Find a Heating Engineer you can trust in Denny.

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

In the UK, more than 50 percent of the money paid for utility bills is aimed at heating and hot water costs as stated by the Energy Saving Trust. This also means that when you settle for an old or ageing boiler, you’ll have to unnecessarily incur high utility bill in order to heat your home and have hot water on demand. In this kind of situation, the most effective and practical solution is to fit a new gas boiler in your home. This will provide you several benefits such as improved efficiency and reliability as well as reduced operating costs.

However, the only drawback here is the fact that removing your old gas boiler and replacing it with a new gas boiler isn’t a 5 minute task. And as you would have expected, like many other home improvement project there’s always an element of disruption that you’ll have to put into consideration when fitting a new gas boiler system. Good news is, with a qualified and experienced heating companies, these disruptions can be kept at a minimum. So now let’s take a look at how long it’ll take to replace a gas boiler depending on the type.

✓ An existing combi boiler upgrade - Installation times may vary, but typically the removal of an existing combi boiler and installation of a new one will usually be completed in a day - about four to six hours.

✓ Converting a regular to a combi boiler - Due to the fact that these type of project is usually labour intensive, it’ll take longer to complete - about 2 days.

✓ First time installation of new boiler to a home. This will usually take about 3 or more days because new pipes and other tasks need to the installation will be carried out.

What Is The Best Oil Boiler On The Market?

With a plethora of sizes and models available in the market today, it can be a hassle choosing the best oil boiler. There are 3 main types of oil boilers which includes an oil combi boiler, a regular oil boiler and a system oil boiler. Within these three types, we have a wide range of models and sizes with varying heating and hot water demands.

With tonnes of oil boiler brands out there, the problem is the over crowding on the market with oil boilers that are not only over priced, but also of mediocre quality. From our research, we’ve been able to identify three major bands that are simply outstanding - Warmflow, Grant and Worcester Bosch. However, out of the lots, Warmflow is simply the most efficient and also comes with several qualities such as :

lUK & Ireland’s only AA rated combi boiler

lMarket leading innovation

lEasy and simple to install

l45plus years heating homes

l5 and 7 year warranty available

The oil boiler comes with an outrageous 5 year warranty on their Titanium which when compared to some similar Worcester Bosch Oil boilers is a whooping 3 years difference. Furthermore, the brand also offers a special “out-of-the-box 5-year warranty which enables the warranty to be valid as long as the installation is done by a qualified oil boiler technician. This may, however, seem normal until you realize other brands like Grant, will only honour their 5-year warranty when the boiler is installed only by their accredited technicians.

Warmflow offers an oil boiler to suit every property that is situated off the grid. These includes the modern and stylish U-Series, outdoor-compatible K-Series as well as the quietly efficient B-series which is designed for indoor installation.

How Much Is A Landlord Gas Certificate?

Do you know as a landlord in the UK, not only does the law requires you to conduct an annual check on all your gas appliances and chimney, but you’d also have to pay for it? Hence, giving birth to the commonly asked question, how much is a landlord gas certificate? With so many variances in CP12 certificate prices everywhere, it can be so confusing knowing the actual one you’re expected to pay. Just by surfing the internet alone you’d come across loads of ads claiming they can help you with a cheap gas safety certificate only to discover that reverse is the case when you reach out to them. Here, you’ll get to know the real amount you’re expected to pay for the annual checks on your gas appliances and chimney.

First and foremost, let’s look at what a Gas Safety Certificate really is. This is a certificate that’s given out to landlords and property management companies after a check has been carried out on all their gas appliances and chimney. This statutory check is expected to be done every 12 months to ensure the safety of all those who make ue of your rental property. Homeowners living in ther property are not required by the law to conduct annual gas safety check, but it’s highly recommended that you get in touch with a Gas Safety engineer to ensure the safety of both you and your loved ones.

As a landlord in the UK, to get all your gas appliances and chimney inspected by an approved Gas Safety engineer and obtain your Gas Safety Certificate, you’re expected to pay within a range of £55 to £65. However, you should note that this cost will increase depending on the number of gas appliances you have (about 30% increase for each additional gas appliance).

How Much Do Electric Radiators Cost?

If there’s an age-long question that doesn’t seem to go away any time soon it’s how much do electric radiators cost? Although it would be perfect to offer an exact figure you can actually work with as the cost of running your heating system, but unfortunately you’ll have to consult a clairvoyant individual to get that. The question is almost synonymous with asking to know what your utility bill will be this month or the next. This is an answer that’s specific to each household, so it would be impossible to provide an answer that applies to all households in the UK. This is because there are several influencing factors that affects what the final cost of your household’s electricity bill will be. Let’s take a look at these factors!

• The size of the room you want to heat. As you would have guessed, the larger the room, the higher the amount of energy that’ll be incorporated, which means a greater electricity bill.

• The age of your house. There’s a high possibility your household ( if it’s an old one) lacks sufficient insulation which makes it less energy efficient, except you’ve already made some necessary changes.

• Your individual needs. Depending on your personal requirements, you electricity bill may be greatly influenced to be higher or lower. And the more people you have in your home, the more the energy you’re likely to consume.

• Time of the year. During the winter months, you’re likely to use a lot more electricity and heating because the weather tends to be colder.

• Your property’s exposure to natural elements. For instance a terraced home with houses on either side will be able to retain heat much longer and there less electricity and heating than a fully detached home.

Modern oil boilers do not require a lot of maintenance. OFTEC recommends that oil boilers are serviced and inspected every year. This keeps them running as efficiently as possible and will ensure any issues with your boiler are identified before they cause bigger problems. This servicing is also vital because of the increased risk of carbon monoxide leaking from a poorly maintained boiler.

A boiler is simply the most important part of a central heating system as it generates the heat that warms up the home or property. Basically, the appliance or small furnace makes use of gas, LPG or oil in order to fuel its operation. However in the UK, most boilers are usually fuelled by natural gas which is supplied automatically from the national gas grid. And depending on how it operates, there are various types of boilers.

Typically, a gas central heating boiler will have multiple pipes entering from underneath. While one pipe supplies the boiler with gas from the mains gas supply, another pipe allows cold water to enter the boiler to be heated, the last pipe then enables hot water to exit the boiler so it can be distributed around the home.

✓ There are fuel jets and heat exchangers inside the boiler. When the heating is turned on, a valve is opened to allow the mains supply gas to enter a sealed combustion chamber in the boiler. There are multiple little valves which permit the entry of the gas before being ignited by an electric ignition switch. These jets heat a metal component in the boiler known as a heat exchanger which works to transfer the heat to the cold water pipe and heat up the water.

✓ Once the water has been heated to the target temperature, it’s then pumped through a circuit of pipe which runs around your home by an electric pump.

✓ The heated water enter each radiator, is then transmitted via a closed loop and radiates heat into each room.

✓ Once done travelling through all radiators, the water then returns to the boiler at which it must have been cooled. Therefore, the boiler will have to reheat following the same process before circulating. The water can only be drained by a professional Gas Safe engineer