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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How Much Is A Gas Safety Certificate?

If you’re a landlord in the UK, then you’d know a gas safety certificate is a legal requirement. If yes, then you’d probably like to know how much it’ll cost to get a gas safety certificate so you can make plans on obtaining one for your property. In this article, you’ll find all you need to know about the amount you’re expected to pay for a gas safety certificate in the UK.

First and foremost, let’s look into the use of the certificate. Basically, a gas safety certificate is the legal inspection of your property’s gas appliances which would be done on an annual basis. Only an approved Gas Safe engineer is allowed to carry out this statutory check. Ultimately, if you own rental properties in the country, this is a requirement you can’t afford to overlook to ensure the safety of your tenants.

Furthermore, included in this inspection are each and every gas appliances, chimneys, pipework as well as flues in the property. In recent times, several individuals make use of fewer gas appliances which ultimately implies that they may only need the servicing of their gas fire. Once you’ve passed the inspection, you’ll be given your CP12 certificate which must be kept for a minimum of two years. A copy should also be provided to your tenants within 28 days of issue. So how much will it cost to get a gas safety certificate?

Depending on your location in the UK as well as the number of gas appliances incorporated, the average cost of a gas certificate will range between £60 to £90. The Gas Safe engineer will carry out the task as a fixed and statutory job.

If you’re looking for a reliable or reputable source for your new gas boiler, you definitely won’t find much better than British Gas. Using a big firm like British Gas comes with a plethora of benefits , but of course there are also some drawbacks, with the boiler prices being the main one and biggest turn off for most homeowners. However, just before we delve straight in to the price, let’s look at a thing or two about the big company.

The company, “British Gas are not a boiler manufacturer as you probably would have first imagined. They’re actually a company that specializes in the installation of boilers. As a result, they’re able to install just about any type of boiler you can imagine from any manufacturer. Be it a Worcester Bosch Greenstar 8000 Style or a Baxi 600, they’re able to provide you with the cost of having these boilers installed in your home or property.

Combi boilers are perfect boilers for space-saving and this makes them very popular on the market. They’re also very efficient when it comes to heating water instantly and warm your in few minutes. The price of a new British Gas combi boiler varies on a number of factors. Generally, the installation prices of combi boilers start from £1,800. Therefore, if British Gas are to be competitive with their pricing it should also be around this price.

However, if you have a large house with several rooms with a higher demand for hot water, British Gas will most likely recommend boilers such as Worcester Bosch 440CDi and the likes. Judging from other firms in the market, the price to have these types installed should be in excess of £3,000.

A combination boiler, also referred to as a “combi boiler, delivers both domestic hot water and space heating in a single package so as to save space, and in a lot of cases, money. These great features makes the appliance a very popular choice in UK homes and in fact, it represents more than 50 percent of all new boilers fitted in the UK on a yearly basis.

Most modern and high efficiency combi boilers are usually stainless steel condensing boilers which normally features an in-built secondary heat exchanger to deliver domestic hot water to a home or property. What’s more? When it comes to the heating season or the cold months, the combi boiler will operated as required to heat a structure and offer hot water for showers, sinks as well as other hot water appliances around the house. And when it gets to the warm season or summer months, the combi boiler will only work when there’s a need for domestic hot water which also helps you save more money.

Combi boilers are able to provide domestic hot water in such a way that’s energy efficient due to two primary reasons - the combi units possess a very high operating efficiency and also have a low internal water volume. As a result, in during the hot summer when space heating is not required, you’ll only have to pay to heat up the hot water that you really need and not an entire tank.

Combi boilers also have the following benefits:

✓ Lower costs. Due to the combined nature of the boiler and the lack of tank in the roof space, the installation time and costs are at a minimum.

✓ Saves space in your home as it effectively combines a central heating boiler with a water heater into one unit.

If you’re building a connected home, a smart thermostat allows you to change the temperature in your home. And not only do several smart thermostats come with touch screens and a user friendly interface, but they’re also compatible with Amazon Alexa, Google Assistant and other voice controlled personal assistants. So how does a smart thermostat work? Let’s have a look!

