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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How Much Is A Gas Safety Certificate?

If you’re a landlord in the UK, then you’d know a gas safety certificate is a legal requirement. If yes, then you’d probably like to know how much it’ll cost to get a gas safety certificate so you can make plans on obtaining one for your property. In this article, you’ll find all you need to know about the amount you’re expected to pay for a gas safety certificate in the UK.

First and foremost, let’s look into the use of the certificate. Basically, a gas safety certificate is the legal inspection of your property’s gas appliances which would be done on an annual basis. Only an approved Gas Safe engineer is allowed to carry out this statutory check. Ultimately, if you own rental properties in the country, this is a requirement you can’t afford to overlook to ensure the safety of your tenants.

Furthermore, included in this inspection are each and every gas appliances, chimneys, pipework as well as flues in the property. In recent times, several individuals make use of fewer gas appliances which ultimately implies that they may only need the servicing of their gas fire. Once you’ve passed the inspection, you’ll be given your CP12 certificate which must be kept for a minimum of two years. A copy should also be provided to your tenants within 28 days of issue. So how much will it cost to get a gas safety certificate?

Depending on your location in the UK as well as the number of gas appliances incorporated, the average cost of a gas certificate will range between £60 to £90. The Gas Safe engineer will carry out the task as a fixed and statutory job.

Your LPG storage tank should have a gauge that shows you how much fuel it has in it. Most LPG suppliers suggest that you arrange a fuel delivery when the level in your tank gets down to about 20%. Make regular checks, particularly in the winter when you will use more, so you know when levels are low.

If your boiler is making strange noises or smells, or doesn’t seem to be working properly, it may need replacing. Boilers usually last about 10-15 years. Even if your boiler is working normally, it’s worth replacing when it gets this old. An annual check will establish if there are terminal problems with a boiler that cannot be fixed.

The size of boiler you need will depend on the size of your commercial property, how many radiators and bathrooms you have and how appliances willl need hot water at the same time. The boiler size refers to its output, which is measured in kilowatts (kW), rather than the actual dimensions. Speak to your boiler engineer about which boiler is suitable for you, as if you have more than one bathroom or a lot of people in your home a combi boiler might not suit you.

The simple answer to this question is yes. The Google Nest thermostats are built in such way that makes it compatible with most 24V systems including the older systems. The device is functional with all common types of fuel such as electricity,natural gas as well as oil. However, before purchase it is vital to determine if your thermostat is also compatible. What’s more? The Nest thermostats is also designed to be usable even without the existence of a C wire (common wire) in your home, although a new C wire installation may be required.

Furthermore, Nest Learning Thermostat is compatible with multiple central heating system such as combi boiler systems, air source and ground source heat pumps (heating only) as well as heat only boiler. Now let’s take a look at the Nest thermostat compatibility!

• The majority of the 24 V systems ( including older systems) are compatible with Google Nest thermostat. They can be incorporated with each and every common types of fuel such as oil, natural gas as well as electricity.

• Prior to the installation of Google Nest thermostat, you can make use of the Google Home or Nest app for proper guidance and to notify you if your system is compatible. It will also give you a bespoke thermostat wiring guide.

• To check the compatibility of your system, you can also check with the Google’s online compatibility checker before purchase.

Modern oil boilers do not require a lot of maintenance. OFTEC recommends that oil boilers are serviced and inspected every year. This keeps them running as efficiently as possible and will ensure any issues with your boiler are identified before they cause bigger problems. This servicing is also vital because of the increased risk of carbon monoxide leaking from a poorly maintained boiler.

Your LPG storage tank will need to go outside your property, possibly underground if you have limited space. There are planning rules that restrict where you can put your tank, especially if your property is listed or on designated land. Take a look at our planning permission article to find out more.