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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

When it comes to gas boilers, this is one of the most frequent questions that always pops up and for a good reason. When you invest a considerable amount of money to acquire and install a gas boiler in your home or property, it’s only reasonable not only to expect the boiler to warm up your home efficiently, but also to do so for a long period of time. If you’ve just bought or about to get a new gas boiler, it’s likely you won’t have to worry about getting a replacement for a lengthy period of time. Several gas boilers will last for anywhere between 10 to 15 years on the average. However in the event whereby you have an existing one that’s fast approaching the end of it’s useful life, then you should know the time go get a new gas boiler is just around the corner, and the earlier you make the purchase, the better (to avoid any surprise breakdowns that’ll leave your home super uncomfortable).

Just like any other home appliance, it’s a fact that an older gas boiler ( especially those that have been installed over a decade ago) are significantly less efficient that the new modern ones. When the older versions were manufactured is a completely different time to now as both technology and climate concerns are wide apart. So when your existing boiler is approaching the end of it’s useful life, it’ll be wise to start saving up to cover the cost of getting a new one. However, if it’s only about 5 years ago your boiler was installed, it’s highly likely to still be very efficient.

In the UK, more than 50 percent of the money paid for utility bills is aimed at heating and hot water costs as stated by the Energy Saving Trust. This also means that when you settle for an old or ageing boiler, you’ll have to unnecessarily incur high utility bill in order to heat your home and have hot water on demand. In this kind of situation, the most effective and practical solution is to fit a new gas boiler in your home. This will provide you several benefits such as improved efficiency and reliability as well as reduced operating costs.

However, the only drawback here is the fact that removing your old gas boiler and replacing it with a new gas boiler isn’t a 5 minute task. And as you would have expected, like many other home improvement project there’s always an element of disruption that you’ll have to put into consideration when fitting a new gas boiler system. Good news is, with a qualified and experienced heating companies, these disruptions can be kept at a minimum. So now let’s take a look at how long it’ll take to replace a gas boiler depending on the type.

✓ An existing combi boiler upgrade - Installation times may vary, but typically the removal of an existing combi boiler and installation of a new one will usually be completed in a day - about four to six hours.

✓ Converting a regular to a combi boiler - Due to the fact that these type of project is usually labour intensive, it’ll take longer to complete - about 2 days.

✓ First time installation of new boiler to a home. This will usually take about 3 or more days because new pipes and other tasks need to the installation will be carried out.

Installing your Nest thermostat may not be as easy as screwing a light bulb, but we can also assure you that it isn’t very difficult either. However, if you lack the needed training or experience to pull it off, we’d recommend you hire the services of a professional in order to save yourself some time and money. This guide will give you some quick and easy steps to follow and ensure you make no errors during the installation process.

Once installed removing the Nest Thermostat can be done. To get started, you’ll need just a Philips head screwdriver which Nest has thoughtfully provided with the device.

• Turn off the Nest Thermostat by switching the circuit breaker to the off position.

• Label or mark your old thermostat’s wires. However, if you notice your thermostat is tagged 120v or 240v, or possesses thick wires, do not connect the wires to the Nest as you have a high voltage system.

• Uninstall the old thermostat by locating detaching the wires coming out from the wall into the thermostat. Once done, simply unscrew the device from the wall

• Mark the spot of your thermostat. Do this by threading wires through the Nest base plate’s centre incorporate the tiny bubble level. Once done, you can then use a pencil to mark te two screw holes.

• Attach the trim plate. If you wish to cover the screw holes, simply install the trim plate in the Nest box’s bottom to the base plate.

• Using the screws and screwdriver, attach the Nest base to the wall.

• Connect the wires to the Nest by putting the labelled wires in the Nest’s corresponding ports.

• Put the Nest display by lining up the connector on the display’s back.

• Turn on the power by switching the circuit breaker to the on position

• Connect your Nest thermostat to the WiFi network.

• Follow the on-screen guide and set the temperature.

• Use your smartphone or tablet to download the Nest thermostat’s mobile app to monitor and control your device remotely.

How To Fix A Broken Boiler

To fix any problem when it comes to home appliances, the first step is always to identify the problem while also carrying out thorough checks - a broken boiler is not an exception. Putting enough time and effort in diagnosing a problem can go a lot way to save you both time and money. So here are some of the steps you can take to fix your broken boiler before you put a call out to a licensed engineer.

