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Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.

If you’re considering rendering your house or property, then you’d most likely want to know whether or not applying for a planning permission will be needed. In several cases, planning permission will not be required for the maintenance, repair as well as replacement of the existing render on your building. These activities are covered by what’s called “Permitted Development Rights, which allows you to carry out some activities without having to apply for a planning permission but always subject to following some strict guidelines. For rendering, as long as the material (render) possesses an identical appearance to those existing on the house as well as same colour, then you will not require a planning permission. However, there are a number of projects that have been highlighted in which a planning permission would be required. These includes the following:

✓ Re-rendering in a colour that different from the original one used on the house or building.

✓ Rendering over brickwork which was not originally covered.

✓ Rendering over pebbledash

✓ Removing pebbledash and replacing it with render.

Another exception to the Permitted Development rights are for houses in conservation areas, national parks or areas of outstanding national beauty.

Although, you wouldn’t normally require to submit a planning application for approval before you apply render, but in truth it’s actually a bit of a grey area which isn’t totally clear and doesn’t allow for much freedom or creativity. And due to this fact, homeowners who wants an absolute peace of mind may opt to apply for planning permission just in case. It’s also worth noting that whether or not a planning permission is required, a huge rendering work will need to comply with building regulations which includes the need to insulate walls on the inside or outside as part of the work on several older properties .

Leaves, twigs and moss all have one thing in common which often annoys home and property owners - they are the three main materials that negatively impacts the proper functioning of a roof guttering system. The major cause of water drainage problems for most homes and buildings are these organic materials. Wondering how some leaves and few twigs can cause such a big problem? Over time there’ll be a gradual build up of the natural debris in your gutter system which starts to rot and turn  to a thick and muddy goo which obstructs the flow of water in your drainage. As a result, there’s the need to make sure that your gutters are thoroughly cleaned at least twice annually in order to prevent bigger issues that can be caused by the blockage of a drainage system.

So if you’re considering getting your gutters cleaned by a professional, you’d probably be interested in know just how it’s going to cost. Well, there’s not straightforward and simple answer to this question as there are a number of factors that contributes to the final cleaning cost of your gutters.

In general, in the UK, the average cost for cleaning of gutter is usually around £18 to about £25 per hour. However, you can also be quoted a day rate which is usually ranging between £150 to £200 per day.

The factors that can affect gutter cleaning price includes the type of your property (such as a terraced, end of terraced, detached and semi detached homes) which possesses a varying gutter cleaning price largely due to their size differences, the height of the building ( if you require the service for a property located on the second floor of a building, this would be a bit higher than if it were to be on the ground floor) as well as additional requests.

Shower screens are available today in various range of shapes and sizes and also hinged and folding designs. They’re primarily designed for use in straights bathrooms as the prevent water from splashing onto the bathroom floor when having a shower. They’re also able to offer a great alternative to shower curtains which can appear dated over time and are also considered not to be as hygienic as shower screens. If you’re looking to have a shower screen installed, you have two options – do it yourself or call in a professional. The latter which is more advisable as professionals are able to guarantee a clean and top-quality job the first time. In this post, we’re going to take you through the shower screen installation process to enable you make a hassle and error free installation. Let’s take a look!

1. Examine the area for pipework. Firstly, you’d have to turn off the water at the mains before starting the task. Determine whether the wall you’ll be fitting to is solid or plasterboard, then use a multi-purpose detector to discover any pipes near to where you’ll be drilling.
2. Place the u-channel. Position the shower screen u-channel against the wall at 40mm depth from the shower’s edge. The u-channel should sit flush with the shower – use a spirit level to ensure that it’s level.
3. Mark the screw holes’ spots once the u-channel is level.
4. Drill the holes into the tiles where the marks have been made then put in the plugs.
5. Secure the u-channel with a sealant along the back of the u-channel.
6. Further secure the u-channel using screws and fixings. Once done, proceed to seal the channel’s bottom to the shower using a sealant.
7. Put the shower screen into the u-channel after placing the rubber seal along the glass screen’s bottom.
8. Secure the shower screen by drilling holes into the frame and using screws with cover caps to finish it off.
9. Seal the outer edges of the shower screen.

