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External wall insulation works to keep your home cosy and comfy while also helping to cut the energy bills. However with the great benefits also comes great costs, so it’s actually a logical decision to know whether there are grants out there which you’re eligible for to help you handle the cost of the external wall insulation.

There are grants available for external wall insulation, but rarely will you find one that covers the full installation cost. With the help of the government’s Energy Company Obligation (ECO) scheme, a couple of energy companies assist in making your home more energy efficient by offering grants or free insulation. In certain cases whereby you receive particular state benefits, you may as well qualify for a higher grant that’ll cover more of the insulation cost.

However, if your energy supplier doesn’t offer any grant, you need not worry as you can save as much on energy bill after installation. Here’s what insulation can help you save per year on energy bills:

• Floor insulation can help you save within a range of £30 to £75 each year.

• Cavity wall insulation can help you save about £85 to £280 a year.

• Loft Insulation (270mm) can help you save about £135 to £250 a year.

Generally, the amount you’ll be able to save on your energy bills depends mainly on the type and size of your property, as well as how energy efficient it already is without the insulation. In the long run, your external wall insulation will more than give you back your investment on the valuable project through your savings on energy bills. In other words, whether or not you’re eligible for a grant should never stop you from installing an external wall insulation.

In recent times, more and more home and property owners are starting to come to terms with the large returns and little investment in cavity wall insulation provides. For a relatively little amount you can achieve a lot, from an increase in your home’s energy efficiency and reduction in heating bills to a huge boost in your property’s resale value and lots more. This makes you wonder how an ordinary insulation can help you achieve so much, right? Well, you’re definitely not alone! Several other potential investors are also eager to know exactly how the cavity wall insulation works to deliver all these juicy benefits. In this post, we’re going to go provide you with a detailed insight on how cavity wall insulation works. Let’s take a look!

Typically, cavity wall insulation works as acting as a shield which prevents the escape of heat from your home. It features a reflective surface which serves as a barrier to reflect heat from one side of the panel, effectively minimizing the amount of heat conduction that escapes through. This protection of your home from heat penetration comes with a couple of benefits with the obvious one being an incredible thermal efficiency. An insulated home or property is able to maintain a much more balanced temperature throughout the year – staying a lot cooler during the summer months and retain the heat generated during the winter months. However, a less talked about benefit is the fact that when an insulation is done during the construction of a house, the whole development phase can be completed a lot quicker. This is mainly because insulation offers total protection against weather conditions which enables internal trades to continue without the need to wait for brickwork or cladding to be completed.

More often than not, several homeowners fail to realize there’s so much value sitting right under their roof - the loft. When a loft is insulated, there are so many juicy benefits that can be derived. It can go a long way to save increase you energy savings and several more functions. Therefore, if you really wish to maximize the space under your home’s roof, you’d have to considering insulating it. So how much would it cost to have your loft insulated? Here, you’ll discover the cost of insulating your lofts so you that you can set a budget and start to plan.

The cost of insulating a loft is actually affordable for several individuals, however, this depends on a wide range of factors such as the size of the house as well as the type of insulation being installed. One significant factor is the insulating material that you choose to install. If done properly, you’d be able to prevent heat from escaping through the roof of the house which helps improve energy efficiency and ultimately, save you some money on heating bills.

If you’d prefer to make it a DIY project and you go for a blanket insulation it costs about £5 per m2. therefore, this will cost within the range of £100 to about £150 for a small home.

For a professional service, you’ll be provided with a quote for both the materials and labour. The amount will be based on the number of insulation required, the company hired, your location as well as the method selected. The price to purchase and install blanket insulation  would be between the range of £300 to £400 depending on the size of your home.

If you want to install an external wall, it is only wise to consider whether or not a planning permission is required in order to avoid a hefty fine. In a great kudos to the government and a welcome relief to home and property owners, the installation of external wall insulation is seen as an “improvement to the house and not an “extension or an “enlargement. Ultimately, this implies that external wall insulation fitting is to be done under permitted development and a planning application may not be required. However, like many other regulations, there are also exceptions to this rule and the main one is if the activity changes the appearance of your property. Properties such as a listed building having tighter regulations may pose some issues. As a result, we’d advise you to consult your local authority to ensure that there’s no fast rule to this topic before commencement of the external wall insulation project.

