

Heat exchanger corrosion

Unfortunately, if a boiler engineer discovers that the boiler is leaking water from the heat exchanger, this is the end of the road for your system. The heat exchanger is the most expensive part of your boiler, so it makes more financial sense to replace your boiler with a newer, more efficient model rather than try to replace it.

Ad hoc visits from your engineer to fix small issues with your heating system may actually seem cheaper and a lot more affordable, however when a boiler is ripe enough for a change these small issues are always never ending. Over some period of time, these small issues will inevitably get worse and the idea of “mend and make do will be an absolutely false economy. The best course of action in this sort of event is to find a replacement boiler to install as soon as possible. In this article, we’re going to give you some hints that’ll show you when your boiler needs to be replaced. Now let’s take a look!

✓ Insufficient hot water. Here, you’ll have to check the size of your hot water cylinder. It’s crucial to make sure that your boiler is rightly sized to power your heating as well as hot water circuit in line with your demands. You should always seek the advice of a heating expert who can recommend whether to fix or replace the boiler.

✓ Strange noises. It’s normal for components of the boiler to become worn or damaged over time. Replacing the particular component that’s causing the knocking or rattling may seem cost effective at first but more often than not, the noises usually signal a bigger issue which is likely to build up over time. Hence, it’ll be a lot more logical to replace the boiler itself.

✓ Regular repair of your boiler. It’s essential to have your heating system serviced by a Gas Safe engineer on an annual basis. However, when you have to call them more often than once a year for your yearly maintenance, it may be a wise decision to consider getting a replacement.

✓ Other events whereby you may need a new boiler includes when you can’t get the right temperature in your room, when the radiators don’t heat up as they should, when your boiler leaks and if your boiler still has a pilot light.

You should have your boiler serviced every year. This ensures that your central heating system is running safely and efficiently, but it’s often also a requirement to keep your boiler’s warranty valid. To avoid disruption to your heating, the best time of year to service your boiler is the summer. You’ll often find that boiler companies will charge less because they have less work.

During a boiler service, your boiler engineer will perform a series of checks to ensure that your boiler is safe and efficient. First, they will conduct a visual inspection to check for any corrosion or leaks. They will also check the flame in your boiler. They’ll then remove the boiler casing and check all the components, including the heat exchanger, burner and spark probe, then clean the inside. After this, they’ll check the flue for obstructions and ensure that it’s safely fitted. They will then do a gas pressure check to ensure the boiler is working at the right pressure, before firing it up to check for any working faults.

Biomass boilers can be designed to work with other kinds of heating. The most common of these is solar thermal. This is a popular renewable energy pairing. Solar thermal heating will meet your hot water needs during the summer while a biomass boiler can operate as a backup during the winter when solar thermal panels do not perform as well.

How Much Is A Landlord Gas Certificate?

Do you know as a landlord in the UK, not only does the law requires you to conduct an annual check on all your gas appliances and chimney, but you’d also have to pay for it? Hence, giving birth to the commonly asked question, how much is a landlord gas certificate? With so many variances in CP12 certificate prices everywhere, it can be so confusing knowing the actual one you’re expected to pay. Just by surfing the internet alone you’d come across loads of ads claiming they can help you with a cheap gas safety certificate only to discover that reverse is the case when you reach out to them. Here, you’ll get to know the real amount you’re expected to pay for the annual checks on your gas appliances and chimney.

First and foremost, let’s look at what a Gas Safety Certificate really is. This is a certificate that’s given out to landlords and property management companies after a check has been carried out on all their gas appliances and chimney. This statutory check is expected to be done every 12 months to ensure the safety of all those who make ue of your rental property. Homeowners living in ther property are not required by the law to conduct annual gas safety check, but it’s highly recommended that you get in touch with a Gas Safety engineer to ensure the safety of both you and your loved ones.

As a landlord in the UK, to get all your gas appliances and chimney inspected by an approved Gas Safety engineer and obtain your Gas Safety Certificate, you’re expected to pay within a range of £55 to £65. However, you should note that this cost will increase depending on the number of gas appliances you have (about 30% increase for each additional gas appliance).

How To Make Oil Boiler More Efficient?

During the winter months when the nights get darker and colder, it’s more likely your oil gets used up a lot more quickly. This can be very worrisome as it implies having to spend more money to refill. So what exactly can be done to make your oil boiler more efficient and save you some money?

• Regular Servicing Of Your Oil Boiler

Getting your boiler serviced by a manufacturer approved engineer on an annual basis is one of the easiest and quickest ways to ensure that your oil boiler is operating at its maximum efficiency level. When a full servicing is provided for your oil boiler, checks are made to ensure that all components are functioning the way they should while also identifying the bad or worn parts that may be hindering your oil boiler from functioning in an effective manner. As a result, it helps you see to the fact that your boiler is not consuming more than necessary to make sure your oil boiler lasts longer.

• Set Your Thermostats Correctly

When you set your room thermostats and thermostatic radiator valves (TRVs) the right way, you’ll be sure to get a comfortable home without having to make use of much fuel.

• Consider Smart Technology

If you decide to make use of smart technology like Nest or Hive, you can save more money when compared to their more conventional counterparts. These smart technologies incorporate highly advance intelligent systems to get more familiar with your lifestyle, habits as well as heating operations in order to ensure optimum efficiency at all times.

• Put Your Radiators To Good Use

Try as much as possible to avoid some oversights that can make your radiators consume more energy than required. Consequently, you have to keep them clean, give them space and also take care with curtains.