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First and foremost, the purpose of a landlord insurance is simple and pretty straightforward. It protects against risks associated with your rental property as well as activity. Most policies start out with building insurance as well as property owners’ liability insurance but you’re absolutely free to include several other covers. These covers can include tenant default or accidental damage, loss of rent and more depending on your needs. It’s important to note that varying types of landlord insurance provides coverage for different sorts of risks. For instance, building insurance provides coverage for the cost of repairing or rebuilding your property, while contents insurance provides coverage for contents if they’re damaged or stolen. However, the question is, does landlord insurance cover boiler? In this post, we’re going to shed more light into this to help you make informed decisions moving forward. Let’s take a look!

The short and simple answer to this question is yes, landlord insurance can definitely cover boiler break down! However, this is usually possible only if you select this option when you purchase your landlord insurance policy. With some boiler cover providers, you’ll have to include a home emergency cover to your landlord insurance so as to cover any form of boiler break down. Once this is done, if the boiler in your rental property starts to malfunction or stops functioning, a Gas Safe registered engineer would be sent to your premises to help out with the situation. With this, the repairing cost of your heating system would be covered by the insurance excluding any excess and up to the limit of your policy.

The size of boiler you need will depend on the size of your home, how many radiators and bathrooms you have and how many people live there. The boiler size refers to its output, which is measured in kilowatts (kW), rather than the actual dimensions. Speak to your boiler engineer about which boiler is suitable for you, as if you have more than one bathroom or a lot of people in your home a combi boiler might not suit you. Other boiler types such as system boilers or conventional boilers may be better suited to larger homes because they have bigger outputs.

When your boiler is being replaced you won’t have hot water or central heating. If you don’t mind this you can stay in your home, and use portable electric heaters if needed. Most installers undertake a power flush before installing a new boiler now and this can cause muck and debris from the pipework, so you may wish to get out of the way while this is happening!

A boiler is simply the most important part of a central heating system as it generates the heat that warms up the home or property. Basically, the appliance or small furnace makes use of gas, LPG or oil in order to fuel its operation. However in the UK, most boilers are usually fuelled by natural gas which is supplied automatically from the national gas grid. And depending on how it operates, there are various types of boilers.

Typically, a gas central heating boiler will have multiple pipes entering from underneath. While one pipe supplies the boiler with gas from the mains gas supply, another pipe allows cold water to enter the boiler to be heated, the last pipe then enables hot water to exit the boiler so it can be distributed around the home.

✓ There are fuel jets and heat exchangers inside the boiler. When the heating is turned on, a valve is opened to allow the mains supply gas to enter a sealed combustion chamber in the boiler. There are multiple little valves which permit the entry of the gas before being ignited by an electric ignition switch. These jets heat a metal component in the boiler known as a heat exchanger which works to transfer the heat to the cold water pipe and heat up the water.

✓ Once the water has been heated to the target temperature, it’s then pumped through a circuit of pipe which runs around your home by an electric pump.

✓ The heated water enter each radiator, is then transmitted via a closed loop and radiates heat into each room.

✓ Once done travelling through all radiators, the water then returns to the boiler at which it must have been cooled. Therefore, the boiler will have to reheat following the same process before circulating. The water can only be drained by a professional Gas Safe engineer

You should have your boiler serviced every year. This ensures that your central heating system is running safely and efficiently, but it’s often also a requirement to keep your boiler’s warranty valid. To avoid disruption to your heating, the best time of year to service your boiler is the summer. You’ll often find that boiler companies will charge less because they have less work.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

The simple answer to this question is yes. The Google Nest thermostats are built in such way that makes it compatible with most 24V systems including the older systems. The device is functional with all common types of fuel such as electricity,natural gas as well as oil. However, before purchase it is vital to determine if your thermostat is also compatible. What’s more? The Nest thermostats is also designed to be usable even without the existence of a C wire (common wire) in your home, although a new C wire installation may be required.

Furthermore, Nest Learning Thermostat is compatible with multiple central heating system such as combi boiler systems, air source and ground source heat pumps (heating only) as well as heat only boiler. Now let’s take a look at the Nest thermostat compatibility!

• The majority of the 24 V systems ( including older systems) are compatible with Google Nest thermostat. They can be incorporated with each and every common types of fuel such as oil, natural gas as well as electricity.

• Prior to the installation of Google Nest thermostat, you can make use of the Google Home or Nest app for proper guidance and to notify you if your system is compatible. It will also give you a bespoke thermostat wiring guide.

• To check the compatibility of your system, you can also check with the Google’s online compatibility checker before purchase.

How Do You Bleed An Oil Boiler?

Bleeding air between the oil supply and an oil fired boiler’s burner is a process that’s often required when the system has run out of oil and the burner has stopped working. Upon refilling the oil tank, the air that has been trapped within the oil pipe when empty has to be freed to ensure that the oil reaches the burner and allows it to start again. So how do you go about the process?

First and foremost, it must be noted that it’s always better to be on the look out for the amount of oil in your fuel tank and get it refilled before it runs out. However, if it does run out, you can take the following steps:

• Identify the burner

The burner is a red plastic cover and it’s usually positioned on the bottom part of the boiler (mostly inside the boiler casing). Once identified, inspect it to see if the lockout button is lit red. If yes, simply unscrew and detach the burner’s red case using a flat head screwdriver.

• Identify the oil pump

You’ll find the oil pump on the burner’s left side which is connected to the flexible oil line. Once done, simply locate the 3 inches long hexagonal stem protruding from the pump and with a small threaded plug screwed into the end. Unscrew the plug in just half a turn ( 180 degrees) with a 4mm Allen Key. At this stage oil will be released, do ensure there’s a cloth or rag underneath the plug to grab the oil freed.

• Press the lockout button

This is the next and final step. However it’s also crucial to note that the burner fan will run for about 12 seconds and discharge some oil from the loosened plug which you can grab with a cloth or rag. Immediately you hear a buzzing sound, use the Allen key to tighten the plug. If enough air has been bled, the system will fire. But if not, then you’ll have to repeat the process again.