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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

If you want to install an external wall, it is only wise to consider whether or not a planning permission is required in order to avoid a hefty fine. In a great kudos to the government and a welcome relief to home and property owners, the installation of external wall insulation is seen as an “improvement to the house and not an “extension or an “enlargement. Ultimately, this implies that external wall insulation fitting is to be done under permitted development and a planning application may not be required. However, like many other regulations, there are also exceptions to this rule and the main one is if the activity changes the appearance of your property. Properties such as a listed building having tighter regulations may pose some issues. As a result, we’d advise you to consult your local authority to ensure that there’s no fast rule to this topic before commencement of the external wall insulation project.

At the moment, according to the Government Building Regulations, the surface of the entire wall is to be improved to existing standards if the area to be insulated exceeds 25 percent of the wall. In normal situations this is usually the typical case, however to prevent avoidable fines and other possible punishments, it is always best to reach to your local authority and check out the rules guiding external wall insulation in your constituency. Furthermore, since external wall insulation is not a task that’s recommended to be done by yourself, you can also ask the professional external wall insulation fitting company for the applying rules before proceeding. As a good professional, the company should have a better knowledge of the rules and regulation guiding its activities.

It depends on a few factors whether a new double glazed window will look different to existing ones. If your existing windows are very old, perhaps 10 years or more, then it’s likely that there will be some small differences.

The first thing to remember is that your double glazing is exposed to the elements as soon as it’s installed. So over time, unless you’re very good at cleaning and maintaining your windows, they’re likely to look a bit dirty. Window frames that are south-facing may also become slightly discoloured from the sun, so if you install a new window right next to it you might notice a difference.

Also, there have been lots of technical advances in windows over the years. If your existing windows are significantly older, you might notice a difference in the handles on openers, and if your existing windows were installed before 2010 they might not have trickle vents, which is an extra strip on the inside of your window to keep air flowing through your home. While it’s not a legal requirement for replacement windows to have trickle vents if the original one didn’t, it’s a good idea to have them installed as they help prevent condensation and mould.

The only truly noticeably different elements to a new double glazed window compared with existing ones are likely to be on the inside, which might not be a problem for you if you only have one window in a room. However, if you know the brand of your existing windows, you can ask your window installer if they can source the same ones. Even if they’ve been updated slightly, the difference should be minimal.

1. If you’ve not got an overhang or it’s a fixed deck, fit starter clips along the outside edge of the frame and secure with screws provided with the composite decking. If you are working with an overhang, put the first board into position not exceeding 25mm. If you’re adding a fascia, put an off-cut of board under the overhang so you know it’ll be flush with the fascia.
2. Pre-drill all fixing points, measuring in 30mm from the edge of the board. Secure the board to the joist below with composite decking screws.
3. Slide a hidden fastener clip in so it sits within the groove of the deck board. It needs to be in the centre of the joist to keep the boards secure and ensure an expansion gap of 6mm. Tighten the clips until just tight, and repeat so there’s a clip at every joist.
4. Add the next board, ensuring that the fastener clips sit within the groove – make sure you don’t force it. Repeat step 3.
5. Continue steps 3 and 4 until you’re at the final board, which you should secure in the same way as you did the first.

The quick and simple answer to this question is yes, stairlifts can be fitted to almost any staircases, however there are some instances where this won’t be very easy. There are a number of factors that determines whether a stairlift will perfectly fit your home. In this post, we aim to provide you with a good insight on these factors. Let’s take a look!

• The staircase width. The primary factor that really determines whether or not you can have a stairlift fitted is the width of your staircase. In the event whereby your staircase happens to be too narrow, this can lead to safety issues - users can hit their knee s on the rail or wall or the stairlift could also become a potential trip hazard. Generally, the minimum width a staircase can be to allow for a stairlift to be fitted is about 29 and 32 inches.
• The staircase height. Before going for a stairlift, the height of your staircase also needs to be put into consideration. This is prevent any potential head knocks when the stairlift is in operation. Normally, this shouldn’t be an issue for people considering a stairlift for their home, but the vertical space is one that must be considered if you’re planning to get a perch stairlift. This is due to the fact that when the user stands up, more vertical space will be taken compared to when he’s seated.
• The curved stair case. The challenge here is the fact with a curved staircase, the fittings and fixtures of your new stairlift must be tailored to the area in which it’ll operate.

