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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

Can You Replace A Gas Boiler With An Electric Boiler?

In the UK, there are about 22 million households that are heated with the use of a gas boiler. However, do not assume that they’re the best type of boiler to install. The fact is, if your house isn’t connected to the main gas supply, the best option is for you to install an electric boiler rather than a gas boiler. So is it possible to replace a gas boiler with an electric boiler? The simple answer is yes. Both heating system options work in varying ways and also with a different impact on the environment.

The gas boiler is able to generate heat with the help of a gas burner. A heat exchanger is linked to the burner and heats the water available in its chamber. The hot water is then supplied to the heating circuit.

However, the thing is that natural gas can actually be more affordable when compared to using electricity to operate your boiler, but they have a negative impact on the environment. This is because gas boilers make use of an odourless, colourless and poisonous gas - carbon monoxide.

Meanwhile electric boilers are powered by electrical energy, hence, no carbon monoxide leak risks. Instead of using gas to heat up water, electric boilers distribute energy to heating elements which, in turn, heats up the water. So thinking about what’s best for the environment, you’d go for electric boilers. However, they’re more costly and are not as efficient as oil boilers.

If you reside in a smaller house that’s not connected to the main gas supply, then you might want to consider installing an electric boiler. However, if you live in a larger house, an electric boiler may not be the best option as they’re mostly designed to generate little quantity of hot water.

How Much Does It Cost To Move A Gas Meter?

When your gas meter is not in the right location while completing your renovation works or extending your property, it can be a worrying experience.

As a homeowner, you’re not allowed by the law to move your gas meter by yourself - it’s a very dangerous task that’s too risky to undertake just by watching a Youtube video or reading a blog post. Moving of a gas meter can and should only be carried out by a qualified and licensed gas supplier. And this, ultimately, gives rise to the question - how much does it cost to move a gas meter? Before we provide an answer for that, let’s look at what moving of a gas meter entails.

First and foremost, moving of a gas meter typically involves switching off the gas source to your home or property. The pipeline about 2 metres away from your property would be cut into for safety reasons and diverted into another position. Furthermore, you can as well apply that your meter should be re-fitted and re-linked to the inner copper pipeline, but that’s if the inner copper pipeline happens to be within two metres of the new location of your gas meter.

The time involved in the completion of a gas meter re-location project depends largely on the complexity of the job as each project is unique. Typically, the standard timescale from preparation to the final stage of moving a gas meter will take between 4 to 8 weeks. Finally, how much will it cost to relocate your gas meter?

As there are no government funds to subsidize gas meter relocation costs, this can be a very expensive work to carry out. Generally, the price to move a gas meter of about 5m will start within the range of £640 to £670.

Ad hoc visits from your engineer to fix small issues with your heating system may actually seem cheaper and a lot more affordable, however when a boiler is ripe enough for a change these small issues are always never ending. Over some period of time, these small issues will inevitably get worse and the idea of “mend and make do will be an absolutely false economy. The best course of action in this sort of event is to find a replacement boiler to install as soon as possible. In this article, we’re going to give you some hints that’ll show you when your boiler needs to be replaced. Now let’s take a look!

✓ Insufficient hot water. Here, you’ll have to check the size of your hot water cylinder. It’s crucial to make sure that your boiler is rightly sized to power your heating as well as hot water circuit in line with your demands. You should always seek the advice of a heating expert who can recommend whether to fix or replace the boiler.

✓ Strange noises. It’s normal for components of the boiler to become worn or damaged over time. Replacing the particular component that’s causing the knocking or rattling may seem cost effective at first but more often than not, the noises usually signal a bigger issue which is likely to build up over time. Hence, it’ll be a lot more logical to replace the boiler itself.

✓ Regular repair of your boiler. It’s essential to have your heating system serviced by a Gas Safe engineer on an annual basis. However, when you have to call them more often than once a year for your yearly maintenance, it may be a wise decision to consider getting a replacement.

✓ Other events whereby you may need a new boiler includes when you can’t get the right temperature in your room, when the radiators don’t heat up as they should, when your boiler leaks and if your boiler still has a pilot light.

