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Whether you need toughened glass in your windows depends on where the windows are in your home or business. Toughened glass is sometimes referred to as tempered or safety glass, and it just means it’s stronger than the standard glass that’s usually offered with double glazed windows. So how do you know if you need it?

Toughened glass is useful in areas of your home where you might come into contact with the windows if you were to trip and fall. If you put your hands out to steady yourself on standard glass the chances are it would break into large sharp pieces with jagged edges. Of course, this means that you could seriously cut yourself if this were to happen. With toughened glass, the structure of the glass is changed so that if it breaks it shatters into lots of tiny pieces, minimising the risk to you if you were to fall on it.

You might want to use toughened glass in patio doors, low windows or frames next to doors. It just means that you will be safer if the unlikely happens and you or a family member falls through the glass. There are certain requirements through Building Regulations with windows at a certain level, but any reputable window installer should be able to go through these with you if you need to replace your windows with toughened glass. The regulations will only apply to new windows – there's no need to switch your windows to toughened glass early, but when you do come to replace them you’ll need to make sure they meet the standard.

These days, buyers expect homes to have double glazing. People recognise the benefits of installing double glazing, so if you don’t have it installed you should consider it. You’ll increase your property’s value and give it a better chance of selling faster, since single glazed properties are also more likely to have problems with damp and mould which could put buyers off.

By replacing the single glazed windows in your home you stand to make savings of around £170 each year. It’s not just the financial gain that makes double glazing attractive though and you can also save up to 680kg of carbon emissions annually. Over 20 years this is a saving of around £3,400 and 13,600kg of CO2.

Some properties are unable to have double glazing, especially those in conservation areas or listed buildings. To counter this problem and still benefit from a warmer home and cheaper bills, secondary glazing is an option. Secondary glazing is a second pane fitted inside your original window. Secondary glazing will still save you around £105 yearly.

Coloured double glazing windows are more expensive than white ones, in general. uPVC is the cheapest material to use for double glazing, and white is the standard colour. But there are endless possibilities in terms of colours you can have, and they do come at additional cost.

Some people choose to have coloured double glazing that matches or opposes the colour of the exterior of their house. Another popular option is a woodgrain effect, which from a distance looks just like more expensive timber windows. The best thing about a wood effect is that you can have the stylish look of wooden windows without the maintenance, and they should last longer.

While coloured double glazing is more expensive than white ones, it doesn’t have to break the bank. The best thing to do is get in touch with a range of window companies and ask them to come round to give you a quote. They should be able to offer you brochures or links to websites of different brands of windows that offer coloured frames. From there, you can decide on the installers you liked most and the brand you preferred.

It’s worth bearing in mind that it’s not always best to go with the cheapest coloured windows. While there lots of good, inexpensive options out there, sometimes very cheap windows won’t be good quality and may not last as long as other slightly more expensive brands. Speak to your installer about guarantees that may come with the windows and how long they would expect them to last before making your final decision.

• Impact from a stone or other object smashing the glass in a ‘bullseye’ effect
• The result of a break-in
• Extreme weather or changes in pressure causing a crack
• The sealed unit being ‘blown’, meaning that it’s no longer energy efficient due to air leaking out

On the grand scale of things there isn’t a huge difference between B-rated windows and A-rated windows. Consumer watchdog Which? have calculated an extra 6.5% would be saved on energy bills with A rather than B rated panes. Be aware that A rated windows are slightly more expensive, however.

Most window installers will be able to provide you with one double glazed window and fit it for you. If you’re replacing one double glazed window in your home, ask them to try and source the same windows that you already have or find one that’s very similar. Externally, you probably won’t be able to notice the difference, but if your existing windows are very old there may be some exterior discolouration and the locks and handles might look slightly different.

If you want one double glazed window so you can fit it yourself, there are lots of online companies that can supply you with one window. However, window fitting is a skilled trade and you might want to consider whether you have the right tools and experience to fit it yourself. Of course, you’ll save money on installation costs, but if something goes wrong, you might end up shelling out to get it fixed anyway.

The other thing to consider is that any replacement windows need to be certified that they meet Building Regulations. If you fit the double glazed window yourself, you’ll need to apply to your local council building control officer to get a certificate that confirms that you fitted the window within the regulations. You’ll have to pay a fee for this, and it will be even more expensive if Building Control say that the window hasn’t been fitted within the regulations and you have to start again.

The alternative is to ask a reputable window installer that is registered with a self-certification scheme, like FENSA, to install the window. That means that they can self-certify that the window meets building regulations once they’ve finished the installation.