Knowing when best to clean your gutters can do a lot of good. Wile some people assume that fall is the best time for gutter cleaning after the leaves fall, others believe spring is the most appropriate time to clean the gutters before things start to grow there. The truth is, both camps are right. However, the best time to clean your gutters depend on a wide range of factors which are all unique to you. In order to help you make the most informed decision possible, we have created this post to help you figure out the right time to clean your gutters. Let’s take a look!

Where you’re located. What we get is four season in a year as well as as a good amount of rain. As a result, you may want to put into consideration cleaning your gutter at least twice a year - clean the gutters once in the spring and once in the fall. It’s important to make gutter cleaning a part of your normal spring schedule as well as part of your fall maintenance routines.

What surrounds your home. If you happen to have tree surrounding your home, then it’s more likely that dead leaves clog up your gutter pretty quickly. A single tree is enough as it’s going to shed leaves that will find their way into your gutter, accumulate and affect its performance and integrity.

What your gutter currently looks like. If you gutters already have an entire ecosystem of animal life and plants hamging over the edges, then the best time to clean the gutters is now rather than having to wait a particular season to act. A dirty gutter should be attended to immediately in order to prevent some unnecessary damages as well as expensive repairs.

How Does Electric Central Heating Work?

An electric central heating works to provide a number of benefits for you. These benefits include the following:

lSpace Heating

• The storage heaters work during the night to store electricity which would be used to heat up the heat retaining bricks. This, in turn, will release this energy throughout the day to warm up the room.

• There are also electric radiators which works to deliver on-demand heat and as a result, economy tariffs are totally avoided. It will generate heat by itself rather than storing it and with the controls, you can easily determine the amount of heat to be released when you require it.

• There is the wet electric system options as well which comes with water filled radiators. This operates in a similar way to normal radiators, however, it makes use of electricity to heat up the water.

lWater Heating

• An electric boiler operates in a very similar manner to other boiler types, just that it makes use of electricity as its fuel. Here, the water is warmed by a heating element and the water is later moved to several radiator throughout the house by a pump. These electric boiler types earns you tariff savings as you’ll be able to heat water at night.

• Heat pumps geothermal or air source, redistributes heat instead of creating it. Heat pumps are powered by electricity and it works by absorbing heat either from the air or ground which it then channels it through a pump. This can then be incorporated in heating either water or a room.

• A dedicated immersion heater is another water heating option. Here, the heating element is positioned inside a hot water cylinder. In a similar fashion to a kettle, the element heats the nearby water. Immersion heater can act either as a backup or your main heating element.

How To Hire A Handyman

With so many individuals having not-so-good experiences with handymen, hiring one can be a very difficult task. If you’re also looking for the best way to hire a handyman, then you’d have probably heard some stories of them not showing up, not returning calls or delivering an awful service after promising heaven and earth.

However, the reality is there are also a number of people who have enjoyed the several handy skills these “small job guys have got. Some who actually return calls, show up and also come true of their promises. So how do you become one of those people that’ll have a great story to tell about these handymen? Well, in this article, you’d probably learn a thing or two on the best approach to hiring a handyman that’ll not only provide you with a high quality service, but also display an all-round professionalism and excellent customer service.

• Be Organized. Make a list of all repair and maintenance services required and establish a budget for them. You can use free online pricing tools like Home Advisor’s True Cost Guide to learn more about repair costs.

• Prioritize Your Tasks. Your repair list should be made in order of priority.

• Compare Your Prices. Ensure that your handyman is familiar with the repairs and compare the prices. The handyman’s price quotes can be a little bit higher, but more attention should be placed on obviously inconsistent pricing.

• Search For References. It’s important to request references of previous work. If the handyman has low quality work samples or negative references, then you might want to steer clear and find another handyman.

• Discuss Payment. If you have multiple projects to be done, it’s advisable to structure your payments around task completions. Do not even consider hiring a handyman who requests a full upfront payment.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.