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When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

How Much Does A Boiler Repair Cost?

An annual service for your boiler might not seem important and may be easy to postpone to another day, but when it happens to breakdown due to lack of adequate attention, this can be quite painful and also costly.

Before you start thinking about the cost of repairing your boiler, the first thing you’ll need to confirm is whether or not your boiler is still covered by the manufacturer’s warranty. You’d be amazed some warranties can last for as long as 12 years, if yours is still on then you can save yourself a huge amount of of money on your boiler repair. As a result, it’s always crucial to keep the details of your warranty somewhere safe, so you can read them from time to time. You never can tell when the rainy day will come!

Most boiler warranties will require your to get your boiler serviced on an annual basis by a licensed and qualified technician. The cost of an annual boiler service is affected by the time of the year you wish to get it done. When boilers are less useful during the summer months, an annual service is usually relatively cheap when compared to the cold months. Around this period, a boiler service will normally cost within the range of £100 to £150, however for a more accurate quote it’s advisable to contact a couple of professionals and compare their quotes.

The cost of getting a boiler repaired will be affected by a couple of factors including your boiler’s make, the age of the boiler as well as your location and how urgent you need it done. If you have a dead boiler, the cost will typically range from £96 to £348 and a boiler displaying a fault code will cost within the range of £90 to £275. Generally, repairing a boiler will cost within the range of £90 to £400 based on the several factors stated above.

How Much Does It Cost To Service An Oil Boiler?

With several homes in the UK using gas central heating, about 6 percent of households in the United Kingdom makes use of oil for their heating needs. If you’re one of those homeowners with an oil boiler, then you should know that servicing your oil boiler is a compulsory activity which should be done regularly in order to ensure the safety of your home, boost the efficiency of the boiler while also help you save money as it ensures you do not incur the potentially expensive repairs or even having to purchase a replacement boiler. If you service your oil boiler every year, you can be rest assured that you’ll continue to derive maximum benefits from your prized heating system for a long period of time. So exactly how much will you have to pay to service your oil boiler?

The service cost of an oil boiler is influenced by a wide range of factors which includes the location. However, the average cost of servicing an oil boiler in the UK is between £65 to £90, but depending on the location as well as other influencing factors, this price might be higher or lower.

Due to the higher cost of living and high demands at places such as London and the south east of the UK, you can discover that the cost of servicing your oil boiler can jump to as high as £160 to £190. In other regions, you can also find the oil boiler service cost to be as low as £50 to £60. What’s more? In the same locations, you can also discover varying prices which depends on the available services. Furthermore, in areas where there’s a lower competition from several engineers, the prices may also be higher.

Your LPG storage tank will need to go outside your property, possibly underground if you have limited space. There are planning rules that restrict where you can put your tank, especially if your property is listed or on designated land. Take a look at our planning permission article to find out more.

You should have your boiler serviced every year. This ensures that your central heating system is running safely and efficiently, but it’s often also a requirement to keep your boiler’s warranty valid. To avoid disruption to your heating, the best time of year to service your boiler is the summer. You’ll often find that boiler companies will charge less because they have less work.

How Much Is A Boiler Service?

A broken boiler can be a huge pain and even more so if it occurs during the winter months. A cold house and cold shower is not a situation to be handled with levity especially when there are older people or more vulnerable members in the house. To ensure your boiler keeps functioning the way it should for a lengthy period of time, it’s crucial to ensure that you have your boiler serviced on a yearly basis. But while the summer or warmer months happen to be the most cost effective time to have the boiler servicing done, doing it during the depths of winter can go a long way to ensure that you and your loved ones get through the cold without any unwanted occurrence or boiler issues.

Generally, to have your boiler serviced will cost anything within the range of £80 to about £120, but at times, this can even be more depending on a plethora of factors. The servicing cost will be based on the particular company you choose, the type of boiler you possess, as well as your location in the UK. For instance, if you happen to live in London where demands are higher than the other regions, then you’ll most likely have to pay more money to have your boiler serviced than other homeowners facing similar issues but staying in the other lower demand regions.

Asides from hiring a professional to service your boiler on an annual basis, you should also try to help maintain its efficiency and health in between those services. This will not be a substitute to the regular servicing or even make the servicing a lot simpler, but will surely help keep it at a maximum efficiency while also keeping the cost of your heating bills down.

Are Electric Radiators Expensive To Run?

Just like many home additions, the running costs of electric radiators varies largely on a number of factors. Great number of electric radiators typically comes with an in built thermostat which is designed to turn itself off automatically when not in use in order to save energy.

However the energy provider’s set electricity charge tariff will also have a great influence on an electric radiator’s running cost. Let’s take a look at the running costs of an electric radiator!

A 600 Watt electric radiator ( on a standard electricity tariff) will usually have a running cost ranging between 4 to 6 pence each hour. However you should also take note that this scenario might change in situations whereby the electric radiator is not calling for heat the full 60 minutes of each hour. And this is more likely to be the situation as the thermostat is programmed in such a way that enables it to turn itself off immediately there’s an achievement of your required room temperature level - usually within 10 minutes from the time it was switched on. As a result of this, the running cost per hour of electric radiators will be greatly reduced to just about 1 to 2 pence.

It’s also important to note that enhancing the insulation of your home can go a long way to add to the heat retention value of each room. Consequently, the duration at which the electric radiator calls more heating will be significantly reduced, which in turn, implies a lower electricity bill.

Another key factor that can play a huge role in saving on your heating bills is the programming as well as usage of your electric radiators. Every radiator comes with an independent digital thermostat with a number of 24/7 programming options to help achieve maximum efficiency. When the radiator is properly set according to your lifestyle, you can save as much as 50 percent on your heating bills.

Are you worried about blocked drains? Yes, you probably should! As a homeowner ( with a detached, semi detached or terraced house), all plumbing and drainage issues within your home or even within your property boundary is your responsibility. Hence, you’d might want to consider getting a Homeserve plumbing and drainage cover to help keep your home running smoothly and putting your mind at ease. The only exception here is if the drain in question is a lateral drain which is a common feature in flats. In this situation, it’s only the building managers that would be responsible for the maintenance of the drainage as it’s shared between several homes. Before 2011, the various flats or houses that shares the lateral drain are responsible for its maintenance.

Working with top utility companies for over 2 decades, Homeserve has positioned itself as one of the leading home assistance providers in the United Kingdom. With their top notch services, they’ve been able to make their client’s lives a lot easier and stress free through the provision of a wide array of repair solutions such as drainage, plumbing, heating, electrics and a lot more.

As a homeowner with the responsibility of maintaining the drains and ensuring there’s no block or damage, it’s simply a no brainer to go for a plumbing and drainage cover and more importantly, get good cover. Homeserve are one of the providers but there are a number of others which offer great service at competitive prices. Without an insurance in place, you may just have to break the bank just to have an engineer or plumber to fix any plumbing or drainage issue you might have. So why not give yourself a peace of mind and get a cover today?