At the moment, according to the Government Building Regulations, the surface of the entire wall is to be improved to existing standards if the area to be insulated exceeds 25 percent of the wall. In normal situations this is usually the typical case, however to prevent avoidable fines and other possible punishments, it is always best to reach to your local authority and check out the rules guiding external wall insulation in your constituency. Furthermore, since external wall insulation is not a task that’s recommended to be done by yourself, you can also ask the professional external wall insulation fitting company for the applying rules before proceeding. As a good professional, the company should have a better knowledge of the rules and regulation guiding its activities.

Over the years, more and more home and property owners are beginning to realize the huge benefits that can be derived from loft insulation being a worthwhile investment. It’s quite worrisome the way in which energy bills have soared over the past 10 years and loft insulation is a considerable affordable energy efficiency measure that can go a long way to help increase your home’s energy savings.

As far back as the 1980’s, the standard when it comes to insulation thickness was 25 mm to 50 mm which was, at the time, considered to be sufficient. However, building regulations have changed the norm that now states that a new build needs to possess 270 mm of insulation in the loft in order to achieve the required u-value of less than 0.16/m2k based on the standard rock wool or sheep wool insulation.

Generally with loft insulation, there’s a law of depreciating returns which implies that the first couple of insulation centimetres will save you many times the cost of the installation, however an extra layer or centimetre is going to add less value to the point where it’ll no longer be wise or worthwhile to add any further centimetre. Therefore, with cheaper energy prices 30 years back, that additional couple of centimetres was not just worthwhile, but with the recent alarming rises in costs of fuel, that additional £10 savings per year has all of sudden changed to £30 which makes it become a lot more attractive.

If you already have 270 mm of loft insulation, regardless of the material you’re looking to add you’re most likely not going to benefit from a top up. The cost of the materials and installation will definitely be too high for the couple of pounds it’ll save you per year.

Over the years there has been an increase in the recommended thickness of loft insulation by the government. Obviously, the reason behind this is pretty simply - the thicker the layer of your loft insulation the bigger your savings. The UK government is very keen to every house in the country to have loft insulation fitted where possible as it helps to minimize the heating demands of these properties. Households get to benefit from loft insulation in so many ways which includes reduced energy energy bills as well as having a home that stays at a more comfortable temperature for longer.

Generally, for the government energy efficiency is crucial as it implies that the highest demand ( which is usually the time of the day when gas or electricity use is at its peak ) reduces, since each building requires slightly less energy. Overall, that ultimately implies that new power plants don’t have to be built which is some nice cost savings for the government.

In the 1980’s, any thickness of loft insulation from 25 mm to 50 mm was considered the standard. But then, building regulations stated that homes should have as much as 100 mm of loft insulation. Over time, this gradually increased to 270mm for new builds and also recommended for other properties, although not essential. As a result of this, there’s always a need to check how much insulation you currently have in your loft before you decide to purchase more. You may discover that you already have something within the range of 20 mm to 200 mm up there and knowing this and the insulation values will assist in determining how much more you’ll need to purchase, if any at all. You should also note that some modern materials can offer the same thermal insulation whilst not being as thick.

This depends on the amount of insulation already present in your property. However, adding insulation has been proven to improve the energy efficiency of your home and decrease your heating bills, this is more obvious in older properties or where single glazing is still in situ.

This is a very great opportunity to not only get free external wall insulation, but also cut down your energy bills depending on the type of property you live in. Generally, to enjoy free external wall insulation you must at least be part of the group receiving one of the benefits listed below and also depends on the amount of money you earn. The benefits include:

• Income based jobseeker’s allowance (JSA)

• Income support

• Income-related employment and support allowance (ESA)

• Tax credits

• Pension credit guarantee credit.

• Universal credit.

There are also other important factors that determines if you can have a free insulation fitted on your property. These includes the place you reside, the carbon level of your home and according to some suppliers, the level of beneficial impact the insulation will have on your home. In order to have a free external wall insulation installed, you must either be the owner of your home or at least obtain the go ahead from your landlord before any external wall insulation activity can be made.

Good news is, if you fit the aforementioned criteria and you’ve already installed an external wall insulation, you just may be entitled to receive a refund for the good job done. However, to really find out if you’re eligible, we’d recommend you get in touch with your supplier directly. Also, the Energy Saving Trust (EST) can direct you to some organizations who can assist you in the determination of your eligibility.

As a home and property owner living in England, you can also check out the Each Home Counts Advice Website which is committed to giving impartial energy efficiency advice.

At the end of the day, if it turns out you happen to be ineligible for a free external wall insulation, you can still go ahead to contact a professional installer for a help at a competitive price to enjoy the several benefits that comes with home insulation.