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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

When your boiler is being replaced you won’t have hot water or central heating. If you don’t mind this you can stay in your home, and use portable electric heaters if needed. Most installers undertake a power flush before installing a new boiler now and this can cause muck and debris from the pipework, so you may wish to get out of the way while this is happening!

If you get the right size boiler for your business and you get it serviced regularly, your boiler could last up to 15 years. It may even last longer than this, but you’ll find that your boiler begins to become less efficient as it gets older. Also, as technology improves, a boiler older than 15 years may not be the most efficient one on the market.

Can You Replace Storage Heaters With Electric Radiators?

The short answer to this question is yes. If your outdated storage heater is not heating your home the way it should, you’ll find a better replacement in electric radiators.

Being more modern and efficient, electric radiators offer a wide range of benefits which storage heaters can only dream of. Let’s have a look.

• Unlike storage heaters, electric radiators do not need to be charged up the night before which makes it totally controllable as you do not have to guess what your heating needs will turn out to be the next day.

• The above benefit leads to an even better one as the controllability quality of electric radiators makes them a lot more efficient than storage heaters. Electric radiators usually comes with programmable timers and thermostats which allows you to set various heating schedules for each of your rooms, meaning you’re only heating when and where its needed.

• Unlike some storage heaters, electric radiators do not cause wall blackening and also happen to more elegant and stylish.

• Electric radiators are not tough on allergies like storage heaters as they do not depend mainly on convection to heat

• Electric radiators also have an easy installation process with all you need to do to switch from storage heater to one being the removal of the former and inserting the radiators into the sockets.

However, if you want to make a switch to electric radiators, there’s the need to change to a standard electricity tariff from your economy tariff. And while the standard electricity tariff rates may be more expensive than the night time rate provided by Economy 7, the standard tariff rates are a bit cheaper than the daytime Economy rate. You’ll also get to use much less of electricity while also saving money on your heating bills and more.

How Long Does A Boiler Service Take?

Servicing of your boiler is a very crucial activity which does not only help in keeping your heating system in a top condition, but also assists in ensuring the safety of both you and your loved ones. If you carry out a regular boiler service you’ll be able to identify any possible fault your boiler may have on time before it leads to a more serious issue or even a boiler breakdown. As a result, you’ll be able to save yourself some time and money, but more importantly will save you from any dangerous risk that may result from gas leak in a boiler. The best time for a boiler service is in the summer when you’d probably would not really need the system, so you can take advantage of that as well as the possible lower boiler servicing cost during this period.

Before we look into the amount of time a boiler service should take, let’s first consider what should be done during a boiler service.

✓ Visual inspection. This is a check carried out by the heating engineer to ensure your boiler still meet the existing standards and requirements while also looking for any faults.

✓ Removal of boiler casing. There’s the need to ensure everything is working just fine and also to clean the boiler’s interior. These inspections should include the burner, heat exchanger, main injector and spark probe.

✓ Flue check. This involves making sure that there’s no form of obstructions in the flue terminals as also to ensure that the flue is well installed.

✓ Gas pressure check. This involves making sure that the boiler working with the appropriate pressure.

✓ Boiler fired up. This involves checking for any operating issues.

Generally, a boiler service should be completed within 30 minutes, however this time may vary largely depending on the brand and model.

How Much Oil Does A Boiler Use?

Are you also interested in knowing the quantity of oil that a boiler consumes to heat up and keep a house warm? Well, you’ll find the answer here. There are so many influencing factors that determines the quantity of oil that’ll be used by a boiler. These factors include the number of hours they’re subjected to use on a daily basis, the boiler’s size as well as how efficient it is. Another factor is how you use your boiler, whether it’s only to provide heating or to provide both heating and hot water will as influence the quantity of oil your boiler uses. As a result, it’s almost impossible to provide an accurate estimate of the amount of oil that an appliance would require to keep running effectively.

In general, to provide a rough estimate, a mid sized oil boiler appliance could make use of up to 3.5 litres of oil per hour when full, but if it’s a large appliance, then it can burn up to 4 litres of oil per hour. However, it should be noted that this is only when the boiler is operating flat out. In the event whereby the water inside the heating system is already hot and the boiler is only working to maintain the level of warmth, much less quantity of oil will be used. And as expected, there will also be times in which your boiler will not be on, and therefore no oil or fuel will b used.

Your home’s size as well as how properly insulated it is can also be a significant influencing factor here. As you would have guess a big home and/or poorly insulated will use up more oil because it’ll be harder to heat up or keep warm. Overall, for some households, 1000 litres of oil will be sufficient to get them through the year, whereas the same quantity may not be enough to get other households through just the winter months.

How Much Does It Cost To Move A Gas Meter?

When your gas meter is not in the right location while completing your renovation works or extending your property, it can be a worrying experience.

As a homeowner, you’re not allowed by the law to move your gas meter by yourself - it’s a very dangerous task that’s too risky to undertake just by watching a Youtube video or reading a blog post. Moving of a gas meter can and should only be carried out by a qualified and licensed gas supplier. And this, ultimately, gives rise to the question - how much does it cost to move a gas meter? Before we provide an answer for that, let’s look at what moving of a gas meter entails.

First and foremost, moving of a gas meter typically involves switching off the gas source to your home or property. The pipeline about 2 metres away from your property would be cut into for safety reasons and diverted into another position. Furthermore, you can as well apply that your meter should be re-fitted and re-linked to the inner copper pipeline, but that’s if the inner copper pipeline happens to be within two metres of the new location of your gas meter.

The time involved in the completion of a gas meter re-location project depends largely on the complexity of the job as each project is unique. Typically, the standard timescale from preparation to the final stage of moving a gas meter will take between 4 to 8 weeks. Finally, how much will it cost to relocate your gas meter?

As there are no government funds to subsidize gas meter relocation costs, this can be a very expensive work to carry out. Generally, the price to move a gas meter of about 5m will start within the range of £640 to £670.

If you’re building a connected home, a smart thermostat allows you to change the temperature in your home. And not only do several smart thermostats come with touch screens and a user friendly interface, but they’re also compatible with Amazon Alexa, Google Assistant and other voice controlled personal assistants. So how does a smart thermostat work? Let’s have a look!

Generally, smart thermostats are connected to the home’s Heating and/or Air Con system via C wire (common wire). Homes that lacks a C wire (especially older homes) will have to install one first before getting a smart thermostat. The C wire is a crucial element in the installation process as it works mainly to wire your smart thermostats into the Boiler system without tampering with the wiring for the other appliances in the house.

The smart thermostats comes with some special temperature setting which you can access by connecting them to your home’s WiFi. These include:

• Mobile Control

Most smart thermostats are specially designed to enable users to control the temperature of their home from the comfort of their couch or car via their unique mobile apps. This feature is just perfect if you particularly like getting the perfect temperature in your home without having to get out of bed.

• Humidity Controls

Although, the humidity of your home can not really be adjusted with a smart thermostat but you can always stay on top of it by monitoring it or setting an alarm on your phone to go off when the humidity changes.

• Geofencing Feature

With a smart thermostat, you can choose the particular times of the day you want it in action. This feature enables you to go on impromptu travels without having to worry about your energy bills - some smart thermostats come with the geotracking feature which determines when you’ve left the house and adjusts the temperature of the home accordingly with your energy usage in mind.