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When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

If you’re building a connected home, a smart thermostat allows you to change the temperature in your home. And not only do several smart thermostats come with touch screens and a user friendly interface, but they’re also compatible with Amazon Alexa, Google Assistant and other voice controlled personal assistants. So how does a smart thermostat work? Let’s have a look!

Generally, smart thermostats are connected to the home’s Heating and/or Air Con system via C wire (common wire). Homes that lacks a C wire (especially older homes) will have to install one first before getting a smart thermostat. The C wire is a crucial element in the installation process as it works mainly to wire your smart thermostats into the Boiler system without tampering with the wiring for the other appliances in the house.

The smart thermostats comes with some special temperature setting which you can access by connecting them to your home’s WiFi. These include:

• Mobile Control

Most smart thermostats are specially designed to enable users to control the temperature of their home from the comfort of their couch or car via their unique mobile apps. This feature is just perfect if you particularly like getting the perfect temperature in your home without having to get out of bed.

• Humidity Controls

Although, the humidity of your home can not really be adjusted with a smart thermostat but you can always stay on top of it by monitoring it or setting an alarm on your phone to go off when the humidity changes.

• Geofencing Feature

With a smart thermostat, you can choose the particular times of the day you want it in action. This feature enables you to go on impromptu travels without having to worry about your energy bills - some smart thermostats come with the geotracking feature which determines when you’ve left the house and adjusts the temperature of the home accordingly with your energy usage in mind.

What Is The Best Oil Boiler On The Market?

With a plethora of sizes and models available in the market today, it can be a hassle choosing the best oil boiler. There are 3 main types of oil boilers which includes an oil combi boiler, a regular oil boiler and a system oil boiler. Within these three types, we have a wide range of models and sizes with varying heating and hot water demands.

With tonnes of oil boiler brands out there, the problem is the over crowding on the market with oil boilers that are not only over priced, but also of mediocre quality. From our research, we’ve been able to identify three major bands that are simply outstanding - Warmflow, Grant and Worcester Bosch. However, out of the lots, Warmflow is simply the most efficient and also comes with several qualities such as :

lUK & Ireland’s only AA rated combi boiler

lMarket leading innovation

lEasy and simple to install

l45plus years heating homes

l5 and 7 year warranty available

The oil boiler comes with an outrageous 5 year warranty on their Titanium which when compared to some similar Worcester Bosch Oil boilers is a whooping 3 years difference. Furthermore, the brand also offers a special “out-of-the-box 5-year warranty which enables the warranty to be valid as long as the installation is done by a qualified oil boiler technician. This may, however, seem normal until you realize other brands like Grant, will only honour their 5-year warranty when the boiler is installed only by their accredited technicians.

Warmflow offers an oil boiler to suit every property that is situated off the grid. These includes the modern and stylish U-Series, outdoor-compatible K-Series as well as the quietly efficient B-series which is designed for indoor installation.

How Long Does A Gas Safety Certificate Last?

As a result of faulty installation and irregular maintenance of gas appliances and chimneys, a lot of people have been met with an untimely death caused by the toxic gas - carbon monoxide. This is a gas that’s completely odourless, colourless and tasteless - meaning you can’t identify one of its in the environment. But what you should know is, if you stay in an environment filled with carbon monoxide, you’d probably be dead within a couple of hours. Consequently as a landlord, you must do what’s best to ensure the safety of all your tenants by making sure that all your gas appliances and chimneys are subjected to annual check by an approved Gas Safe engineer as required by the law.

Wondering how long a Gas Safety Check will take? The safety of your gas is guaranteed by carrying out regular examinations. Whether or not you possess a gas alarm, it’s still vital to conduct regular gas safe checks to make sure your home is safe. A typical gas safe check would last between 30 to 60 minutes for a normal domestic property. However, in the situations whereby a need for repair arises, it may take longer time to complete. Other factors that can also affect the timing includes includes both the size and location of your property.

So how long does a gas safety certificate last? The simple answer to this question is 12 months. If you own a rental property in the UK, it’s up to you to ensure all your gas appliances and chimney is check after every 12 months to obtain a Gas Safety Certificate which you should hand out a copy to all tenants living in your property. However, if you don’t own the property, you can inform your landlord to get one as soon as possible while also providing a carbon monoxide alarm.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

Who Fixes Boilers?

