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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How To Make Oil Boiler More Efficient?

During the winter months when the nights get darker and colder, it’s more likely your oil gets used up a lot more quickly. This can be very worrisome as it implies having to spend more money to refill. So what exactly can be done to make your oil boiler more efficient and save you some money?

• Regular Servicing Of Your Oil Boiler

Getting your boiler serviced by a manufacturer approved engineer on an annual basis is one of the easiest and quickest ways to ensure that your oil boiler is operating at its maximum efficiency level. When a full servicing is provided for your oil boiler, checks are made to ensure that all components are functioning the way they should while also identifying the bad or worn parts that may be hindering your oil boiler from functioning in an effective manner. As a result, it helps you see to the fact that your boiler is not consuming more than necessary to make sure your oil boiler lasts longer.

• Set Your Thermostats Correctly

When you set your room thermostats and thermostatic radiator valves (TRVs) the right way, you’ll be sure to get a comfortable home without having to make use of much fuel.

• Consider Smart Technology

If you decide to make use of smart technology like Nest or Hive, you can save more money when compared to their more conventional counterparts. These smart technologies incorporate highly advance intelligent systems to get more familiar with your lifestyle, habits as well as heating operations in order to ensure optimum efficiency at all times.

• Put Your Radiators To Good Use

Try as much as possible to avoid some oversights that can make your radiators consume more energy than required. Consequently, you have to keep them clean, give them space and also take care with curtains.

Re-pressurising your boiler means that you allow more water to enter system via the filling loop. It can be easy to re-pressurise your boiler yourself. Always check your manual, but there are some simple steps you can take to restore pressure to your boiler:

• Switch off your boiler and let it cool completely

• Make sure both ends of your filling loop are attached

• Open both valves to allow cold water into the system – you’ll hear it start to move

• Look out for your pressure gauge to show 1.5 bar

• Close both valves

• Switch your boiler back on

• Undo both ends of your filling loop and remove it. Remember some water might come out, so be ready to catch some spillage!

How Much Is A Boiler Service?

A broken boiler can be a huge pain and even more so if it occurs during the winter months. A cold house and cold shower is not a situation to be handled with levity especially when there are older people or more vulnerable members in the house. To ensure your boiler keeps functioning the way it should for a lengthy period of time, it’s crucial to ensure that you have your boiler serviced on a yearly basis. But while the summer or warmer months happen to be the most cost effective time to have the boiler servicing done, doing it during the depths of winter can go a long way to ensure that you and your loved ones get through the cold without any unwanted occurrence or boiler issues.

Generally, to have your boiler serviced will cost anything within the range of £80 to about £120, but at times, this can even be more depending on a plethora of factors. The servicing cost will be based on the particular company you choose, the type of boiler you possess, as well as your location in the UK. For instance, if you happen to live in London where demands are higher than the other regions, then you’ll most likely have to pay more money to have your boiler serviced than other homeowners facing similar issues but staying in the other lower demand regions.

Asides from hiring a professional to service your boiler on an annual basis, you should also try to help maintain its efficiency and health in between those services. This will not be a substitute to the regular servicing or even make the servicing a lot simpler, but will surely help keep it at a maximum efficiency while also keeping the cost of your heating bills down.

How Do You Bleed An Oil Boiler?

Bleeding air between the oil supply and an oil fired boiler’s burner is a process that’s often required when the system has run out of oil and the burner has stopped working. Upon refilling the oil tank, the air that has been trapped within the oil pipe when empty has to be freed to ensure that the oil reaches the burner and allows it to start again. So how do you go about the process?

First and foremost, it must be noted that it’s always better to be on the look out for the amount of oil in your fuel tank and get it refilled before it runs out. However, if it does run out, you can take the following steps:

• Identify the burner

The burner is a red plastic cover and it’s usually positioned on the bottom part of the boiler (mostly inside the boiler casing). Once identified, inspect it to see if the lockout button is lit red. If yes, simply unscrew and detach the burner’s red case using a flat head screwdriver.

• Identify the oil pump

You’ll find the oil pump on the burner’s left side which is connected to the flexible oil line. Once done, simply locate the 3 inches long hexagonal stem protruding from the pump and with a small threaded plug screwed into the end. Unscrew the plug in just half a turn ( 180 degrees) with a 4mm Allen Key. At this stage oil will be released, do ensure there’s a cloth or rag underneath the plug to grab the oil freed.