✓ Check to confirm if your pilot light is on. Whenever you’re facing some issues with your boiler, this should always be the first thing you do. The pilot light being on speak volumes, if the light is off then there’s absolutely no way the flame can start the appliance’s gas supply. You should try to put it back on, if off. To do this, you simply have to follow the detailed instructions on your boiler’s manual strictly. If after following these actions to the letter and the issue remains the same, then you’d probably need the services of an a qualified engineer. Never try to fix the issue on your own.

✓ Check the pressure. The solution to the headaches might sometimes be as simple as examining your appliance’s pressure gauge. Here, the good numbers are around 1.0 or1.5, if it happens to fall below this, then you should open the boiler’s instruction manual. You can also inspect your radiator valves for any leaks. You’d have to call in a specialist to solve the issue.

✓ Check the thermostat. Here, it’s important to note that a faulty thermostat doesn’t necessarily imply a broken boiler. It may just signify that you need to replace your thermostat. Simply check to ensure that your thermostat is turned on and temperature is at the appropriate degree.

Modern oil boilers do not require a lot of maintenance. OFTEC recommends that oil boilers are serviced and inspected every year. This keeps them running as efficiently as possible and will ensure any issues with your boiler are identified before they cause bigger problems. This servicing is also vital because of the increased risk of carbon monoxide leaking from a poorly maintained boiler.

How To Make Oil Boiler More Efficient?

During the winter months when the nights get darker and colder, it’s more likely your oil gets used up a lot more quickly. This can be very worrisome as it implies having to spend more money to refill. So what exactly can be done to make your oil boiler more efficient and save you some money?

• Regular Servicing Of Your Oil Boiler

Getting your boiler serviced by a manufacturer approved engineer on an annual basis is one of the easiest and quickest ways to ensure that your oil boiler is operating at its maximum efficiency level. When a full servicing is provided for your oil boiler, checks are made to ensure that all components are functioning the way they should while also identifying the bad or worn parts that may be hindering your oil boiler from functioning in an effective manner. As a result, it helps you see to the fact that your boiler is not consuming more than necessary to make sure your oil boiler lasts longer.

• Set Your Thermostats Correctly

When you set your room thermostats and thermostatic radiator valves (TRVs) the right way, you’ll be sure to get a comfortable home without having to make use of much fuel.

• Consider Smart Technology

If you decide to make use of smart technology like Nest or Hive, you can save more money when compared to their more conventional counterparts. These smart technologies incorporate highly advance intelligent systems to get more familiar with your lifestyle, habits as well as heating operations in order to ensure optimum efficiency at all times.

• Put Your Radiators To Good Use

Try as much as possible to avoid some oversights that can make your radiators consume more energy than required. Consequently, you have to keep them clean, give them space and also take care with curtains.

Ad hoc visits from your engineer to fix small issues with your heating system may actually seem cheaper and a lot more affordable, however when a boiler is ripe enough for a change these small issues are always never ending. Over some period of time, these small issues will inevitably get worse and the idea of “mend and make do will be an absolutely false economy. The best course of action in this sort of event is to find a replacement boiler to install as soon as possible. In this article, we’re going to give you some hints that’ll show you when your boiler needs to be replaced. Now let’s take a look!

✓ Insufficient hot water. Here, you’ll have to check the size of your hot water cylinder. It’s crucial to make sure that your boiler is rightly sized to power your heating as well as hot water circuit in line with your demands. You should always seek the advice of a heating expert who can recommend whether to fix or replace the boiler.

✓ Strange noises. It’s normal for components of the boiler to become worn or damaged over time. Replacing the particular component that’s causing the knocking or rattling may seem cost effective at first but more often than not, the noises usually signal a bigger issue which is likely to build up over time. Hence, it’ll be a lot more logical to replace the boiler itself.

✓ Regular repair of your boiler. It’s essential to have your heating system serviced by a Gas Safe engineer on an annual basis. However, when you have to call them more often than once a year for your yearly maintenance, it may be a wise decision to consider getting a replacement.

✓ Other events whereby you may need a new boiler includes when you can’t get the right temperature in your room, when the radiators don’t heat up as they should, when your boiler leaks and if your boiler still has a pilot light.