With boiler running for several hours in a day and working hard to ensure that our home stays warm, even when we tend to take it for granted it’s always there give us the heat we need whenever we need it. So in the event whereby the inevitable happens and your boiler breakdown, which professional is the most suitable to call for help? When the pressure is on to stop a boiler leak or bring back warmth to your home, knowing who to call can make all the difference.

When you need a professional to fix your boiler, the right professional to call is a heating engineer. Heating engineers work mainly on heating I both homes and businesses, so you’d be right to call them specialists in all heating matters. As a result of this, you may want to give them a call when experiencing some issues with your boiler as they’d be in the best position than any other professional to give you a proper solution.

Generally, heating engineers are experts when it comes to fixing boilers and can help with various tasks such as installing a new boiler, boiler repairs, installing new gas pipes, repairing gas leaks, changing radiators, fixing leaks, installing heating controls and many more. What’s more? A boiler repair has to do with working with gas and before you can do that you must be a Gas Safe registered engineer as required by the legislations in the UK. In other words, any gas boiler related issue must be tackled by a Gas Safe registered engineer as this is a very dangerous fuel in which the services must be provided to highest standards of safety. Only heating engineers can be a Gas Safe registered engineer to work on gas boilers.

How To Install An Oil Boiler Heating System

Just like several other skills, the installation of an oil boiler heating system can be a challenge. It requires enough persistence to actually get right, so if you’re the type with little patience, we’d recommend you hire the services of a professional oil boiler heating system fitter who can guarantee the best results and save you time and extra money due to potential damages.

To install your boiler system yourself, it’s always advisable to start by getting the information on the best installation processes from the supplying company which will go a long way to save you from future headaches. However, we’ve put together this guide to give you a basic knowledge on how its done. Let’s have a look!

lRead Instruction Manual

• Carefully read and digest the instruction manual thoroughly.

• Make sure you understand the installation diagrams

• Spread out the materials and get familiar with them.

lFigure Out What Goes Where

• Take your time to determine where everything goes in relation to the others.

• Identify the new radiator’s position.

• Get sufficient sealants to prevent possible leakages inside the walls.

lIdentify The Pipe Routes

• Determine the pipe routes while fitting the new radiators

lInstall The Boiler

• Turn off water and all electrics

• Fit the boiler into the wall

• Make sure the fittings are secured.

lInstall The Radiator

• The effectiveness of your home’s heating system is as good as the radiators you incorporate and how good they’re installed.

• You may have to utilize extra radiators in large open plan kitchens and living rooms (for effective heating).

lOffer Ventilation

• Once you’ve successfully installed the new radiator, a small dose of air ventilation would be needed.

• Turn the key of each valve located at the bottom, do not stop until a little amount of water spills over the top of the unit.

Are you worried about blocked drains? Yes, you probably should! As a homeowner ( with a detached, semi detached or terraced house), all plumbing and drainage issues within your home or even within your property boundary is your responsibility. Hence, you’d might want to consider getting a Homeserve plumbing and drainage cover to help keep your home running smoothly and putting your mind at ease. The only exception here is if the drain in question is a lateral drain which is a common feature in flats. In this situation, it’s only the building managers that would be responsible for the maintenance of the drainage as it’s shared between several homes. Before 2011, the various flats or houses that shares the lateral drain are responsible for its maintenance.

Working with top utility companies for over 2 decades, Homeserve has positioned itself as one of the leading home assistance providers in the United Kingdom. With their top notch services, they’ve been able to make their client’s lives a lot easier and stress free through the provision of a wide array of repair solutions such as drainage, plumbing, heating, electrics and a lot more.

As a homeowner with the responsibility of maintaining the drains and ensuring there’s no block or damage, it’s simply a no brainer to go for a plumbing and drainage cover and more importantly, get good cover. Homeserve are one of the providers but there are a number of others which offer great service at competitive prices. Without an insurance in place, you may just have to break the bank just to have an engineer or plumber to fix any plumbing or drainage issue you might have. So why not give yourself a peace of mind and get a cover today?