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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How Long Does A Boiler Service Take?

Servicing of your boiler is a very crucial activity which does not only help in keeping your heating system in a top condition, but also assists in ensuring the safety of both you and your loved ones. If you carry out a regular boiler service you’ll be able to identify any possible fault your boiler may have on time before it leads to a more serious issue or even a boiler breakdown. As a result, you’ll be able to save yourself some time and money, but more importantly will save you from any dangerous risk that may result from gas leak in a boiler. The best time for a boiler service is in the summer when you’d probably would not really need the system, so you can take advantage of that as well as the possible lower boiler servicing cost during this period.

Before we look into the amount of time a boiler service should take, let’s first consider what should be done during a boiler service.

✓ Visual inspection. This is a check carried out by the heating engineer to ensure your boiler still meet the existing standards and requirements while also looking for any faults.

✓ Removal of boiler casing. There’s the need to ensure everything is working just fine and also to clean the boiler’s interior. These inspections should include the burner, heat exchanger, main injector and spark probe.

✓ Flue check. This involves making sure that there’s no form of obstructions in the flue terminals as also to ensure that the flue is well installed.

✓ Gas pressure check. This involves making sure that the boiler working with the appropriate pressure.

✓ Boiler fired up. This involves checking for any operating issues.

Generally, a boiler service should be completed within 30 minutes, however this time may vary largely depending on the brand and model.

Many domestic biomass boilers are no bigger than a standard gas boiler. However, they do require a flue, a feeder and a space to store the fuel. These can be designed to suit many different properties and will fit in lots of homes or a garage or outbuilding.

Can You Get Oiled Fired Combi Boilers?

Absolutely! Oil fired combi boilers are not only a super cool alternative to gas heating, but also offer a cost-efficient means of heating your home. And this is best enjoyed especially if you’re one of the estimated 4 million houses that are not connected to the gas network.

Oil fired combi boiler enables you store fuel close to your property and fill it as required. There many A rated model options available in the market with the modern oil fired combi boilers confirmed to be up to 95% efficient. As a result of their multiple advantages over alternative heating systems, the oil fired combi boiler is expected to increase significantly in the UK. Here are some of the advantages of adding the system to your property.

• Oil fired combi boiler heats up water on demand while also saving a lot of fuel and being super energy efficient.

• Since oil needs more fuel than gas, a great return would be derived from every unit of energy.

• When compared with the other types of boilers, oil fired combi boilers have a considerably lower operating cost.

• A new oil fired boiler typically has a 92% to 95 % efficiency, which is significantly better than the 60% to 70% in older systems.

If you have an idea of how to operate the gas-powered alternative, then operating an oil fired combi boiler shouldn’t be an issue. In a similar way to the alternative, the boiler simply delivers the central heating through the radiators and hot water via your household’s taps.

However, the major difference between the two is the fact that the oil fired boiler needs a regular supply of oil, which is stored in a tank. The hot water supplied by the system is instant as it is connected to the water mains supply.

A combination boiler, also referred to as a “combi boiler, delivers both domestic hot water and space heating in a single package so as to save space, and in a lot of cases, money. These great features makes the appliance a very popular choice in UK homes and in fact, it represents more than 50 percent of all new boilers fitted in the UK on a yearly basis.

Most modern and high efficiency combi boilers are usually stainless steel condensing boilers which normally features an in-built secondary heat exchanger to deliver domestic hot water to a home or property. What’s more? When it comes to the heating season or the cold months, the combi boiler will operated as required to heat a structure and offer hot water for showers, sinks as well as other hot water appliances around the house. And when it gets to the warm season or summer months, the combi boiler will only work when there’s a need for domestic hot water which also helps you save more money.

Combi boilers are able to provide domestic hot water in such a way that’s energy efficient due to two primary reasons - the combi units possess a very high operating efficiency and also have a low internal water volume. As a result, in during the hot summer when space heating is not required, you’ll only have to pay to heat up the hot water that you really need and not an entire tank.

Combi boilers also have the following benefits:

✓ Lower costs. Due to the combined nature of the boiler and the lack of tank in the roof space, the installation time and costs are at a minimum.

✓ Saves space in your home as it effectively combines a central heating boiler with a water heater into one unit.

