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Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the standalone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay-out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay-out amount for future required repairs of heating systems which includes both parts labour.

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

Yes. Modern condensing oil boilers are ‘A’ rated and therefore as efficient as comparable gas boilers. They come with the same controls as gas central heating systems, so you can still use a thermostat to control your heating efficiently. Also, oil is more efficient as a fuel source than gas, so you will get more energy per unit of oil. Oil prices can fluctuate, however, so ensure that you find a good supplier.

A terrible day would be walking into your home to discover your boiler is broken - nobody prays for that and even more so, when you’re fully aware a broken boiler can be one of the most expensive things to repair. However, when this occurs, a boiler plan is ready to help cover the repair cost - and that’s only if you’ve gotten one. Generally, cover plans feature only a monthly price which is quite affordable when compared to paying a huge lump sum at once. Furthermore, depending on your cover level, you may not be required to incur call out charges or any other expensive services rendered. And in the event whereby your boiler can’t be repaired, there’ll be plans in place to get a replacement unit. As a result, getting a boiler cover is a great way to give yourself a peace of mind and see to it that you’re not left in the cold when the worse happens.

So the answer to whether or not you should get a boiler cover is totally a positive one. The purchase of a new heating system can be quite costly, but it would even be costlier when you have to repair it ceaselessly throughout it’s service years. With several modern combi units being a complicated heating system to repair, getting a cover plan with unlimited call outs, zero excess as well as cover parts and labour would be a truly wise decision.

In addition, an annual service of your heating system is required by manufacturers in order to make the warranty valid. Therefore, just a basic service plan is very crucial if you do not buy the idea of having to fork out at least £70 for each service.

How Can I Get My Oil Boiler Repaired?

Did your oil boiler just broke down and you’re considering your repair options? Well, you’ve come to the right place! Whenever your oil boiler breaks down, you have two options - repair it yourself or get in touch with a reliable professional. If you lack proper training or experience when it comes to fixing of oil boilers, we’d recommend that you rather hire the services of a trustworthy oil boiler engineer who can guarantee the best results while also saving you time and money that could result from possible costly errors.

However the issue is, not all oil boiler repair services are created equal. The words “expert and “professional are now so cheap that almost, if not all oil boiler repair companies online today make use of those words to qualify themselves. However, when several of them are done delivering their oil boiler repair services you’ll have no other choice than to start questioning their claimed status. In order to separate the boys from the men very early on, a little caution and some research is all that’s needed to know the most reliable company to approach.

To get a good repair company, the first step would be to make sure the company is fully accredited with a professional certification scheme so as to be sure that they’re actually qualified to deliver the service.

Another step you can take is by requesting personal recommendations from family and friends. For a company to be referred by several homeowners in the local area then it must be doing something that’s worth the money invested.

You can as well make use of the internet to get a reliable oil boiler repair company. You can start by visiting the website of the company that manufactured you appliance to identify any recommended repair companies. Go through the companies’ testimonials but do not rely too much on them because in several cases they may not be authentic.

Biomass boilers can be designed to work with other kinds of heating. The most common of these is solar thermal. This is a popular renewable energy pairing. Solar thermal heating will meet your hot water needs during the summer while a biomass boiler can operate as a backup during the winter when solar thermal panels do not perform as well.

A combination boiler, also referred to as a “combi boiler, delivers both domestic hot water and space heating in a single package so as to save space, and in a lot of cases, money. These great features makes the appliance a very popular choice in UK homes and in fact, it represents more than 50 percent of all new boilers fitted in the UK on a yearly basis.

Most modern and high efficiency combi boilers are usually stainless steel condensing boilers which normally features an in-built secondary heat exchanger to deliver domestic hot water to a home or property. What’s more? When it comes to the heating season or the cold months, the combi boiler will operated as required to heat a structure and offer hot water for showers, sinks as well as other hot water appliances around the house. And when it gets to the warm season or summer months, the combi boiler will only work when there’s a need for domestic hot water which also helps you save more money.

Combi boilers are able to provide domestic hot water in such a way that’s energy efficient due to two primary reasons - the combi units possess a very high operating efficiency and also have a low internal water volume. As a result, in during the hot summer when space heating is not required, you’ll only have to pay to heat up the hot water that you really need and not an entire tank.

Combi boilers also have the following benefits:

✓ Lower costs. Due to the combined nature of the boiler and the lack of tank in the roof space, the installation time and costs are at a minimum.

✓ Saves space in your home as it effectively combines a central heating boiler with a water heater into one unit.

What Size Of Oil Boiler Do I Need?

When it comes to oil boilers, there are three main types - the combi, system and conventional. Within these types, you’d discover there happens to be a wide range of sizes to choose from. First and foremost, we must note that the size has to do with the amount of energy they offer to your heating and hot water system rather than the physical dimensions.

The rule of thumb is, the larger your house (which implies the more hot taps, radiators and showers), the more powerful (bigger) the oil boiler you’d require. For instance, a four-bedroom apartment with three showers occupied by a family of four will definitely need a more powerful boiler than a a bungalow featuring a single occupant.

It is, however, important to also note that it’s not all about going for the biggest oil boiler. If you decide to choose an oil boiler with a much bigger capacity that needed, not only will you be wasting money on the initial purchase as well as installation, but also lose money operating it. And in a converse scenario, if you go for the cheaper and lower-powered oil boiler in an attempt to save up some money, you’re most likely to end up with tepid radiators while also frequently running out of hot water. Hence, the importance of determining the appropriate size of boiler for your particular household before purchase.

To determine the appropriate size, determining the number of bathrooms, radiators as well as the total number of people living in the property would be a step in the right direction.

Numbers of Radiators Combi System Boiler Regular

Up to 10 24 to 27kW 9 to 18kW 9 to 18kW

10 to 15 28 to 34kW 18 to 26kW 18 to 26kW

15 to 20 35 to 42kW 27 to 40kW 27 to 40kW