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Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the standalone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay-out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay-out amount for future required repairs of heating systems which includes both parts labour.

How Much Is A Boiler Service?

A broken boiler can be a huge pain and even more so if it occurs during the winter months. A cold house and cold shower is not a situation to be handled with levity especially when there are older people or more vulnerable members in the house. To ensure your boiler keeps functioning the way it should for a lengthy period of time, it’s crucial to ensure that you have your boiler serviced on a yearly basis. But while the summer or warmer months happen to be the most cost effective time to have the boiler servicing done, doing it during the depths of winter can go a long way to ensure that you and your loved ones get through the cold without any unwanted occurrence or boiler issues.

Generally, to have your boiler serviced will cost anything within the range of £80 to about £120, but at times, this can even be more depending on a plethora of factors. The servicing cost will be based on the particular company you choose, the type of boiler you possess, as well as your location in the UK. For instance, if you happen to live in London where demands are higher than the other regions, then you’ll most likely have to pay more money to have your boiler serviced than other homeowners facing similar issues but staying in the other lower demand regions.

Asides from hiring a professional to service your boiler on an annual basis, you should also try to help maintain its efficiency and health in between those services. This will not be a substitute to the regular servicing or even make the servicing a lot simpler, but will surely help keep it at a maximum efficiency while also keeping the cost of your heating bills down.

The Oil Firing Technical Association or OFTEC operate a competent persons scheme to certify installers. It’s always recommended to use an installer with this certification as it proves they have the training and expertise to properly install your boiler and give you realistic advice on the efficiency of your system. Also, OFTEC registered installers offer Workmanship Warranties to protect you if there are any problems after installation.

Can You Replace Storage Heaters With Electric Radiators?

The short answer to this question is yes. If your outdated storage heater is not heating your home the way it should, you’ll find a better replacement in electric radiators.

Being more modern and efficient, electric radiators offer a wide range of benefits which storage heaters can only dream of. Let’s have a look.

• Unlike storage heaters, electric radiators do not need to be charged up the night before which makes it totally controllable as you do not have to guess what your heating needs will turn out to be the next day.

• The above benefit leads to an even better one as the controllability quality of electric radiators makes them a lot more efficient than storage heaters. Electric radiators usually comes with programmable timers and thermostats which allows you to set various heating schedules for each of your rooms, meaning you’re only heating when and where its needed.

• Unlike some storage heaters, electric radiators do not cause wall blackening and also happen to more elegant and stylish.

• Electric radiators are not tough on allergies like storage heaters as they do not depend mainly on convection to heat

• Electric radiators also have an easy installation process with all you need to do to switch from storage heater to one being the removal of the former and inserting the radiators into the sockets.

However, if you want to make a switch to electric radiators, there’s the need to change to a standard electricity tariff from your economy tariff. And while the standard electricity tariff rates may be more expensive than the night time rate provided by Economy 7, the standard tariff rates are a bit cheaper than the daytime Economy rate. You’ll also get to use much less of electricity while also saving money on your heating bills and more.

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

Biomass boilers do require some maintenance. Many manufacturers recommend servicing twice a year, although this is often included in the installation cost. Many systems have automatic fuel loading that removes the need to manually load fuel. You will need to remove the ash from the boiler, but this is as easy as emptying a vacuum cleaner.

How Can I Get My Oil Boiler Repaired?

Did your oil boiler just broke down and you’re considering your repair options? Well, you’ve come to the right place! Whenever your oil boiler breaks down, you have two options - repair it yourself or get in touch with a reliable professional. If you lack proper training or experience when it comes to fixing of oil boilers, we’d recommend that you rather hire the services of a trustworthy oil boiler engineer who can guarantee the best results while also saving you time and money that could result from possible costly errors.

However the issue is, not all oil boiler repair services are created equal. The words “expert and “professional are now so cheap that almost, if not all oil boiler repair companies online today make use of those words to qualify themselves. However, when several of them are done delivering their oil boiler repair services you’ll have no other choice than to start questioning their claimed status. In order to separate the boys from the men very early on, a little caution and some research is all that’s needed to know the most reliable company to approach.

To get a good repair company, the first step would be to make sure the company is fully accredited with a professional certification scheme so as to be sure that they’re actually qualified to deliver the service.

Another step you can take is by requesting personal recommendations from family and friends. For a company to be referred by several homeowners in the local area then it must be doing something that’s worth the money invested.

You can as well make use of the internet to get a reliable oil boiler repair company. You can start by visiting the website of the company that manufactured you appliance to identify any recommended repair companies. Go through the companies’ testimonials but do not rely too much on them because in several cases they may not be authentic.

Can I Repair My Own Gas Boiler?

If you’re more of an handy person, then you’d probably want to fix everything you can around the house while saving yourself some money that would have been spent on hiring a professional instead. This is a very cost effective but at the same time you must know that some tasks are usually more difficult than others, and a good example of those complex tasks is boiler repair. Not only can this be very tough, but they can also potentially be one of the most dangerous home appliances you can acquire. So with that in mind, what can be done to ensure your gas boiler is taken care of and in the event whereby it starts to malfunction, what can be done to remedy the situation?

With regular maintenance and repair of your gas boiler, you’d have absolutely nothing to worry about. However one of the fear several DIYers have is the fact that they might just end up incurring more expenses on services they didn’t really need in the first place. But when it comes to gas boilers, it’s necessary to be certified to work with them as it’s very dangerous to tackle it all by yourself. Despite this, there are still some minor issues that you wouldn’t need to hire a technician to resolve. In some cases, all that would be needed is simply to reset the boiler. To identify where the reset button is, simply go through your boiler’s manual for more information. Most times, all you’ll have to do is press down the reset button for a couple of seconds. If the boiler isn’t fully restored to its normal proper functioning state after two resets, then you may need to call in a professional for help.