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Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the standalone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay-out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay-out amount for future required repairs of heating systems which includes both parts labour.

The Oil Firing Technical Association or OFTEC operate a competent persons scheme to certify installers. It’s always recommended to use an installer with this certification as it proves they have the training and expertise to properly install your boiler and give you realistic advice on the efficiency of your system. Also, OFTEC registered installers offer Workmanship Warranties to protect you if there are any problems after installation.

If you’re building a connected home, a smart thermostat allows you to change the temperature in your home. And not only do several smart thermostats come with touch screens and a user friendly interface, but they’re also compatible with Amazon Alexa, Google Assistant and other voice controlled personal assistants. So how does a smart thermostat work? Let’s have a look!

Generally, smart thermostats are connected to the home’s Heating and/or Air Con system via C wire (common wire). Homes that lacks a C wire (especially older homes) will have to install one first before getting a smart thermostat. The C wire is a crucial element in the installation process as it works mainly to wire your smart thermostats into the Boiler system without tampering with the wiring for the other appliances in the house.

The smart thermostats comes with some special temperature setting which you can access by connecting them to your home’s WiFi. These include:

• Mobile Control

Most smart thermostats are specially designed to enable users to control the temperature of their home from the comfort of their couch or car via their unique mobile apps. This feature is just perfect if you particularly like getting the perfect temperature in your home without having to get out of bed.

• Humidity Controls

Although, the humidity of your home can not really be adjusted with a smart thermostat but you can always stay on top of it by monitoring it or setting an alarm on your phone to go off when the humidity changes.

• Geofencing Feature

With a smart thermostat, you can choose the particular times of the day you want it in action. This feature enables you to go on impromptu travels without having to worry about your energy bills - some smart thermostats come with the geotracking feature which determines when you’ve left the house and adjusts the temperature of the home accordingly with your energy usage in mind.

How Much Is A New Oil Boiler?

An oil boiler is a very useful tool for providing both central heating and domestic hot water to a property by burning oil. As a result, they’re simply one of the most common alternative heating methods used in homes throughout the UK. If you’re not connected to the mains gas network, then it’s a no brainer to depend on another fuel for central heating purposes - oil. Therefore, if you’re looking to get a new oil boiler, you’d need to identify the size and price as there are a plethora of models to select from - all coming in a large array of sizes and prices. We’ve put together some important details about the prices to give you a good insight on the amount you’d have to incur to procure a new oil boiler. Let’s have a look!

Generally, gas boilers are less expensive when compared to the oil boilers. You can get a wide range of gas boilers from a starting price of £500 to £600, meanwhile you’d rarely find an oil boiler less than £1000 in the market.

The lowest priced oil boilers are typically priced starting from around £1000, and the best in class oil boilers normally costs more than £3000.

The rule is, the most expensive oil boiler is typically the largest one. So to have an idea, the bigger it is, the more money you’d have to spend. Oil boiler’s size is measured in kilowatts (kw), which showcases its power. To determine the type of oil boiler that best suits your home, the most significant factor would be the size as a bigger home will require a bigger oil boiler. You have an option to choose between the combi, conventional and the system models of oil boiler.

How Much Does It Cost To Service An Oil Boiler?

With several homes in the UK using gas central heating, about 6 percent of households in the United Kingdom makes use of oil for their heating needs. If you’re one of those homeowners with an oil boiler, then you should know that servicing your oil boiler is a compulsory activity which should be done regularly in order to ensure the safety of your home, boost the efficiency of the boiler while also help you save money as it ensures you do not incur the potentially expensive repairs or even having to purchase a replacement boiler. If you service your oil boiler every year, you can be rest assured that you’ll continue to derive maximum benefits from your prized heating system for a long period of time. So exactly how much will you have to pay to service your oil boiler?

The service cost of an oil boiler is influenced by a wide range of factors which includes the location. However, the average cost of servicing an oil boiler in the UK is between £65 to £90, but depending on the location as well as other influencing factors, this price might be higher or lower.

Due to the higher cost of living and high demands at places such as London and the south east of the UK, you can discover that the cost of servicing your oil boiler can jump to as high as £160 to £190. In other regions, you can also find the oil boiler service cost to be as low as £50 to £60. What’s more? In the same locations, you can also discover varying prices which depends on the available services. Furthermore, in areas where there’s a lower competition from several engineers, the prices may also be higher.

Can You Replace Storage Heaters With Electric Radiators?

The short answer to this question is yes. If your outdated storage heater is not heating your home the way it should, you’ll find a better replacement in electric radiators.

Being more modern and efficient, electric radiators offer a wide range of benefits which storage heaters can only dream of. Let’s have a look.

• Unlike storage heaters, electric radiators do not need to be charged up the night before which makes it totally controllable as you do not have to guess what your heating needs will turn out to be the next day.

• The above benefit leads to an even better one as the controllability quality of electric radiators makes them a lot more efficient than storage heaters. Electric radiators usually comes with programmable timers and thermostats which allows you to set various heating schedules for each of your rooms, meaning you’re only heating when and where its needed.

• Unlike some storage heaters, electric radiators do not cause wall blackening and also happen to more elegant and stylish.

• Electric radiators are not tough on allergies like storage heaters as they do not depend mainly on convection to heat

• Electric radiators also have an easy installation process with all you need to do to switch from storage heater to one being the removal of the former and inserting the radiators into the sockets.

However, if you want to make a switch to electric radiators, there’s the need to change to a standard electricity tariff from your economy tariff. And while the standard electricity tariff rates may be more expensive than the night time rate provided by Economy 7, the standard tariff rates are a bit cheaper than the daytime Economy rate. You’ll also get to use much less of electricity while also saving money on your heating bills and more.

To ensure that your boiler is safe and operating efficiently, it’s essential to have it serviced on a regular basis.

Generally, a boiler service will deliver a wide array of benefits which includes the opportunity to identify safety issues like a possible leak of carbon monoxide, efficient use of energy and reduction in energy bills, prevention of breakdowns, a valid warranty when the boiler is serviced regularly by a qualified engineer as well as an extended lifespan. So what exactly does a boiler service cover? This guide will give you a good insight as to what happens during that service.

Before we get started, it’s very important to note that the work done is always as good as the engineer you employ. Therefore, it’s advisable to make sure your preferred engineer is qualified before proceeding with the service. Below are some of the basic practices the engineer may perform during their visit.

• Thorough Inspection

During the visit, the engineer will carry out a detailed examination of your boiler to ensure it still meets the current standards while also making sure that there are no leaks or corrosion. What’s more? They’ll also examine the boiler’s flame for any faults.

• Boiler Casing Removal

The boiler casing will be detached to check all components and ensure they’re free from all forms of dirt and see to it that they’re all working just as they should. This will include examination of the heat exchanger, main injector, burner and spark probe.

• Flue Examination

The engineer will inspect the flue terminals to make sure there are no form of obstructions and it’s also safely installed.

• Gas Pressure Examination

This is done to make sure the heating system is operating at the right pressure.

When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.