Do British Gas Service Oil Boilers?

Are you interested in finding out whether or not the British Gas service oil boilers? Well, you’ll find the answer in this article! The British Gas engineers are able to repair several types of boilers such as home based combi, conventional as well as system boilers. Unfortunately, they do not fix oil boilers, electric boilers or solid fuel boilers, but if you possess a gas boiler that’s more than 70kW which is mostly present in commercial premises or large buildings you can give them a call.

For a yearly boiler service British Gas engineers will provide the following solutions to ensure central heating and boiler are both in proper working condition and also absolutely safe.

• Inspection of your boiler for possible leaks and corrosion.

• Detach your boiler casing to ascertain the proper functioning of it’s main components.

• Clean up all parts as necessary

• Attach the casing back to the system and make sure its well sealed

• Inspect the level of the gas pressure to ensure that it’s at the right level.

• Perform a flue check to determine that the are no toxic gas emissions like carbon monoxide being discharged by your heating system.

Upon completion of the annual boiler service, the British Gas qualified engineers will then drop a checklist with you which is going to include all the relevant information you may want to know about your boiler system.

In some cases, British Gas engineers may be able to complete the entire boiler service in one visit. However, it all depends on the problem that’s discovered (if any). They may not possess the required part to fix the problem with them, so they’ll have to order it from the British Gas national distribution centre. Most times, this part will get to them the next day so they can finish their tasks as soon as possible.

How Long Does A Gas Safety Certificate Last?

As a result of faulty installation and irregular maintenance of gas appliances and chimneys, a lot of people have been met with an untimely death caused by the toxic gas - carbon monoxide. This is a gas that’s completely odourless, colourless and tasteless - meaning you can’t identify one of its in the environment. But what you should know is, if you stay in an environment filled with carbon monoxide, you’d probably be dead within a couple of hours. Consequently as a landlord, you must do what’s best to ensure the safety of all your tenants by making sure that all your gas appliances and chimneys are subjected to annual check by an approved Gas Safe engineer as required by the law.

Wondering how long a Gas Safety Check will take? The safety of your gas is guaranteed by carrying out regular examinations. Whether or not you possess a gas alarm, it’s still vital to conduct regular gas safe checks to make sure your home is safe. A typical gas safe check would last between 30 to 60 minutes for a normal domestic property. However, in the situations whereby a need for repair arises, it may take longer time to complete. Other factors that can also affect the timing includes includes both the size and location of your property.

So how long does a gas safety certificate last? The simple answer to this question is 12 months. If you own a rental property in the UK, it’s up to you to ensure all your gas appliances and chimney is check after every 12 months to obtain a Gas Safety Certificate which you should hand out a copy to all tenants living in your property. However, if you don’t own the property, you can inform your landlord to get one as soon as possible while also providing a carbon monoxide alarm.

Are Electric Radiators Expensive To Run?

Just like many home additions, the running costs of electric radiators varies largely on a number of factors. Great number of electric radiators typically comes with an in built thermostat which is designed to turn itself off automatically when not in use in order to save energy.

However the energy provider’s set electricity charge tariff will also have a great influence on an electric radiator’s running cost. Let’s take a look at the running costs of an electric radiator!

A 600 Watt electric radiator ( on a standard electricity tariff) will usually have a running cost ranging between 4 to 6 pence each hour. However you should also take note that this scenario might change in situations whereby the electric radiator is not calling for heat the full 60 minutes of each hour. And this is more likely to be the situation as the thermostat is programmed in such a way that enables it to turn itself off immediately there’s an achievement of your required room temperature level - usually within 10 minutes from the time it was switched on. As a result of this, the running cost per hour of electric radiators will be greatly reduced to just about 1 to 2 pence.

It’s also important to note that enhancing the insulation of your home can go a long way to add to the heat retention value of each room. Consequently, the duration at which the electric radiator calls more heating will be significantly reduced, which in turn, implies a lower electricity bill.

Another key factor that can play a huge role in saving on your heating bills is the programming as well as usage of your electric radiators. Every radiator comes with an independent digital thermostat with a number of 24/7 programming options to help achieve maximum efficiency. When the radiator is properly set according to your lifestyle, you can save as much as 50 percent on your heating bills.