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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

Are you worried about blocked drains? Yes, you probably should! As a homeowner ( with a detached, semi detached or terraced house), all plumbing and drainage issues within your home or even within your property boundary is your responsibility. Hence, you’d might want to consider getting a Homeserve plumbing and drainage cover to help keep your home running smoothly and putting your mind at ease. The only exception here is if the drain in question is a lateral drain which is a common feature in flats. In this situation, it’s only the building managers that would be responsible for the maintenance of the drainage as it’s shared between several homes. Before 2011, the various flats or houses that shares the lateral drain are responsible for its maintenance.

Working with top utility companies for over 2 decades, Homeserve has positioned itself as one of the leading home assistance providers in the United Kingdom. With their top notch services, they’ve been able to make their client’s lives a lot easier and stress free through the provision of a wide array of repair solutions such as drainage, plumbing, heating, electrics and a lot more.

As a homeowner with the responsibility of maintaining the drains and ensuring there’s no block or damage, it’s simply a no brainer to go for a plumbing and drainage cover and more importantly, get good cover. Homeserve are one of the providers but there are a number of others which offer great service at competitive prices. Without an insurance in place, you may just have to break the bank just to have an engineer or plumber to fix any plumbing or drainage issue you might have. So why not give yourself a peace of mind and get a cover today?

The size of boiler you need will depend on the size of your commercial property, how many radiators and bathrooms you have and how appliances willl need hot water at the same time. The boiler size refers to its output, which is measured in kilowatts (kW), rather than the actual dimensions. Speak to your boiler engineer about which boiler is suitable for you, as if you have more than one bathroom or a lot of people in your home a combi boiler might not suit you.

If you’re interested in deriving maximum benefits from your central heating system while also being a tech-enthusiast, a smart thermostat is just the perfect option as it allows you to control both your boiler and heating system via your mobile device. It also offers a plethora of features which enables you to heat your home more efficiently while also cutting your energy bills. Here, we’ll be taking a deeper look at the Tado smart thermostat (a user friendly smart thermostat with multiple impressive features such as a great design, self learning and LED interface).

A Tado smart thermostat is a relatively small piece of kit which is perfect for tech-lovers looking to get a first experience of the smart thermostats’ world. Although the appliance might feature just a basic design with a bit less advanced features in comparison with other thermostats like Hive, Nest and more, it however, still comes with some fantastic features which you can’t afford to miss out on. These includes geofencing, Smartphone or tablet control as well as heat scheduling. As you would have expected with any good smart thermostat, the ability to remotely control your heating is a top priority for several smart thermostats’ owners and Tado offers you this and more. Therefore, no more worries during the Winter months and wishing your home should be warm and perfect for your return. Aside this, a Tado smart thermostat also goes a long way to ensure efficient energy use and as a result, reducing the money paid on energy bills.

Overall, Tado is a nicely designed smart thermostat which is relatively easy to use and a perfect option for homeowners interested in having a taste of the world of smart thermostats or looking to replace their existing device.

A combination boiler, also referred to as a “combi boiler, delivers both domestic hot water and space heating in a single package so as to save space, and in a lot of cases, money. These great features makes the appliance a very popular choice in UK homes and in fact, it represents more than 50 percent of all new boilers fitted in the UK on a yearly basis.

Most modern and high efficiency combi boilers are usually stainless steel condensing boilers which normally features an in-built secondary heat exchanger to deliver domestic hot water to a home or property. What’s more? When it comes to the heating season or the cold months, the combi boiler will operated as required to heat a structure and offer hot water for showers, sinks as well as other hot water appliances around the house. And when it gets to the warm season or summer months, the combi boiler will only work when there’s a need for domestic hot water which also helps you save more money.

Combi boilers are able to provide domestic hot water in such a way that’s energy efficient due to two primary reasons - the combi units possess a very high operating efficiency and also have a low internal water volume. As a result, in during the hot summer when space heating is not required, you’ll only have to pay to heat up the hot water that you really need and not an entire tank.

Combi boilers also have the following benefits:

✓ Lower costs. Due to the combined nature of the boiler and the lack of tank in the roof space, the installation time and costs are at a minimum.

✓ Saves space in your home as it effectively combines a central heating boiler with a water heater into one unit.

The A-G scale refers to the energy efficiency of your boiler. G-rated boilers are the least efficient, and give you less heat and hot water for your money. Installing an A-rated boiler will reduce your energy bills and carbon emissions. Don't compromise on cheaper, lower rated boilers, you will save yourself more money longer term with an A-rated model.

If you’re thinking about getting a new gas boiler for your home or property, then you might also be wondering how much it’ll cost you so you can set a budget and start planning. As simple as this question sounds, it’s actually very tricky to provide a simple and short answer as the costs of installing a new gas boiler alone varies greatly based on the parts needed, the amount of work required, your location, their availability as well as the company you hire for the project.

When it comes to purchasing a new gas boiler the price you’re expected to pay also depends on multiple influencing factors such as the type, brand as well as your most preferred gas boiler model. However, one thing you should have in mind is the fact that your gas boiler is right at the heart of your home or property and can be a complicated piece of machinery. As a result, you wouldn’t expect gas boilers to come cheap. Generally, it’s going to cost within the range of £500 to about £2,500 to get a new gas boiler. Therefore, it’s always advisable to obtain all necessary details and facts before you decide to purchase a replacement gas boiler.

This price range may seem too high as it’s usually a turn off for most homeowners. However, it’s worth noting that gas boiler replacement costs and gas boiler installation costs are, more often than not, compensated by the saving you’ll make off your utility bills - all thanks to the new and more energy efficient boiler you just installed in your home. And even more importantly, when it has been estimated that roughly half of the amount spent on energy on an annual basis depends on your boiler.

Condensing boilers are the in-thing when it comes to modern heating systems in UK homes and across the globe for a good reason. This is primarily due to the fact that condensing boilers happens to be highly efficient as it enables the fuel you’re burning to heat up your home go a lot further. Having a new high efficiency condensing boiler rather than an old G-rated non condensing boiler will not only enhance your heating controls, but also save you a lot of money annually. In this article, we’re going to take you through the basics of a condensing boiler. Let’s take a closer look!

If you’re interested in getting a greener and more efficient boiler, you simply can’t afford to look beyond a high efficiency condensing boiler. This is purely due to the fact that these condensing boilers happens to make a better use of the heat they’re able to produce from burning fuels like oil or gas ( in other words, they require less heat from the burner, which makes them a lot more efficient).

So how does a condensing boiler work? Unlike a non-condensing heat-nly boiler, some heat will be wasted in form of hot gases which are released from the flue. Meanwhile a condensing boiler captures some of the heat from these gases and puts them to use for heating up water that’s coming back from your central heating system. As a result, it requires just a minimal heat from the burner which make the boiler more efficient.

You should take note that all new modern boilers are condensing boilers. Therefore if you’re planning to replace an old boiler with a new one, you’ll definitely be buying a new condensing boiler and benefit from all the efficiency and savings that comes with it.