How To Install Solar Panels And Batteries

Have you decide to purchase a solar system for your home and wondering how to go about the installation? If yes, then we’ve got you covered! In recent times, it’ll be totally safe to say that solar panels and batteries for home use in the UK has now become more of a necessity than a luxury considering the numerous benefits the system offers. However, with the cost of having the system installed, you might be forced to think about the doing the installation yourself.

If you lack proper training and experience in the solar system installation process, it’s advisable to hire the services of a qualified technician who can guarantee the best results the first time and help you save time and extra costs that may result from possible costly errors. Here, we’ll give you a good insight into the installation process.

• Mount the solar panel and ensure it’s properly screwed to your roof. Try to position in such a way that it faces direct sun rays to have enough solar power generated.

• Connect your charge controller. The current that’s being generated by the solar panels will not be stable all day long. As a result, it’s important to avoid connecting solar photo voltaic modules directly to your better, if you don’t want it damaged. To control the current received from the solar panels, the charge controller is required. It has three connecting points - one for the battery, one for the solar panels and the last for Direct Current (DC) identify the one for solar panels and connect accordingly.

• Connect the battery to charge controller. The charge controller possess two terminals for the battery - the positive and negative terminals. Connect the positive terminal to the positive of the battery and also do the same for the negative.

If you live in the UK, you’d know by now that no matter what’s happening in the world around us, nothing is going to stop the heat from getting in. And that’s exactly more reason why a well functioning cooling system is more of a necessity than a luxury. Hence, we’ve put together this list to help you avoid common air conditioning mistakes this summer. Let’s take a look!

• Not changing the filter. In the summer when the heat turns up there’s a huge need to change the air filters on a regular basis ( at least once a month). This is due to the fact that your air conditioning system works extra hard and runs all the time during the warmer months. What’s more? If you happen to have pets, a large family or live with an individual who suffers from asthma or allergies, it becomes a lot more important to change your air filters. Plus, a dirty filter is capable of increasing your energy cost within the range of 5 to 15 percent on a monthly basis.
• Not having the right size. When it comes to air conditioning, there’s no one-size-fits-all approach. You simply have to purchase and install the right size for your property which is chiefly determined by the type of the dwelling, the home’s size and other factors.
• Ignoring red flags. Calling in a technician isn’t always the most convenient thing to do especially when life gets a bit busier. However, when you choose to ignore warning signs that something is wrong with your HVAC system, you risk a total breakdown of the unit. What happens is the problem becomes an even more serious issue which will be very costly to repair or at times, replaced.

Most people want to connect solar panels to a battery when they’re not at home all day to use the electricity they generate, or generate more than they consume over a day. Solar batteries are a great way to maximise the savings on your energy bills since you can use every unit of electricity you generate.

If you want to connect your solar panels to a battery, the best – and safest – way is to ask an MCS-registered company to do it for you. They’ve had lots of training and hold qualifications in handling electricity and installing solar batteries, so they will be able to recommend the best battery for your solar panels and for the among of electricity you use. Some of the brands they might recommend include Tesla, SolarEdge and SolaX, but there are many more to choose from. If you want to send electricity to the grid from your battery to receive Smart Export Guarantee (SEG) payments, it’s also worth leaving installation up to a registered installer. This is because you might not be eligible for payments if your battery wasn’t installed by an MCS-registered company.

However, if you do want to have a go at connecting your solar panels to a battery, it’s worth finding out whether your system is ‘storage ready’. Most relatively new systems will be, since batteries are becoming more commonplace. If your solar panels are storage ready, they will have an inverter that can easily have a battery added to it. If this is the case, then you should be able to buy the solar battery you want and follow the manufacturer's instructions to install it.

But it’s worth remembering that electricity is extremely dangerous when handled improperly. If you don’t get the solar battery connected properly and something goes wrong, it could cause a fire or you could electrocute yourself. If a fire breaks out due to your battery, it’s unlikely that your home insurance company would pay out since you connected the battery yourself. That’s why it’s always worth speaking to a registered installer to install a solar battery storage system for you.