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You should have your boiler serviced every year. This ensures that your central heating system is running safely and efficiently, but it’s often also a requirement to keep your boiler’s warranty valid. To avoid disruption to your heating, the best time of year to service your boiler is the summer. You’ll often find that boiler companies will charge less because they have less work.

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

Biomass boilers will work with existing central heating systems, presuming this is not decades old, whether they use radiators or under floor heating. A surveyor will check the existing system you have in place before quoting for or recommending a biomass boiler to you.

A combination boiler, also referred to as a “combi boiler, delivers both domestic hot water and space heating in a single package so as to save space, and in a lot of cases, money. These great features makes the appliance a very popular choice in UK homes and in fact, it represents more than 50 percent of all new boilers fitted in the UK on a yearly basis.

Most modern and high efficiency combi boilers are usually stainless steel condensing boilers which normally features an in-built secondary heat exchanger to deliver domestic hot water to a home or property. What’s more? When it comes to the heating season or the cold months, the combi boiler will operated as required to heat a structure and offer hot water for showers, sinks as well as other hot water appliances around the house. And when it gets to the warm season or summer months, the combi boiler will only work when there’s a need for domestic hot water which also helps you save more money.

Combi boilers are able to provide domestic hot water in such a way that’s energy efficient due to two primary reasons - the combi units possess a very high operating efficiency and also have a low internal water volume. As a result, in during the hot summer when space heating is not required, you’ll only have to pay to heat up the hot water that you really need and not an entire tank.

Combi boilers also have the following benefits:

✓ Lower costs. Due to the combined nature of the boiler and the lack of tank in the roof space, the installation time and costs are at a minimum.

✓ Saves space in your home as it effectively combines a central heating boiler with a water heater into one unit.

Is Electric Heating Expensive?

Well, electric heating being termed as “expensive is relative to your budget. But we can tell you making use of electric heating will cost you within the range of an additional £300 to £400 per year more than the conventional gas powered systems. Meanwhile the average UK home making use of heating has been found to incur around £550 on an annual basis while those using electric storage heaters will spend almost £900 every year, according to OVO Energy.

However, there are numerous benefits of using electric heating and some of which can contribute to give a lower cost. If you’re considering the installation of an electric heating, here are some of the benefits you’ll derive.

• Safety. The several risks that comes with traditional systems are greatly reduced with an electric heating system. For instance, there’s no risk of carbon monoxide emissions or potential explosions since there’s no use of fuel to run the system.

• Installation. When compared to traditional systems, electric heating quite inexpensive to fit. This is due to the fact that minimal hardware are needed in the installation - no pipes, no flues, no vents and no ducts to be used. As a result, electric heating systems can also be installed within a shorter period of time.

• Environment. Generally, electricity has a positive impact on the environment especially due to the fact that there are no gasses or heavy metals incorporated in the system’s make up.

• Control. Electric heating offers a more convenient and controllable system. What’s more? This does not only make life easier, but can also help save as much as 30 percent on yearly cost of heating as well as helping to minimize toxic carbon emission. Furthermore, there’s a built in Wi-Fi that usually comes with electric heating systems while same can not be said of traditional gas systems.

How Often Should You Service An Oil Boiler?

If you have an oil boiler, you probably know the importance of having it serviced to ensure its proper functioning, prolong its useful life as well as ensuring the safety of your home. However, the question that most frequently arises is how often would one need to service the prized hating system? If you’re also looking for the answer to this same question, then you’ve come to the right place. To make sure your oil boiler is running smoothly, safely and efficiently, it should be serviced as often as once in a year. You certainly do want to know the numerous disadvantages of failing to service your boiler. Not only will neglecting your oil boiler service result in possible faults as well as higher energy bill caused by its inefficiency, but can also lead to your warranty ending early.

Therefore, you should ensure your oil boiler is serviced by a qualified heating engineer on an annual basis to make sure it’s running just as it should. This will give you peace of mind knowing you wouldn’t be spending huge bucks on possible repairs and in some cases, replacements.

As a landlord in the UK, it’s a legal requirement to make sure that your oil boiler and flue system is services on a yearly basis in your rental property.

Unlike a gas and oil boiler, an electric boiler do not require the same level of maintenance or servicing. However, it’ll be a nice move to ensure that it’s also checked once in a while.

Overall, it’s important to note that failure to service your oil boiler on a yearly basis can give rise to multiple risks. These includes a rise in energy bills, carbon monoxide leak, fault that can cause boiler breakdown as well as an expensive repair or replacement bill.

In recent times, home and property owners are constantly looking for ways in which to enhance both energy efficiency and sustainability especially as the world draws closer and closer to energy-efficient technology. The Nest thermostat is a great example of this fact as its designed in such a way to save energy while also cutting heating and cooling costs. And an interesting fact is, you’re not limited to using just a single Nest thermostat in your home as multiple of the device can successfully run together to maintain a consistent level of temperature monitoring as well as energy efficiency. What’s more? You can add up to 20 Nest thermostat and 18 temperature sensors in a home.

It’s very unlikely that you’re going to need this many thermostats in your home, but if you’d like to add a second the process is quite straightforward. However, we’d recommend you employ the services of a seasoned professional especially if you lack the required training or experience to pull this off to save yourself some time and money.

To get started, simply download the associated Nest app to add Nest devices. Now let’s have a look at the processes involved in adding a second Nest thermostat to your home.

• Open the app.

• Go to the top left corner of the main screen and click on the menu button.

• Pick the location or home you’re adding the device to.

• Go to the top right corner and select the “settings.

• Once done, then click on the Add Product “Plus button.

Upon a successful addition of the second thermostat, the app will guide you through the initial set up steps. Google also offers a very helpful guide if you’re unfamiliar with the initial configuration.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.