Find a Heating Engineer you can trust in Brierley Hill.

First and foremost, the purpose of a landlord insurance is simple and pretty straightforward. It protects against risks associated with your rental property as well as activity. Most policies start out with building insurance as well as property owners’ liability insurance but you’re absolutely free to include several other covers. These covers can include tenant default or accidental damage, loss of rent and more depending on your needs. It’s important to note that varying types of landlord insurance provides coverage for different sorts of risks. For instance, building insurance provides coverage for the cost of repairing or rebuilding your property, while contents insurance provides coverage for contents if they’re damaged or stolen. However, the question is, does landlord insurance cover boiler? In this post, we’re going to shed more light into this to help you make informed decisions moving forward. Let’s take a look!

The short and simple answer to this question is yes, landlord insurance can definitely cover boiler break down! However, this is usually possible only if you select this option when you purchase your landlord insurance policy. With some boiler cover providers, you’ll have to include a home emergency cover to your landlord insurance so as to cover any form of boiler break down. Once this is done, if the boiler in your rental property starts to malfunction or stops functioning, a Gas Safe registered engineer would be sent to your premises to help out with the situation. With this, the repairing cost of your heating system would be covered by the insurance excluding any excess and up to the limit of your policy.

How Long Does A Boiler Service Take?

Servicing of your boiler is a very crucial activity which does not only help in keeping your heating system in a top condition, but also assists in ensuring the safety of both you and your loved ones. If you carry out a regular boiler service you’ll be able to identify any possible fault your boiler may have on time before it leads to a more serious issue or even a boiler breakdown. As a result, you’ll be able to save yourself some time and money, but more importantly will save you from any dangerous risk that may result from gas leak in a boiler. The best time for a boiler service is in the summer when you’d probably would not really need the system, so you can take advantage of that as well as the possible lower boiler servicing cost during this period.

Before we look into the amount of time a boiler service should take, let’s first consider what should be done during a boiler service.

✓ Visual inspection. This is a check carried out by the heating engineer to ensure your boiler still meet the existing standards and requirements while also looking for any faults.

✓ Removal of boiler casing. There’s the need to ensure everything is working just fine and also to clean the boiler’s interior. These inspections should include the burner, heat exchanger, main injector and spark probe.

✓ Flue check. This involves making sure that there’s no form of obstructions in the flue terminals as also to ensure that the flue is well installed.

✓ Gas pressure check. This involves making sure that the boiler working with the appropriate pressure.

✓ Boiler fired up. This involves checking for any operating issues.

Generally, a boiler service should be completed within 30 minutes, however this time may vary largely depending on the brand and model.

If your boiler is making strange noises or smells, or doesn’t seem to be working properly, it may need replacing. Boilers usually last about 10-15 years. Even if your boiler is working normally, it’s worth replacing when it gets this old. An annual check will establish if there are terminal problems with a boiler that cannot be fixed.

Are Electric Radiators Expensive To Run?

Just like many home additions, the running costs of electric radiators varies largely on a number of factors. Great number of electric radiators typically comes with an in built thermostat which is designed to turn itself off automatically when not in use in order to save energy.

However the energy provider’s set electricity charge tariff will also have a great influence on an electric radiator’s running cost. Let’s take a look at the running costs of an electric radiator!

A 600 Watt electric radiator ( on a standard electricity tariff) will usually have a running cost ranging between 4 to 6 pence each hour. However you should also take note that this scenario might change in situations whereby the electric radiator is not calling for heat the full 60 minutes of each hour. And this is more likely to be the situation as the thermostat is programmed in such a way that enables it to turn itself off immediately there’s an achievement of your required room temperature level - usually within 10 minutes from the time it was switched on. As a result of this, the running cost per hour of electric radiators will be greatly reduced to just about 1 to 2 pence.

It’s also important to note that enhancing the insulation of your home can go a long way to add to the heat retention value of each room. Consequently, the duration at which the electric radiator calls more heating will be significantly reduced, which in turn, implies a lower electricity bill.

Another key factor that can play a huge role in saving on your heating bills is the programming as well as usage of your electric radiators. Every radiator comes with an independent digital thermostat with a number of 24/7 programming options to help achieve maximum efficiency. When the radiator is properly set according to your lifestyle, you can save as much as 50 percent on your heating bills.