Generally, smart thermostats are connected to the home’s Heating and/or Air Con system via C wire (common wire). Homes that lacks a C wire (especially older homes) will have to install one first before getting a smart thermostat. The C wire is a crucial element in the installation process as it works mainly to wire your smart thermostats into the Boiler system without tampering with the wiring for the other appliances in the house.

The smart thermostats comes with some special temperature setting which you can access by connecting them to your home’s WiFi. These include:

• Mobile Control

Most smart thermostats are specially designed to enable users to control the temperature of their home from the comfort of their couch or car via their unique mobile apps. This feature is just perfect if you particularly like getting the perfect temperature in your home without having to get out of bed.

• Humidity Controls

Although, the humidity of your home can not really be adjusted with a smart thermostat but you can always stay on top of it by monitoring it or setting an alarm on your phone to go off when the humidity changes.

• Geofencing Feature

With a smart thermostat, you can choose the particular times of the day you want it in action. This feature enables you to go on impromptu travels without having to worry about your energy bills - some smart thermostats come with the geotracking feature which determines when you’ve left the house and adjusts the temperature of the home accordingly with your energy usage in mind.

How Long Does A Gas Safety Certificate Last?

As a result of faulty installation and irregular maintenance of gas appliances and chimneys, a lot of people have been met with an untimely death caused by the toxic gas - carbon monoxide. This is a gas that’s completely odourless, colourless and tasteless - meaning you can’t identify one of its in the environment. But what you should know is, if you stay in an environment filled with carbon monoxide, you’d probably be dead within a couple of hours. Consequently as a landlord, you must do what’s best to ensure the safety of all your tenants by making sure that all your gas appliances and chimneys are subjected to annual check by an approved Gas Safe engineer as required by the law.

Wondering how long a Gas Safety Check will take? The safety of your gas is guaranteed by carrying out regular examinations. Whether or not you possess a gas alarm, it’s still vital to conduct regular gas safe checks to make sure your home is safe. A typical gas safe check would last between 30 to 60 minutes for a normal domestic property. However, in the situations whereby a need for repair arises, it may take longer time to complete. Other factors that can also affect the timing includes includes both the size and location of your property.

So how long does a gas safety certificate last? The simple answer to this question is 12 months. If you own a rental property in the UK, it’s up to you to ensure all your gas appliances and chimney is check after every 12 months to obtain a Gas Safety Certificate which you should hand out a copy to all tenants living in your property. However, if you don’t own the property, you can inform your landlord to get one as soon as possible while also providing a carbon monoxide alarm.

If you get the right size boiler for your business and you get it serviced regularly, your boiler could last up to 15 years. It may even last longer than this, but you’ll find that your boiler begins to become less efficient as it gets older. Also, as technology improves, a boiler older than 15 years may not be the most efficient one on the market.

How Long Does It Take To Service An Oil Boiler?

Are you about to service your oil boiler and wondering just how long it would take to completion? Well, you should first know that during an oil boiler service, there are a wide range of things that needs to be checked. As a result, the service can actually take some time and even more, depending on the present condition of your oil boiler.

During a boiler service, your qualified heating engineer will carry out the following tasks:

• Detach and clean both the burner and fan.

• Examine the combustion chamber rope seal.

• Wipe clean and descale baffles.

• Wipe clean and descale the main heat exchanger

• Detach, clean and replace turbulators

• Examine the combustion levels after cleaning.

He’ll also perform some tank and system checks which includes:

• Inspecting and cleaning condensate

• Testing the fire valve

• Cleaning or replacing the filter

• Cleaning the condense trap

• Conducting a thorough inspection of the tank and oil supply pipe to identify possible damages, deterioration as well as debris.

• Pressure testing the oil supply pipe at the point where it goes underground.

• Examining the system pressure.

With all the aforementioned activities and more, an oil boiler service may take relatively longer period of time when compared to it’s counterpart - gas boiler. This is mainly due to the fact that the boiler itself requires a thorough inspection as well as the oil tank where the fuel is being stored. You get your gas through the mains supply, however oil must firstly be stored inside the tank then filled up when it’s almost low. The oil tank will be inspected to identify possible leaks, bulging, corrosion as well as water.

So generally, an oil boiler service should take between the range of 1 to 2 hours to be completed.