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When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

The short answer to this is no! Smart thermostats can still be used without WiFi, however, they’ll be deprived of some certain capabilities and innovative features that comes mainly due to their ability to connect to the internet. As a result, the smart thermostat will only be functional for basic task such as heating and cooling control. In other words, making use of a WiFi connection will be in your best bet to enjoy the multiple juicy benefits that comes with a smart thermostats such as remote monitoring, ability to connect to other devices and display local weather conditions and much more. And what’s the use of purchasing a smart thermostat if you’d not be able to enjoy these remarkable features?

However, even when you have a WiFi, it’s expected for the connection to fail at times. When this happens, what will be the impact on your smart thermostat? Let’s have a closer look!

• As you would have expected, when your smart thermostat is disconnected from WiFi, features that are controlled with the mobile app would all be impacted. And this might be a big headache when you wish to access these features and control remotely when far away from home.

• When your smart thermostat connection to WiFi fails, all live updates and alerts would be affected. This implies that you’d stop seeing updates, reports and notifications on your mobile device. As a result, you’ll not be notified in case of an emergency like electricity cut-outs, water leaks, humidity and temperatures exceeding the set levels as well as thermostat’s low battery.

• The lack of a WiFi connection might have taken away all the juicy advantages of having a smart thermostat, but one function that remains unaffected is the basic one - the control of your home’s heating and cooling system. In other words, if your smart thermostat is offline, your home will still be heated and cooled to the thermostat’s set temperature.

Smart controls such as Hive are the next generation technology with more and more people now converting their houses into smart homes to control multiple devices in the homes remotely. Smart technology can be incorporated with several household devices such as security, lighting, entertainment and more. But what if there’s an oil boiler installed in your home, can you still connect your Hive with the your heating? Well, simply read on to find out.

The answer to this question is yes, most oil boilers are compatible with Hive and can substitute for either an existing conventional programmer or thermostat. The smart technology works to help derive more benefits from your heating system and they usually come with apps which can be used to control your home’s heating from anywhere with just your mobile device. Hive, however, cannot work to replace the functions of smart oil boiler heating controls to modulate your heating as they only work on an on or off basis. To make use of the modulating technology in an oil boiler, the cost of manufacture would be considerably higher while offering little advantage in efficiency for the home or property owner. Ultimately, this implies that you can’t incorporate smart technology to control the output in a similar way as a gas boiler, but there are still some ways to utilize smart technology with your oil boiler in such a way to boost your efficiency and lessen the energy bills.

Do you want to use your Hive with your home’s oil boiler? We’d advise you get in touch with an OFTEC qualified engineer if you wish to install Hive Active Heating on your oil boiler, as British Gas engineer do not offer this service.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

If you’re looking to have your boiler insured, there are a number of boiler cover providers you should probably check out with British Gas Homecare being right up there as one of the best in the business. In this post, we’re going to consider the British Gas Homecare prices to help you make the best-informed decisions possible moving forward. Let’s take a look!

Firstly, British Gas offers a wide variety of packages to provide coverage for repairs as well as breakdowns on heating systems. They also offer plans which includes cover for your central heating, plumbing, drains as well as electrics. With this provider, you can choose to pay your cover either in monthly instalments or annually. Simply have it at the back of your mind that the cost of your package will depend mainly on the things you want to cover – the more the risk you wish to protect against, the more expensive your package is likely to be.

In general, HomeCare starts from £13 a month (£60 excess). Conditions and exclusions is applicable, prices may also vary based on your property’s postcode. With British Gas, there are a number of products to select from within their range some of which features an annual service and repair of your boiler and controls. Their products include British Gas Home Care One, British Gas Home Care Two, British Gas HomeCare Three and British Gas HomeCare Four. There are also some exclusions, which means that irrespective of the HomeCare product you opt for, there are certain things that British Gas do not cover. For instance, sludge or scale removal and the repair of the damage arising as a result. Showers and their parts, shared drains, faults caused by a non-British Gas engineer and more.

