Painting / Decorating in Cumbria

What Insurance Does A Painter Need?

As a painter, you’re most likely going to require three forms of insurance which includes public liability, income protection as well as tool insurance. However, you should take note that outside these three, there are also several other forms of insurance whose relevance will only be determined by the nature of your business. Now let’s take a closer look into the three most important forms of insurance for painters.

✓ Public liability. What’s surprising here is the fact that many painters are actually aware that they should have a public liability insurance, but only a few really knows what it actually covers. Essentially, what a public liability insurance does is to protect you in the event whereby you messed up and some else suffers a loss as a result of your actions. Third parties can suffer a property damage or personal injury as a result of your negligence. It does not in any way cover the damages to your own property or injuries suffered by you or your staff.

✓ Income protection. As a subcontractor or self employed painter, you’ll be in the best position to know that if you don’t work, there’ll be no money for you. And with no sick leave and possibly no workers’ compensation, then financial problem looms. But not to worry, you can protect yourself from this risk by getting an income protection insurance.

✓ Tool insurance. It’s always a terrible feeling when you go to the site only to discover your tools such as ladders, spray guns, trestles and equipment are suddenly no where to be found. Upon discovery of this situation, you’ll start thinking about the cost of replacing all the tools. With a tool insurance, you can be protected against these sort of situations whereby your tools are stolen, damaged and lots more.

There are lots of paints that are suitable for different areas of your property. In general, gloss and eggshell paints should be used in high traffic areas, whereas matte paints are suitable for lower traffic areas. Professional painters and decorators can give you advice on the most suitable types of paints.

Can You Paint Over A Wallpaper?

According to some painting and decoration experts, painting over a wallpaper can never produce a result that’ll be as good as painting on a blank or naked wall. However in the event whereby there’s a pressing need to quickly beautify a room, it’ll be totally understandable if you don’t want to go through the hassle of the time consuming old wallpaper removal process.

Therefore, the short and simple answer to this question is yes, it’s absolutely possible to paint over a wallpaper and get a good outcome so far you don’t rush the process. To ensure your success if you want to paint over a wallpaper, there’s also the need to use the right tools and techniques. And just like any other DIY project, proper preparation before commencement is key.

If you’re going to paint over a wallpaper, many of the tools you’ll need to acquire are the standard painting and decorating products. This means that they can be easily procured at many DIY stores. To paint over a wallpaper, you’ll need a paint roller, top quality paint brushes, joint compound ( you’ll only need this in situations whereby your wallpaper is damaged or peeling), oil based primer, tape, sandpaper, paint ( can be water, solvent or oil based paints) as well as drop clothes ( for the protection of your furnitures).

As a rule of thumb, if you can easily remove the existing wallpaper, then you probably should before you start to paint the walls. However, if removing the wallpaper seems to be a pain or can significantly damage your wall, then it’ll be smart to simply paint over it. But before you proceed, you must also note that painting over the wallpaper will make it even harder to remove later in the future.

Yes, painters and decorators can repair stained, damp or mouldy walls. Usually, this process will involve stripping away the damaged paint and treating the area with specialist paint. After this is done, the damaged sections can be repainted to match the room.