If you’re looking to have your boiler insured, there are a number of boiler cover providers you should probably check out with British Gas Homecare being right up there as one of the best in the business. In this post, we’re going to consider the British Gas Homecare prices to help you make the best-informed decisions possible moving forward. Let’s take a look!

Firstly, British Gas offers a wide variety of packages to provide coverage for repairs as well as breakdowns on heating systems. They also offer plans which includes cover for your central heating, plumbing, drains as well as electrics. With this provider, you can choose to pay your cover either in monthly instalments or annually. Simply have it at the back of your mind that the cost of your package will depend mainly on the things you want to cover – the more the risk you wish to protect against, the more expensive your package is likely to be.

In general, HomeCare starts from £13 a month (£60 excess). Conditions and exclusions is applicable, prices may also vary based on your property’s postcode. With British Gas, there are a number of products to select from within their range some of which features an annual service and repair of your boiler and controls. Their products include British Gas Home Care One, British Gas Home Care Two, British Gas HomeCare Three and British Gas HomeCare Four. There are also some exclusions, which means that irrespective of the HomeCare product you opt for, there are certain things that British Gas do not cover. For instance, sludge or scale removal and the repair of the damage arising as a result. Showers and their parts, shared drains, faults caused by a non-British Gas engineer and more.

Overall, the amount you pay per month or year will be based on your location in the UK and the British Gas will confirm the price once they’ve been able to take a couple of details from you.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

How Do Electric Boilers Work?

Electric boiler are installed in residential, commercial and industrial properties to serve as a reliable source of heat. Unlike other types of boilers that depends on fossil fuel burning to be able to operate, electric boilers are fuelled by electrical energy which ultimately makes it more reliable and powerful compared to its counterparts. This heating option was basically provided for home or property owners who don’t have an access to the main gas supply.

So how does an electric boiler work? Basically, an electric boiler work by heating water. Once heated, the hot water supply is then distributed to various areas across the house or property. In order to achieve the best possible efficiency at the lowest possible costs, new model electric boilers are installed by licensed and professional boiler fitters with the help of a microchip control system. Meanwhile, the microchip control system functions to oversee the management of both temperature level as well as output.

Unlike other types of boilers such as a gas boiler, electric boilers only require minimal service. If you own a gas boiler, it’s crucial to ensure that it’s serviced every single year by a licensed and reliable professional that’s into boiler repair services. During the checks and maintenance services, the gas boilers would need to be checked for possible gas leaks, as well as ventilation poisoning and other problems.

Overall, electric boilers are considered to be one of the most environment-friendly heating system which is more affordable to install in your property than a gas boiler. It represents the most ideal option for homes with gas boiler issues as well as those that are not connected to the main gas supply. What’s more? Electric boilers are also one of the best options for wet central heating and under floor heating.

What Size Of Oil Boiler Do I Need?

When it comes to oil boilers, there are three main types - the combi, system and conventional. Within these types, you’d discover there happens to be a wide range of sizes to choose from. First and foremost, we must note that the size has to do with the amount of energy they offer to your heating and hot water system rather than the physical dimensions.

The rule of thumb is, the larger your house (which implies the more hot taps, radiators and showers), the more powerful (bigger) the oil boiler you’d require. For instance, a four-bedroom apartment with three showers occupied by a family of four will definitely need a more powerful boiler than a a bungalow featuring a single occupant.

It is, however, important to also note that it’s not all about going for the biggest oil boiler. If you decide to choose an oil boiler with a much bigger capacity that needed, not only will you be wasting money on the initial purchase as well as installation, but also lose money operating it. And in a converse scenario, if you go for the cheaper and lower-powered oil boiler in an attempt to save up some money, you’re most likely to end up with tepid radiators while also frequently running out of hot water. Hence, the importance of determining the appropriate size of boiler for your particular household before purchase.

To determine the appropriate size, determining the number of bathrooms, radiators as well as the total number of people living in the property would be a step in the right direction.

Numbers of Radiators Combi System Boiler Regular

Up to 10 24 to 27kW 9 to 18kW 9 to 18kW

10 to 15 28 to 34kW 18 to 26kW 18 to 26kW

15 to 20 35 to 42kW 27 to 40kW 27 to 40kW