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What Insurance Does A Painter Need?

As a painter, you’re most likely going to require three forms of insurance which includes public liability, income protection as well as tool insurance. However, you should take note that outside these three, there are also several other forms of insurance whose relevance will only be determined by the nature of your business. Now let’s take a closer look into the three most important forms of insurance for painters.

✓ Public liability. What’s surprising here is the fact that many painters are actually aware that they should have a public liability insurance, but only a few really knows what it actually covers. Essentially, what a public liability insurance does is to protect you in the event whereby you messed up and some else suffers a loss as a result of your actions. Third parties can suffer a property damage or personal injury as a result of your negligence. It does not in any way cover the damages to your own property or injuries suffered by you or your staff.

✓ Income protection. As a subcontractor or self employed painter, you’ll be in the best position to know that if you don’t work, there’ll be no money for you. And with no sick leave and possibly no workers’ compensation, then financial problem looms. But not to worry, you can protect yourself from this risk by getting an income protection insurance.

✓ Tool insurance. It’s always a terrible feeling when you go to the site only to discover your tools such as ladders, spray guns, trestles and equipment are suddenly no where to be found. Upon discovery of this situation, you’ll start thinking about the cost of replacing all the tools. With a tool insurance, you can be protected against these sort of situations whereby your tools are stolen, damaged and lots more.

When home or property owners decide to plant a Leylandii, they mostly think about how great it is as a hedging and screening plant and forgetting it also require a regular maintenance to keep in good shape. One thing about Leylandii are they do not re grow if you happen to cut back into the old wood. Once it turns brown, it will remain like that with no possible solutions to remedy the situation as they have little to no ability to regrow from the old wood.

In order to maintain your Leylandii hedge in good shape and order, that’s not too wide or too tall, then it’s recommended that it should be trimmed at least once a year. By doing this, you’re more likely to cut only into the new green growth which will enable the hedging plant look great and green with no brown patches. So when is the best time to prune a Leylandii hedge plant in a year?

Generally, it’s advisable to cut back mature or overgrown Leylandii hedges in the UK about two to three cuts between the months of April and August. By this time, your hedge plant will already be well established and ready for some maintenance and care. However, if there’s a chance that you might not be able to prune it on a yearly basis, the we’d suggest you get a slower growing alternative instead. Some of the alternatives which are slower growing and unlike Leylandii, can regenerate when cut back into the old wood are several types of Thuja as well as English Yew.

Below are some guidelines you can follow when trimming your Leylandii hedge:

• Do not cut Leylandii hedges during very forsty or hot weather.

• Do not cut the hedges during wet conditions to allow the cut dry and heal quickly.

• Make use of sharp tools.

• Cut on a cool and breezy day.

When it comes to landscaping issues, lawn mushrooms are a very common occurrence. If you’re one of the several home and property owners who simply loves to have a great looking grass, finding mushrooms in your lawn can be a truly frustrating experience. However, with the right skills and knowledge the problem of mushroom growing in lawns can be resolved. If you don’t have the confidence required to carry out this task, then we’d recommend you call in a professional landscaper for help in order to avoid costly errors and unnecessary expenses. In this post, we’re going to put you through the processes involved in lawn mushroom removal.

First and foremost, let’s consider why mushrooms grow on lawns. To determine why mushrooms are growing on your lawn, simply examine the state of your lawn. Lawn mushrooms thrive in damp, shaded and organic waste rich environments. Figure out if you have drainage problems with supports the mushroom challenge, organic waste to be removed or perhaps you have areas on your yard that happens to be very shady.

In order to get rid of mushroom in your lawn, you’ll have to resolve your yard problems. If your lawn is very wet, try to find out if there are things you can do to minimize the moisture. You can reduce the decaying organic materials in your yard by raking your grass clippings, replacing existing mulch or detaching your lawn. If your yard happens to be quite shady, check if some targeted pruning can help to enable the access of more light to your yard. Also, you can apply a fungicide to eliminate the existing lawn mushrooms.

There are two main types of cladding. The first is material cladding, which refers to layers of a material that are attached to the external walls. The material used could be timber, PVC, stone, or other materials. The second type of cladding is rendering, where a coat of plaster is applied to the wall.

You don’t always need to replace your gutters with your roof. Often people think that it’s a requirement, or simply the best thing to do, but it’s not always necessary. The reason why people think it’s required is because to re-roof a home, the guttering often needs to be removed and put back on.

If the time has come to replace your roof, then the chances are that your guttering is pretty old too. When you start to get quotes for your roof replacement, ask the roofer to take a look at your guttering as well. If there are signs of peeling, rust, cracks or sagging, then it makes sense to replace your gutters with your roof. If you get them done at the same time, you’ll save money labour costs, which is the reason why most homeowners do it.

Another reason to replace your gutters with your roof is the risk of damage. Re-roofing is a significant project, so the guttering needs to come off most of the time – running the risk of brackets and pipes getting damaged in the process. So if your guttering is still looking good right now but you think it might need replacing in a couple of years, it might be worth just doing it at the same time as your roof to save you money and the stress if damage does occur.

However, if your guttering has only recently been replaced, then there’s no need to replace it again with your roof. But because it needs to come off, make sure you speak to the roofing company about keeping it safe and doing their best to avoid damage. It’s also worse ensuring that they have the correct insurance to cover you both in case your guttering does get damaged during your roof replacement.

Modern conservatories are well insulated and have double glazing. This means that you can use them in winter, as well as in the warmer seasons. Different roof options such as a glass roof or a titled roof will allow a conservatory to become simply another room in the home.

Since it’s very common to find heated floors in the bathroom, it becomes very understandable that most home and property owners are fitting a radiant floor heating system under tile flooring. If you’re thinking about how you can fit heat under tile floor, then you’ve come to the right place. However, if you lack enough confidence to pull this off, then we’d advise you get in touch with a professional who can guarantee the best results for help. In this guide, we’d be considering how heating products are fitted under the most commonly heated flooring material which is tile. Let’s take a look!

1. Take a measurement of the room you wish to heat. When taking this measurement, you should leave out permanent fixtures such as tubs, toilets, floor vents and more. This information will be used to create a project sketch which includes the room dimensions
2. Test your electric floor heating rolls. To make sure that your floor heating rolls are in perfect working condition, you should use a digital ohmmeter to test it.
3. Inspect the subfloor. Clear the surface of any nails or other sharp objects which could cause damage to the heating element.
4. Install the flex roll. Simply roll out your flex roll till it gets to the opposite side of the room. Once done, you can then cut the mesh and turn 180 degrees to continue fitting in the other direction.
5. Place the sensor. If you happen to possess a floor heating thermostat that enables a floor sensor, ensure to position the sensor near the thermostat’s location and exactly between two cables, then use hot glue or weave into mesh to secure it.
6. Connect the thermostat. We’d advise you get in touch with a professional to have this done.
7. Install the tile.