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Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

If your boiler is making strange noises or smells, or doesn’t seem to be working properly, it may need replacing. Boilers usually last about 10-15 years. Even if your boiler is working normally, it’s worth replacing when it gets this old. An annual check will establish if there are terminal problems with a boiler that cannot be fixed.

How Much Oil Does A Boiler Use?

Are you also interested in knowing the quantity of oil that a boiler consumes to heat up and keep a house warm? Well, you’ll find the answer here. There are so many influencing factors that determines the quantity of oil that’ll be used by a boiler. These factors include the number of hours they’re subjected to use on a daily basis, the boiler’s size as well as how efficient it is. Another factor is how you use your boiler, whether it’s only to provide heating or to provide both heating and hot water will as influence the quantity of oil your boiler uses. As a result, it’s almost impossible to provide an accurate estimate of the amount of oil that an appliance would require to keep running effectively.

In general, to provide a rough estimate, a mid sized oil boiler appliance could make use of up to 3.5 litres of oil per hour when full, but if it’s a large appliance, then it can burn up to 4 litres of oil per hour. However, it should be noted that this is only when the boiler is operating flat out. In the event whereby the water inside the heating system is already hot and the boiler is only working to maintain the level of warmth, much less quantity of oil will be used. And as expected, there will also be times in which your boiler will not be on, and therefore no oil or fuel will b used.

Your home’s size as well as how properly insulated it is can also be a significant influencing factor here. As you would have guess a big home and/or poorly insulated will use up more oil because it’ll be harder to heat up or keep warm. Overall, for some households, 1000 litres of oil will be sufficient to get them through the year, whereas the same quantity may not be enough to get other households through just the winter months.

Is Electric Heating Expensive?

Well, electric heating being termed as “expensive is relative to your budget. But we can tell you making use of electric heating will cost you within the range of an additional £300 to £400 per year more than the conventional gas powered systems. Meanwhile the average UK home making use of heating has been found to incur around £550 on an annual basis while those using electric storage heaters will spend almost £900 every year, according to OVO Energy.

However, there are numerous benefits of using electric heating and some of which can contribute to give a lower cost. If you’re considering the installation of an electric heating, here are some of the benefits you’ll derive.

• Safety. The several risks that comes with traditional systems are greatly reduced with an electric heating system. For instance, there’s no risk of carbon monoxide emissions or potential explosions since there’s no use of fuel to run the system.

• Installation. When compared to traditional systems, electric heating quite inexpensive to fit. This is due to the fact that minimal hardware are needed in the installation - no pipes, no flues, no vents and no ducts to be used. As a result, electric heating systems can also be installed within a shorter period of time.

• Environment. Generally, electricity has a positive impact on the environment especially due to the fact that there are no gasses or heavy metals incorporated in the system’s make up.

• Control. Electric heating offers a more convenient and controllable system. What’s more? This does not only make life easier, but can also help save as much as 30 percent on yearly cost of heating as well as helping to minimize toxic carbon emission. Furthermore, there’s a built in Wi-Fi that usually comes with electric heating systems while same can not be said of traditional gas systems.

If you’re interested in deriving maximum benefits from your central heating system while also being a tech-enthusiast, a smart thermostat is just the perfect option as it allows you to control both your boiler and heating system via your mobile device. It also offers a plethora of features which enables you to heat your home more efficiently while also cutting your energy bills. Here, we’ll be taking a deeper look at the Tado smart thermostat (a user friendly smart thermostat with multiple impressive features such as a great design, self learning and LED interface).

A Tado smart thermostat is a relatively small piece of kit which is perfect for tech-lovers looking to get a first experience of the smart thermostats’ world. Although the appliance might feature just a basic design with a bit less advanced features in comparison with other thermostats like Hive, Nest and more, it however, still comes with some fantastic features which you can’t afford to miss out on. These includes geofencing, Smartphone or tablet control as well as heat scheduling. As you would have expected with any good smart thermostat, the ability to remotely control your heating is a top priority for several smart thermostats’ owners and Tado offers you this and more. Therefore, no more worries during the Winter months and wishing your home should be warm and perfect for your return. Aside this, a Tado smart thermostat also goes a long way to ensure efficient energy use and as a result, reducing the money paid on energy bills.

Overall, Tado is a nicely designed smart thermostat which is relatively easy to use and a perfect option for homeowners interested in having a taste of the world of smart thermostats or looking to replace their existing device.

How Can I Get My Oil Boiler Repaired?

Did your oil boiler just broke down and you’re considering your repair options? Well, you’ve come to the right place! Whenever your oil boiler breaks down, you have two options - repair it yourself or get in touch with a reliable professional. If you lack proper training or experience when it comes to fixing of oil boilers, we’d recommend that you rather hire the services of a trustworthy oil boiler engineer who can guarantee the best results while also saving you time and money that could result from possible costly errors.

However the issue is, not all oil boiler repair services are created equal. The words “expert and “professional are now so cheap that almost, if not all oil boiler repair companies online today make use of those words to qualify themselves. However, when several of them are done delivering their oil boiler repair services you’ll have no other choice than to start questioning their claimed status. In order to separate the boys from the men very early on, a little caution and some research is all that’s needed to know the most reliable company to approach.

To get a good repair company, the first step would be to make sure the company is fully accredited with a professional certification scheme so as to be sure that they’re actually qualified to deliver the service.

Another step you can take is by requesting personal recommendations from family and friends. For a company to be referred by several homeowners in the local area then it must be doing something that’s worth the money invested.

You can as well make use of the internet to get a reliable oil boiler repair company. You can start by visiting the website of the company that manufactured you appliance to identify any recommended repair companies. Go through the companies’ testimonials but do not rely too much on them because in several cases they may not be authentic.

No. You must never repair your own boiler – only a Gas Safe-registered engineer can do any work on your boiler. You can do simple DIY tasks to repressurise your boiler or stop a leak, but if you have to remove the outer casing of the boiler or touch the flue then you must get a qualified boiler engineer to take a look at your central heating system.