Overall, the amount you pay per month or year will be based on your location in the UK and the British Gas will confirm the price once they’ve been able to take a couple of details from you.

What Size Of Electric Boiler Do I Need?

If you’re thinking about installing central heating in your home or property, you’ll be shocked by the plethora of options that’s currently available in the market as regards the boiler type that can be installed. Being a very good alternative to gas boilers or an oil or LPG boiler, electric boilers are here to stay. They usually feature different power outputs which tends to lead to one of the most frequently asked questions about electric heaters - what size of electric boiler do I need? Here, we’ll give you a good insight into sizes of electric boilers available to help you make the right decision.

The importance of getting the perfect size of electric boiler for your home can not be over-emphasized. If your electric boiler size is too small, it won’t be able to provide the level of heat and hot water required. And on the other hand, if it’s too big, it’ll definitely consume more electricity which would be a total waste of money.

To determine the correct size, if you have a wet central heating or water radiators in your home, you’ll need to calculate the boiler’s capacity required to operate them and allow 1.5kw per radiator. To be more accurate, it’s advisable to talk to a professional installer to avoid making a costly mistake. Every professional installer should have an idea of the appropriate size of electric boiler that’ll be needed given your special requirements and home size.

Generally, with a 12k kilowatt boiler, you should be able to operate up to 7 to 8 radiators which is good for smaller properties. For apartments and flats, getting a smaller electric boiler would be the best option.

As you would have guessed, the British Gas is one of the leading home assistant companies located in the United Kingdom which delivers a large variety of services to customers and boilers. Basically, they offer four (4) service packages. The first package is an annual boiler service and boiler as well as controls repair. Meanwhile the fourth package (also the largest) combines boiler services with central heating, plumbing, drains as well as home electrics.

Apart from the monthly payment package offerings, customers are allowed to pay on a yearly basis with a large lump sum. If you opt to pay annually, this will help you save some amount of money. There’s also the option of paying an extra £60 to further lower either monthly or annual costs. What’s more? Customers are also allowed to pay an extra of £99 to get either £2.50 for boiler repairs a month or £5.50 for both repairs on boiler and its controls as well as central heating system repairs.

After placing a claim, the repairs required by your boiler would be made within 24 hours. However, in certain cases, there may be some delays as British Gas tend to rate vulnerable customers ( such as elderly persons and families with little kids) higher than the usual ones. All products will include a 24/7 customer support, unlimited call outs as well as a 14 day cooling off period if you choose to remove any service.

In conclusion, British Gas is an affordable and hassle free company offering customers top notch services. Their gas boiler cover include so many juicy benefits you simply can’t afford to miss out on if you have a gas boiler in your home or property.

How Long Does A Boiler Service Take?

Servicing of your boiler is a very crucial activity which does not only help in keeping your heating system in a top condition, but also assists in ensuring the safety of both you and your loved ones. If you carry out a regular boiler service you’ll be able to identify any possible fault your boiler may have on time before it leads to a more serious issue or even a boiler breakdown. As a result, you’ll be able to save yourself some time and money, but more importantly will save you from any dangerous risk that may result from gas leak in a boiler. The best time for a boiler service is in the summer when you’d probably would not really need the system, so you can take advantage of that as well as the possible lower boiler servicing cost during this period.

Before we look into the amount of time a boiler service should take, let’s first consider what should be done during a boiler service.

✓ Visual inspection. This is a check carried out by the heating engineer to ensure your boiler still meet the existing standards and requirements while also looking for any faults.

✓ Removal of boiler casing. There’s the need to ensure everything is working just fine and also to clean the boiler’s interior. These inspections should include the burner, heat exchanger, main injector and spark probe.

✓ Flue check. This involves making sure that there’s no form of obstructions in the flue terminals as also to ensure that the flue is well installed.

✓ Gas pressure check. This involves making sure that the boiler working with the appropriate pressure.

✓ Boiler fired up. This involves checking for any operating issues.

Generally, a boiler service should be completed within 30 minutes, however this time may vary largely depending on the brand and model.