• Press the lockout button

This is the next and final step. However it’s also crucial to note that the burner fan will run for about 12 seconds and discharge some oil from the loosened plug which you can grab with a cloth or rag. Immediately you hear a buzzing sound, use the Allen key to tighten the plug. If enough air has been bled, the system will fire. But if not, then you’ll have to repeat the process again.

Is Electric Heating Expensive?

Well, electric heating being termed as “expensive is relative to your budget. But we can tell you making use of electric heating will cost you within the range of an additional £300 to £400 per year more than the conventional gas powered systems. Meanwhile the average UK home making use of heating has been found to incur around £550 on an annual basis while those using electric storage heaters will spend almost £900 every year, according to OVO Energy.

However, there are numerous benefits of using electric heating and some of which can contribute to give a lower cost. If you’re considering the installation of an electric heating, here are some of the benefits you’ll derive.

• Safety. The several risks that comes with traditional systems are greatly reduced with an electric heating system. For instance, there’s no risk of carbon monoxide emissions or potential explosions since there’s no use of fuel to run the system.

• Installation. When compared to traditional systems, electric heating quite inexpensive to fit. This is due to the fact that minimal hardware are needed in the installation - no pipes, no flues, no vents and no ducts to be used. As a result, electric heating systems can also be installed within a shorter period of time.

• Environment. Generally, electricity has a positive impact on the environment especially due to the fact that there are no gasses or heavy metals incorporated in the system’s make up.

• Control. Electric heating offers a more convenient and controllable system. What’s more? This does not only make life easier, but can also help save as much as 30 percent on yearly cost of heating as well as helping to minimize toxic carbon emission. Furthermore, there’s a built in Wi-Fi that usually comes with electric heating systems while same can not be said of traditional gas systems.

How Much Is A Landlord Gas Certificate?

Do you know as a landlord in the UK, not only does the law requires you to conduct an annual check on all your gas appliances and chimney, but you’d also have to pay for it? Hence, giving birth to the commonly asked question, how much is a landlord gas certificate? With so many variances in CP12 certificate prices everywhere, it can be so confusing knowing the actual one you’re expected to pay. Just by surfing the internet alone you’d come across loads of ads claiming they can help you with a cheap gas safety certificate only to discover that reverse is the case when you reach out to them. Here, you’ll get to know the real amount you’re expected to pay for the annual checks on your gas appliances and chimney.

First and foremost, let’s look at what a Gas Safety Certificate really is. This is a certificate that’s given out to landlords and property management companies after a check has been carried out on all their gas appliances and chimney. This statutory check is expected to be done every 12 months to ensure the safety of all those who make ue of your rental property. Homeowners living in ther property are not required by the law to conduct annual gas safety check, but it’s highly recommended that you get in touch with a Gas Safety engineer to ensure the safety of both you and your loved ones.

As a landlord in the UK, to get all your gas appliances and chimney inspected by an approved Gas Safety engineer and obtain your Gas Safety Certificate, you’re expected to pay within a range of £55 to £65. However, you should note that this cost will increase depending on the number of gas appliances you have (about 30% increase for each additional gas appliance).

To ensure your boiler is functioning efficiently and to keep your home warm, it’s important to see that your boiler is serviced on a regular basis by a licensed boiler engineer. Failure to do this can result in sudden boiler breakdown which can be a hard hitting blow to one’s financial power especially when there’s no boiler cover to cushion the blow or totally avoid it all together.

When your boiler is covered, it implies that you’re protected in the event whereby your boiler or it’s controls malfunctions or break. Several boiler cover will include the servicing cost, while some may not so it’s advisable to always go through the details, no matter how small, before entering into a boiler cover agreement. Typically, a boiler cover will cost between £60 to £100 per year and the payment is made on a monthly basis. Various boiler insurance companies have varying cover cost, however, here are the common boiler cover policies:

• Homeserve charges from £13 per month

• EDF Energy costs from £13.29 per month

• British Gas from £12 per month

• Scottish Power from £13.13 every month

• CETRI UK charges from £13.50 every month

• 24/7 home rescue costs from £9.60 every month

• Gorgi Home Plan costs from £6 per month plus 3 months free

• Your repair charges from £9.60 per month

• NPower Boiler Cover costs from £10.92 every month

• SSE Boiler Breakdown Cover charges from £4.95 every month

It’s important to note that sometimes you have the option of adding your boiler cover to your existing home insurance, if you do not want a standalone policy for your boiler cover. In many scenarios, this is referred to as an extra or add on service referred to as “Home Emergency Cover. When compared to the standalone boiler policies, this is usually a lot cheaper as it comes in around £5 per month.