How To Install A Gas Cooktop In An Island

Are you thinking about installing a gas cooktop in your kitchen island? If yes, then you must know that there are clearance requirements that must be met (before you proceed) between the cut out and the countertop’s edge. Basically, there are incremental requirements for island installation due to the fact that it does not make an assumption that the product is going to be fitted against a rear wall that acts to protect the back of the unit. As a result, while doing an island install we must put the safety of the product into consideration much more that we do a standard install. What’s more? This island clearance requirement develops from a third-party agency and is a standard with all brands. So how do you install a gas cooktop in an island having the aforementioned requirements in mind?

• Use a foil tape to line the inside edges of the cut out. The function of this is to prevent heat damage as well as countertop’s discolouration. Put the cooktop top on a secured surface.

• Identify the pipe coming out of the cooktop’s side or bottom and brush onto the threads of the manifold entrance.

• Pass the pressure regulator onto the entrance of the manifold and make use of a wrench to tighten it.

• Brush the pipe joint compound onto one of the flare union adaptor’s threads and pass it into the regulator’s open end. Make it slightly tight with a full turn of the wrench.

• Connect the flare union adaptor’s open end with the flexible appliance connector hose, upon brushing on pipe joint compound.

• Put foam tape on the cooktop underside’s edges, if your cooktop comes with a glass burner plate.

• Turn the cooktop to set it into the cutout.

• Apply pipe-joint compound onto the flare union adaptor left and secure it firmly into the gas shutout valve.

• Connect the flexible hose connector’s free end with the flare union adaptor.

If you’re thinking about getting a new combi boiler, you may be wondering just how much it’s going to cost so as to start making preparations as soon as possible. However, providing a precise cost for the acquisition and installation of a new combi boiler is simply impossible as combi boiler prices vary greatly in price - usually ranging between £1500 to about £3500 based on the brand of the combi boiler, the insurance or warranty, installation, your location as well as the size and power of the appliance. Due to the fact that combi boilers are compact units which doesn’t need a hot water cylinder or a cold water tank to produce heating and hot water for homes, it’s a very popular type of boiler that’s frequently used especially in the UK.

Combi boilers are also widely known to be the most energy efficient type of boiler because they are able to provide an instant supply of hot water anytime you turn on a tap. Combi boilers particularly perfect for flats and houses where space is limited as they have the ability to deliver instant heating and hot water without requiring any extra parts or components.

In the event whereby you’re about to choose a combi boiler for your home or property, it’s always advisable to compare models as well as prices from only the most reliable and sought after brands across the globe. Depending on the manufacturer, the overall quality of the boilers as well as their prices can differ. However, regardless of your budget, you’ll discover there are a plethora of combi boilers available in the market that’ll also suit your taste.

To ensure your boiler is functioning efficiently and to keep your home warm, it’s important to see that your boiler is serviced on a regular basis by a licensed boiler engineer. Failure to do this can result in sudden boiler breakdown which can be a hard hitting blow to one’s financial power especially when there’s no boiler cover to cushion the blow or totally avoid it all together.

When your boiler is covered, it implies that you’re protected in the event whereby your boiler or it’s controls malfunctions or break. Several boiler cover will include the servicing cost, while some may not so it’s advisable to always go through the details, no matter how small, before entering into a boiler cover agreement. Typically, a boiler cover will cost between £60 to £100 per year and the payment is made on a monthly basis. Various boiler insurance companies have varying cover cost, however, here are the common boiler cover policies:

• Homeserve charges from £13 per month

• EDF Energy costs from £13.29 per month

• British Gas from £12 per month

• Scottish Power from £13.13 every month

• CETRI UK charges from £13.50 every month

• 24/7 home rescue costs from £9.60 every month

• Gorgi Home Plan costs from £6 per month plus 3 months free

• Your repair charges from £9.60 per month

• NPower Boiler Cover costs from £10.92 every month

• SSE Boiler Breakdown Cover charges from £4.95 every month

It’s important to note that sometimes you have the option of adding your boiler cover to your existing home insurance, if you do not want a standalone policy for your boiler cover. In many scenarios, this is referred to as an extra or add on service referred to as “Home Emergency Cover. When compared to the standalone boiler policies, this is usually a lot cheaper as it comes in around £5 per month.